SpareBank 1 Sør-Norge ASA

OB:SB1NO Stock Report

Market Cap: NOK 67.6b

SpareBank 1 Sør-Norge Future Growth

Future criteria checks 2/6

SpareBank 1 Sør-Norge is forecast to grow earnings and revenue by 6.3% and 6.6% per annum respectively. EPS is expected to grow by 7.8% per annum. Return on equity is forecast to be 12% in 3 years.

Key information

6.3%

Earnings growth rate

7.77%

EPS growth rate

Banks earnings growth0.4%
Revenue growth rate6.6%
Future return on equity11.99%
Analyst coverage

Low

Last updated09 May 2025

Recent future growth updates

SpareBank 1 Sør-Norge ASA Just Recorded A 13% EPS Beat: Here's What Analysts Are Forecasting Next

May 10
SpareBank 1 Sør-Norge ASA Just Recorded A 13% EPS Beat: Here's What Analysts Are Forecasting Next

SpareBank 1 Sør-Norge ASA Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Nov 03
SpareBank 1 Sør-Norge ASA Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Recent updates

SpareBank 1 Sør-Norge ASA Just Recorded A 13% EPS Beat: Here's What Analysts Are Forecasting Next

May 10
SpareBank 1 Sør-Norge ASA Just Recorded A 13% EPS Beat: Here's What Analysts Are Forecasting Next

SpareBank 1 Sør-Norge's (OB:SB1NO) Dividend Will Be Increased To NOK8.50

Apr 23
SpareBank 1 Sør-Norge's (OB:SB1NO) Dividend Will Be Increased To NOK8.50

SpareBank 1 Sør-Norge's (OB:SB1NO) Upcoming Dividend Will Be Larger Than Last Year's

Apr 04
SpareBank 1 Sør-Norge's (OB:SB1NO) Upcoming Dividend Will Be Larger Than Last Year's

SpareBank 1 Sør-Norge (OB:SB1NO) Is Paying Out A Larger Dividend Than Last Year

Mar 10
SpareBank 1 Sør-Norge (OB:SB1NO) Is Paying Out A Larger Dividend Than Last Year

SpareBank 1 Sør-Norge (OB:SB1NO) Has Announced That It Will Be Increasing Its Dividend To NOK8.50

Feb 15
SpareBank 1 Sør-Norge (OB:SB1NO) Has Announced That It Will Be Increasing Its Dividend To NOK8.50
author-image

SR-Bank Merger And Regional Expansion May Boost Growth, But Loan Impairments And Competition Could Impact Earnings

Merger with SR-Bank could boost net margins through cost efficiencies, increased revenue, and improved cost-to-income ratios.

Here's Why SpareBank 1 Sør-Norge (OB:SB1NO) Has Caught The Eye Of Investors

Dec 10
Here's Why SpareBank 1 Sør-Norge (OB:SB1NO) Has Caught The Eye Of Investors

SpareBank 1 Sør-Norge ASA Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Nov 03
SpareBank 1 Sør-Norge ASA Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

We Ran A Stock Scan For Earnings Growth And SpareBank 1 SR-Bank (OB:SRBNK) Passed With Ease

Aug 16
We Ran A Stock Scan For Earnings Growth And SpareBank 1 SR-Bank (OB:SRBNK) Passed With Ease

Earnings and Revenue Growth Forecasts

OB:SB1NO - Analysts future estimates and past financials data (NOK Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202714,2526,595N/AN/A4
12/31/202613,7456,330N/AN/A4
12/31/202513,5886,535N/AN/A4
3/31/202511,4975,428-2,090-1,874N/A
12/31/202410,3534,911-7,905-7,721N/A
9/30/20249,9915,052-2,708-2,596N/A
6/30/20249,5764,689-7,771-7,665N/A
3/31/20249,4104,5783,7693,879N/A
12/31/20238,9764,3008,5398,663N/A
9/30/20238,2053,828-1,455-1,325N/A
6/30/20237,7443,629-13,382-13,256N/A
3/31/20237,3133,405-22,850-22,743N/A
12/31/20227,0383,293-15,750-15,653N/A
9/30/20226,8883,188-17,289-17,158N/A
6/30/20226,7603,095-7,453-7,381N/A
3/31/20226,6763,1233,8784,051N/A
12/31/20216,5523,089-7,612-7,435N/A
9/30/20216,0582,806-5,253-5,140N/A
6/30/20215,6642,577-2,769-2,596N/A
3/31/20214,8602,007-16,730-16,663N/A
12/31/20204,2071,503-2,392-2,345N/A
9/30/20204,1771,385-4,135-3,957N/A
6/30/20204,3531,480-3,901-3,689N/A
3/31/20205,2282,1384,0434,346N/A
12/31/20196,2953,084-10,810-10,431N/A
9/30/20196,2433,140-11,447-11,092N/A
6/30/20196,2053,190-18,462-18,099N/A
3/31/20195,8202,916-19,414-19,081N/A
12/31/20185,1212,291N/A-9,613N/A
9/30/20185,1392,322N/A-4,952N/A
6/30/20185,0832,300N/A-2,702N/A
3/31/20184,9532,198N/A-8,459N/A
12/31/20174,7772,084N/A-9,091N/A
9/30/20174,5721,956N/A-9,743N/A
6/30/20174,4381,880N/A-4,622N/A
3/31/20174,2421,772N/A-2,066N/A
12/31/20164,1901,755N/A-6,026N/A
9/30/20163,9701,768N/A-7,362N/A
6/30/20163,7421,611N/A-10,474N/A
3/31/20163,8301,636N/A-11,587N/A
12/31/20154,0091,746N/A-5,335N/A
9/30/20154,2471,752N/A-2,714N/A
6/30/20154,4261,829N/A555N/A
3/31/20154,5231,932N/A-512N/A
12/31/20144,6572,095N/A-4,046N/A
9/30/20144,7822,214N/A-4,004N/A
6/30/20144,8242,276N/A-10,357N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: SB1NO's forecast earnings growth (6.3% per year) is above the savings rate (2.5%).

Earnings vs Market: SB1NO's earnings (6.3% per year) are forecast to grow slower than the Norwegian market (8.2% per year).

High Growth Earnings: SB1NO's earnings are forecast to grow, but not significantly.

Revenue vs Market: SB1NO's revenue (6.6% per year) is forecast to grow faster than the Norwegian market (2.3% per year).

High Growth Revenue: SB1NO's revenue (6.6% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: SB1NO's Return on Equity is forecast to be low in 3 years time (12%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/19 02:44
End of Day Share Price 2025/05/19 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

SpareBank 1 Sør-Norge ASA is covered by 11 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullABG Sundal Collier
Fridtjof BerentsArctic Securities ASA
Geir KristiansenBeringer Finance AB