Abu Dhabi Commercial Bank PJSC Balance Sheet Health
Financial Health criteria checks 4/6
Abu Dhabi Commercial Bank PJSC has total assets of AED638.8B and total equity of AED73.7B. Total deposits are AED415.7B, and total loans are AED372.2B.
Key information
8.7x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | د.إ415.69b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | د.إ45.39b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ADCB's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: ADCB has a low allowance for bad loans (99%).
Low Risk Liabilities: 74% of ADCB's liabilities are made up of primarily low risk sources of funding.
Loan Level: ADCB has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: ADCB's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: ADCB has a high level of bad loans (2.6%).