SpareBank 1 Sør-Norge (SB1NO) Stock Overview
Provides various financial products and services for personal and corporate customers in Norway. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for SB1NO from our risk checks.
SB1NO Community Fair Values
Create NarrativeSee what 20 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
SpareBank 1 Sør-Norge ASA Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | NOK 199.40 |
| 52 Week High | NOK 221.50 |
| 52 Week Low | NOK 169.20 |
| Beta | 0.53 |
| 1 Month Change | 7.78% |
| 3 Month Change | -5.27% |
| 1 Year Change | 6.86% |
| 3 Year Change | 52.91% |
| 5 Year Change | 73.54% |
| Change since IPO | 1,640.22% |
Recent News & Updates
Narrative Update • Jun 23
SB1NO: Special Dividend Capacity And Capital Structure Will Support Balanced Future Returns
Analysts have kept their NOK 207.0 price target for SpareBank 1 Sør-Norge unchanged, citing only marginal tweaks to assumptions such as the discount rate and future P/E that do not materially alter their overall valuation view. What's in the News for SpareBank 1 Sør-Norge At the AGM held on 23 April 2026, SpareBank 1 Sør-Norge shareholders approved an authorisation for the Board to decide on distributing special dividends of up to NOK 5 per share, based on the bank's approved 2025 financial statements, subject to market conditions, capital adequacy and overall financial position allowing it.Narrative Update • Jun 06
SB1NO: Dividend Flexibility And Capital Changes Will Support Balanced Future Returns
Analysts now see fair value for SpareBank 1 Sør-Norge at NOK 207.00, down from NOK 221.25, reflecting updated assumptions around discount rate, revenue growth, profit margin and future P/E. What's in the News At the AGM on 23 April 2026, shareholders authorised the Board to decide on distributions of up to NOK 5 per share in dividends on one or more occasions, based on the approved 2025 financial statements.Recent updates
Narrative Update • Jun 23
SB1NO: Special Dividend Capacity And Capital Structure Will Support Balanced Future Returns
Analysts have kept their NOK 207.0 price target for SpareBank 1 Sør-Norge unchanged, citing only marginal tweaks to assumptions such as the discount rate and future P/E that do not materially alter their overall valuation view. What's in the News for SpareBank 1 Sør-Norge At the AGM held on 23 April 2026, SpareBank 1 Sør-Norge shareholders approved an authorisation for the Board to decide on distributing special dividends of up to NOK 5 per share, based on the bank's approved 2025 financial statements, subject to market conditions, capital adequacy and overall financial position allowing it.Narrative Update • Jun 06
SB1NO: Dividend Flexibility And Capital Changes Will Support Balanced Future Returns
Analysts now see fair value for SpareBank 1 Sør-Norge at NOK 207.00, down from NOK 221.25, reflecting updated assumptions around discount rate, revenue growth, profit margin and future P/E. What's in the News At the AGM on 23 April 2026, shareholders authorised the Board to decide on distributions of up to NOK 5 per share in dividends on one or more occasions, based on the approved 2025 financial statements.Narrative Update • Apr 26
SB1NO: Dividend Authorisation And Capital Increase Will Support Attractive Future Returns
Analysts have trimmed their price target for SpareBank 1 Sør-Norge from NOK 225 to around NOK 221, reflecting updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News The AGM on 23 April 2026 authorised the Board to decide on special dividends of up to NOK 5 per share, based on the approved 2025 financial statements and subject to capital and market conditions (Key Developments).Narrative Update • Apr 10
SB1NO: Stable Dividend Timeline And Steady Outlook Will Support Measured Future Returns
Analysts have kept their price target for SpareBank 1 Sør-Norge steady at NOK 225, citing only small tweaks to inputs such as the discount rate and future P/E assumptions, rather than a change in their overall view of the shares. What's in the News SpareBank 1 Sør-Norge ASA announced an annual dividend of NOK 12.00 per share, with payment scheduled for May 4, 2026 (Key Developments).Narrative Update • Mar 27
SB1NO: Dividend Timeline And Updated Fair Value Will Support A Balanced Outlook
Analysts have raised the price target for SpareBank 1 Sør-Norge from NOK 213.75 to NOK 225.00, reflecting updated inputs for the discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News SpareBank 1 Sør-Norge ASA announced an annual dividend of NOK 12.00 per share.Narrative Update • Mar 13
SB1NO: Stable Dividend Outlook Will Support A Balanced Forward Profile
Analysts have kept their NOK 213.75 price target for SpareBank 1 Sør-Norge unchanged, citing only slight tweaks to assumptions on discount rate, revenue growth, profit margin and future P/E that do not materially alter their valuation view. What's in the News SpareBank 1 Sør-Norge ASA announced an annual dividend of NOK 12.0000 per share, with an ex-date of April 24, 2026, a record date of April 27, 2026, and payment scheduled for May 04, 2026 (Key Developments).Narrative Update • Feb 25
SB1NO: Dividend And Buyback Framework Will Support A Balanced Outlook
