Abu Dhabi Commercial Bank PJSC Balance Sheet Health
Financial Health criteria checks 5/6
Abu Dhabi Commercial Bank PJSC has total assets of AED594.4B and total equity of AED68.7B. Total deposits are AED394.0B, and total loans are AED346.7B.
Key information
8.7x
Asset to equity ratio
n/a
Net interest margin
Total deposits | د.إ394.01b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | د.إ53.40b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ADCB's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: ADCB has a sufficient allowance for bad loans (124%).
Low Risk Liabilities: 75% of ADCB's liabilities are made up of primarily low risk sources of funding.
Loan Level: ADCB has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: ADCB's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: ADCB has a high level of bad loans (2.5%).