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Abu Dhabi Commercial Bank PJSCADX:ADCB Stock Report

Market Cap د.إ115.6b
Share Price
د.إ15.80
My Fair Value
AN
AnalystConsensusTarget
د.إ17
5.8% undervalued intrinsic discount
1Y83.9%
7D0.5%
Portfolio Value
View

Abu Dhabi Commercial Bank PJSC

ADX:ADCB Stock Report

Market Cap: د.إ115.6b

Abu Dhabi Commercial Bank PJSC (ADCB) Stock Overview

Provides banking products and services in the United Arab Emirates and internationally. More details

ADCB fundamental analysis
Snowflake Score
Valuation0/6
Future Growth2/6
Past Performance2/6
Financial Health5/6
Dividends4/6

ADCB Community Fair Values

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Abu Dhabi Commercial Bank PJSC Competitors

Price History & Performance

Summary of share price highs, lows and changes for Abu Dhabi Commercial Bank PJSC
Historical stock prices
Current Share Priceد.إ15.80
52 Week Highد.إ16.60
52 Week Lowد.إ8.06
Beta0.26
1 Month Change12.86%
3 Month Change32.77%
1 Year Change83.93%
3 Year Change80.10%
5 Year Change225.95%
Change since IPO701.59%

Recent News & Updates

Recent updates

author-image

AI And International Expansion Will Strengthen UAE Bank's Future

ADCB's growth strategy emphasizes doubling net profits, enhancing non-interest income, and international expansion, potentially boosting revenue and earnings.

Abu Dhabi Commercial Bank PJSC's (ADX:ADCB) Shareholders Will Receive A Bigger Dividend Than Last Year

Jan 31
Abu Dhabi Commercial Bank PJSC's (ADX:ADCB) Shareholders Will Receive A Bigger Dividend Than Last Year

Shareholder Returns

ADCBAE BanksAE Market
7D0.5%0.6%0.05%
1Y83.9%49.4%18.3%

Return vs Industry: ADCB exceeded the AE Banks industry which returned 49.9% over the past year.

Return vs Market: ADCB exceeded the AE Market which returned 18.8% over the past year.

Price Volatility

Is ADCB's price volatile compared to industry and market?
ADCB volatility
ADCB Average Weekly Movement4.4%
Banks Industry Average Movement4.4%
Market Average Movement4.1%
10% most volatile stocks in AE Market9.2%
10% least volatile stocks in AE Market2.3%

Stable Share Price: ADCB has not had significant price volatility in the past 3 months compared to the AE market.

Volatility Over Time: ADCB's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1985n/aAla’a Atta Khalil Eraiqatwww.adcb.com

Abu Dhabi Commercial Bank PJSC, together with its subsidiaries, provides banking products and services in the United Arab Emirates and internationally. The company operates in five segments: Retail Banking, Private Banking, Corporate and Investment Banking, Investments and Treasury, and Property Management. It offers current, savings, guest, fixed deposit, business, and money transfer accounts; debit, credit, and corporate cards; car, home, business, and personal loans; and insurance and capital market services; and safe deposit lockers.

Abu Dhabi Commercial Bank PJSC Fundamentals Summary

How do Abu Dhabi Commercial Bank PJSC's earnings and revenue compare to its market cap?
ADCB fundamental statistics
Market capد.إ115.63b
Earnings (TTM)د.إ9.31b
Revenue (TTM)د.إ17.54b
12.4x
P/E Ratio
1.5x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ADCB income statement (TTM)
Revenueد.إ17.54b
Cost of Revenueد.إ0
Gross Profitد.إ17.54b
Other Expensesد.إ8.23b
Earningsد.إ9.31b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.27
Gross Margin100.00%
Net Profit Margin53.10%
Debt/Equity Ratio166.5%

How did ADCB perform over the long term?

See historical performance and comparison

Dividends

3.7%
Current Dividend Yield
46%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/08 06:15
End of Day Share Price 2025/08/08 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Abu Dhabi Commercial Bank PJSC is covered by 34 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ranya GnabaAlphaMena
Kais KriaaAlphaMena
Jaap MeijerArqaam Capital Research Offshore S.A.L.