Analysts have lifted their price target on SpareBank 1 Sør-Norge from NOK 201.25 to NOK 213.75, reflecting updated views on discount rate, expected revenue growth, profit margin, and future P/E assumptions. What's in the News Annual dividend of NOK 12.00 per share announced, with ex date on April 24, 2026, record date on April 27, 2026, and payment on May 4, 2026 (company announcement).Analysis Article • Feb 15
SpareBank 1 Sør-Norge ASA (OB:SB1NO) Full-Year Results: Here's What Analysts Are Forecasting For This Year
As you might know, SpareBank 1 Sør-Norge ASA ( OB:SB1NO ) recently reported its yearly numbers. Results were roughly in...Narrative Update • Feb 11
SB1NO: Share Buyback Programme And Stable Assumptions Will Support Balanced Outlook
Analysts have raised their price target on SpareBank 1 Sør-Norge by NOK 5 to NOK 201.25, reflecting updated assumptions for the discount rate, revenue growth, profit margin and future P/E. What's in the News The Board of Directors of SpareBank 1 SR Bank ASA has authorized a share buyback plan dated November 27, 2025 (company announcement).Narrative Update • Jan 27
SB1NO: Share Buyback Plan Will Support Stable Outlook At Current Pricing
Analysts have kept their price target for SpareBank 1 Sør-Norge steady at NOK 196.25, citing only very small tweaks to inputs like the discount rate, long term revenue growth, profit margin and future P/E assumptions as the basis for this unchanged view. What's in the News The Board of Directors of SpareBank 1 SR Bank ASA has authorized a share buyback plan on November 27, 2025, categorized as a buyback transaction announcement (Key Developments).Narrative Update • Jan 12
SB1NO: Fair Outlook Will Balance Lower Assumptions With Reduced Discount Rate
Analysts have lifted their price target for SpareBank 1 Sør-Norge from NOK 188.75 to NOK 196.25, citing updated assumptions around the discount rate, expected revenue growth, profit margins and a lower future P/E multiple. Valuation Changes Fair Value Estimate raised slightly from NOK 188.75 to NOK 196.25 per share.Analysis Article • Nov 03
SpareBank 1 Sør-Norge ASA Beat Analyst Estimates: See What The Consensus Is Forecasting For Next Year
SpareBank 1 Sør-Norge ASA ( OB:SB1NO ) defied analyst predictions to release its third-quarter results, which were...Narrative Update • Sep 06
Norwegian Bank Integration And Sustainable Lending Will Unlock New Potential
Both the discount rate and future P/E multiple for SpareBank 1 Sør-Norge remained largely unchanged, resulting in the consensus analyst price target holding steady at NOK188.75. Valuation Changes Summary of Valuation Changes for SpareBank 1 Sør-Norge The Consensus Analyst Price Target remained effectively unchanged, at NOK188.75.
New Narrative • Dec 25
SR-Bank Merger And Regional Expansion May Boost Growth, But Loan Impairments And Competition Could Impact Earnings
Merger with SR-Bank could boost net margins through cost efficiencies, increased revenue, and improved cost-to-income ratios.Shareholder Returns
| SB1NO | NO Banks | NO Market | |
|---|---|---|---|
| 7D | 3.3% | 1.5% | 2.3% |
| 1Y | 6.9% | 6.3% | 10.8% |
Return vs Industry: SB1NO exceeded the Norwegian Banks industry which returned 5.1% over the past year.
Return vs Market: SB1NO underperformed the Norwegian Market which returned 10.1% over the past year.
Price Volatility
| SB1NO volatility | |
|---|---|
| SB1NO Average Weekly Movement | 2.9% |
| Banks Industry Average Movement | 2.9% |
| Market Average Movement | 5.3% |
| 10% most volatile stocks in NO Market | 10.9% |
| 10% least volatile stocks in NO Market | 2.9% |
Stable Share Price: SB1NO has not had significant price volatility in the past 3 months compared to the Norwegian market.
Volatility Over Time: SB1NO's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1839 | 2,261 | Inge Reinertsen | www.sparebank1.no/ |
SpareBank 1 Sør-Norge ASA, together with its subsidiaries, provides various financial products and services for personal and corporate customers in Norway. The company operates through Retail Market, Corporate Market, SME & Agriculture, and Other Activities segments. It offers savings, loans, insurance, and pension products.
SpareBank 1 Sør-Norge ASA Fundamentals Summary
| SB1NO fundamental statistics | |
|---|---|
| Market cap | NOK 74.86b |
| Earnings (TTM) | NOK 6.24b |
| Revenue (TTM) | NOK 13.51b |
12.0x
P/E Ratio1.3x
P/B RatioIs SB1NO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SB1NO income statement (TTM) | |
|---|---|
| Revenue | NOK 13.51b |
| Cost of Revenue | NOK 0 |
| Gross Profit | NOK 13.51b |
| Other Expenses | NOK 7.27b |
| Earnings | NOK 6.24b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Aug 13, 2026
| Earnings per share (EPS) | 16.62 |
| Gross Margin | 100.00% |
| Net Profit Margin | 46.20% |
| Debt/Equity Ratio | 389.0% |
How did SB1NO perform over the long term?
See historical performance and comparisonDividends
6.0%
Current Dividend Yield72%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/03 09:48 |
| End of Day Share Price | 2026/07/03 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
SpareBank 1 Sør-Norge ASA is covered by 7 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | ABG Sundal Collier |
| Johan Ström | Carnegie Investment Bank AB |
| Hans Rettedal Christiansen | Danske Bank |