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Woori Financial Group Inc.

KOSE:A316140 Stock Report

Market Cap: ₩19.6t

Woori Financial Group (A316140) Stock Overview

Operates as a commercial bank which provides various financial services to individual, business, and institutional customers in Korea. More details

A316140 fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance5/6
Financial Health6/6
Dividends5/6

Rewards

Trading at 55.8% below our estimate of its fair value

Earnings are forecast to grow 7.99% per year

Earnings grew by 19.1% over the past year

Trading at good value compared to peers and industry

Risk Analysis

Unstable dividend track record


A316140 Community Fair Values

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A316140 logo
Woori Financial Group
AN
AnalystConsensusTarget
AnalystConsensusTarget
Consensus Narrative from 20 Analysts

Wealth Management And Digital Investments Will Support Resilience

Key Takeaways Woori Financial Group's revenue growth is supported by diversifying income sources and strengthening wealth management and core fee income. Capital allocation and digital investments are strategically enhancing risk management, asset quality, and future revenue from digital channels.
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₩20.02k
FV
24.6% overvalued intrinsic discount
-0.50%
Revenue growth p.a.
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3users have followed this narrative
14 days ago author updated this narrative
A316140 logo
Woori Financial Group
AN
AnalystLowTarget
AnalystLowTarget
Consensus Narrative from 20 Analysts

South Korea Banking Will Struggle Under Digital Pressures

Key Takeaways Demographic shifts and digital disruption are set to weaken traditional banking demand, eroding Woori's revenues and pricing power. Heightened regulation, ESG pressures, and sector concentration present profitability and credit risk challenges, increasing earnings volatility.
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₩18.00k
FV
38.6% overvalued intrinsic discount
-0.82%
Revenue growth p.a.
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0users have followed this narrative
14 days ago author updated this narrative
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Woori Financial Group
AN
AnalystHighTarget
AnalystHighTarget
Consensus Narrative from 20 Analysts

South Korean Fintech And ESG Trends Will Unlock Opportunity

Key Takeaways Digital platform expansion and bundled service strategies position Woori for accelerated customer growth, fee income, and sustained market share gains through cross-selling opportunities. Regulatory changes and evolving demographics support outsized long-term growth in wealth management, fintech partnerships, and broader monetization within integrated digital finance ecosystems.
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₩31.16k
FV
19.9% undervalued intrinsic discount
3.06%
Revenue growth p.a.
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2 days ago author updated this narrative
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Woori Financial Group Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Woori Financial Group
Historical stock prices
Current Share Price₩25,150.00
52 Week High₩27,100.00
52 Week Low₩13,740.00
Beta0.56
1 Month Change20.33%
3 Month Change52.42%
1 Year Change69.25%
3 Year Change110.46%
5 Year Change183.86%
Change since IPO91.98%

Recent News & Updates

Recent updates

author-image

Critical Mergers And Cost Management To Boost Growth And Strengthen Margins

Strategic expansion in noninterest income and core deposit growth aims to stabilize margins and drive future revenue growth.

Woori Financial Group (KRX:316140) Has Announced A Dividend Of ₩180.00

Sep 02
Woori Financial Group (KRX:316140) Has Announced A Dividend Of ₩180.00

Woori Financial Group (KRX:316140) Will Pay A Dividend Of ₩180.00

Aug 19
Woori Financial Group (KRX:316140) Will Pay A Dividend Of ₩180.00

Shareholder Returns

A316140KR BanksKR Market
7D1.0%1.8%3.3%
1Y69.2%50.0%8.7%

Return vs Industry: A316140 exceeded the KR Banks industry which returned 50% over the past year.

Return vs Market: A316140 exceeded the KR Market which returned 8.7% over the past year.

Price Volatility

Is A316140's price volatile compared to industry and market?
A316140 volatility
A316140 Average Weekly Movement4.3%
Banks Industry Average Movement4.7%
Market Average Movement5.6%
10% most volatile stocks in KR Market11.7%
10% least volatile stocks in KR Market2.8%

Stable Share Price: A316140 has not had significant price volatility in the past 3 months compared to the KR market.

Volatility Over Time: A316140's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
189977Jong-Yong Yimwww.woorifg.com

Woori Financial Group Inc., together with its subsidiaries, operates as a commercial bank which provides various financial services to individual, business, and institutional customers in Korea. The company operates through Banking, Credit Card, Capital, Investment Securities, and Others segments. It offers savings, demand, and installment deposits; time deposits, certificates of deposit, and repurchase instruments; and working capital, facilities, general purpose household, mortgage, and home equity loans.

Woori Financial Group Inc. Fundamentals Summary

How do Woori Financial Group's earnings and revenue compare to its market cap?
A316140 fundamental statistics
Market cap₩19.63t
Earnings (TTM)₩2.72t
Revenue (TTM)₩11.14t
6.8x
P/E Ratio
0.5x
P/B Ratio

Is A316140 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
A316140 income statement (TTM)
Revenue₩11.14t
Cost of Revenue₩38.58b
Gross Profit₩11.10t
Other Expenses₩8.38t
Earnings₩2.72t

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Jul 25, 2025

Earnings per share (EPS)3.70k
Gross Margin99.65%
Net Profit Margin24.39%
Debt/Equity Ratio257.2%

How did A316140 perform over the long term?

See historical performance and comparison

Dividends

4.8%
Current Dividend Yield
33%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/16 13:57
End of Day Share Price 2025/07/16 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Woori Financial Group Inc. is covered by 40 analysts. 19 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Sunmok HaBarclays
Changhun KimBNP Paribas Securities (Asia)
Jeehoon ParkBofA Global Research