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XPS Pensions Group plcLSE:XPS Stock Report

Market Cap UK£643.0m
Share Price
UK£3.17
UK£4.57
30.7% undervalued intrinsic discount
1Y-15.7%
7D2.4%
1D
Portfolio Value
View

XPS Pensions Group plc

LSE:XPS Stock Report

Market Cap: UK£643.0m

XPS Community Fair Values

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XPS Pensions Group plc Competitors

Price History & Performance

Summary of share price highs, lows and changes for XPS Pensions Group
Historical stock prices
Current Share PriceUK£3.17
52 Week HighUK£4.04
52 Week LowUK£2.75
Beta0.34
1 Month Change4.97%
3 Month Change8.38%
1 Year Change-15.69%
3 Year Change85.92%
5 Year Change128.88%
Change since IPO105.84%

Recent News & Updates

Recent updates

Analysis Article Aug 28

There's Reason For Concern Over XPS Pensions Group plc's (LON:XPS) Price

When close to half the companies in the United Kingdom have price-to-earnings ratios (or "P/E's") below 16x, you may...
Analysis Article Feb 26

Why Investors Shouldn't Be Surprised By XPS Pensions Group plc's (LON:XPS) Low P/E

XPS Pensions Group plc's ( LON:XPS ) price-to-earnings (or "P/E") ratio of 12.9x might make it look like a buy right...
User avatar
New Narrative Jan 16

Expanding Into Insurance Consulting Will Improve Efficiency, But Competitive Challenges And Margin Pressures Will Persist

Implementing the Aurora platform is expected to boost operational efficiency and EBITDA margins by replacing costlier third-party providers.
Analysis Article Oct 10

XPS Pensions Group plc's (LON:XPS) Price Is Right But Growth Is Lacking

XPS Pensions Group plc's ( LON:XPS ) price-to-earnings (or "P/E") ratio of 11.6x might make it look like a buy right...
Analysis Article Jul 03

XPS Pensions Group plc (LON:XPS) Surges 25% Yet Its Low P/E Is No Reason For Excitement

XPS Pensions Group plc ( LON:XPS ) shares have continued their recent momentum with a 25% gain in the last month alone...
Analysis Article Apr 13

Why We're Not Concerned About XPS Pensions Group plc's (LON:XPS) Share Price

When close to half the companies in the United Kingdom have price-to-earnings ratios (or "P/E's") below 15x, you may...
Analysis Article Sep 01

Shareholders Will Probably Hold Off On Increasing XPS Pensions Group plc's (LON:XPS) CEO Compensation For The Time Being

In the past three years, the share price of XPS Pensions Group plc ( LON:XPS ) has struggled to generate growth for its...

Shareholder Returns

XPSGB Capital MarketsGB Market
7D2.4%1.9%2.7%
1Y-15.7%-6.7%18.3%

Return vs Industry: XPS underperformed the UK Capital Markets industry which returned -6.7% over the past year.

Return vs Market: XPS underperformed the UK Market which returned 18.3% over the past year.

Price Volatility

Is XPS's price volatile compared to industry and market?
XPS volatility
XPS Average Weekly Movement3.5%
Capital Markets Industry Average Movement4.6%
Market Average Movement5.6%
10% most volatile stocks in GB Market11.7%
10% least volatile stocks in GB Market3.1%

Stable Share Price: XPS has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: XPS's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
20121,901Ben Bramhallwww.xpsgroup.com

XPS Pensions Group plc, together with its subsidiaries, provides employee benefit consultancy and related business services in the United Kingdom. It offers convent and pension advisory; investment and insurance consulting; DB master trust schemes; and self-invested personal pension and SSAS pension services. Further, it provides pension administer services, such as payroll, record keeping, calculations, communications, scheme accounting, and scam identification and protection, and management consultancy services, as well as de-risking projects, GMP equalization, trustee secretarial, and data audits and cleansing services.

XPS Pensions Group plc Fundamentals Summary

How do XPS Pensions Group's earnings and revenue compare to its market cap?
XPS fundamental statistics
Market capUK£643.04m
Earnings (TTM)UK£25.95m
Revenue (TTM)UK£246.90m
25.0x
P/E Ratio
2.6x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
XPS income statement (TTM)
RevenueUK£246.90m
Cost of RevenueUK£21.73m
Gross ProfitUK£225.17m
Other ExpensesUK£199.22m
EarningsUK£25.95m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

Jun 18, 2026

Earnings per share (EPS)0.13
Gross Margin91.20%
Net Profit Margin10.51%
Debt/Equity Ratio42.9%

How did XPS perform over the long term?

See historical performance and comparison

Dividends

3.9%
Current Dividend Yield
97%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/17 18:20
End of Day Share Price 2026/06/17 00:00
Earnings2025/09/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

XPS Pensions Group plc is covered by 15 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
James FletcherBerenberg
Hal PotterBofA Global Research
Portia PatelCanaccord Genuity