Swiss Life Holding AG

SWX:SLHN Stock Report

Market Cap: CHF 23.6b

Swiss Life Holding Balance Sheet Health

Financial Health criteria checks 3/6

Swiss Life Holding has a total shareholder equity of CHF7.0B and total debt of CHF15.4B, which brings its debt-to-equity ratio to 220.2%. Its total assets and total liabilities are CHF216.2B and CHF209.2B respectively. Swiss Life Holding's EBIT is CHF1.8B making its interest coverage ratio 4.8. It has cash and short-term investments of CHF79.4B.

Key information

220.19%

Debt to equity ratio

CHF 15.37b

Debt

Interest coverage ratio4.8x
CashCHF 79.45b
EquityCHF 6.98b
Total liabilitiesCHF 209.21b
Total assetsCHF 216.19b

Recent financial health updates

No updates

Recent updates

Swiss Life Holding AG's (VTX:SLHN) Business Is Trailing The Market But Its Shares Aren't

Jul 25
Swiss Life Holding AG's (VTX:SLHN) Business Is Trailing The Market But Its Shares Aren't

Swiss Life Holding (VTX:SLHN) Has Announced That It Will Be Increasing Its Dividend To CHF35.00

Apr 11
Swiss Life Holding (VTX:SLHN) Has Announced That It Will Be Increasing Its Dividend To CHF35.00
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New Index-Based Offerings And Adviser Recruitment Will Shape Future Success

Strategic investments and increased adviser recruiting suggest potential for future revenue growth and enhanced shareholder value.

Why Investors Shouldn't Be Surprised By Swiss Life Holding AG's (VTX:SLHN) Low P/E

Dec 21
Why Investors Shouldn't Be Surprised By Swiss Life Holding AG's (VTX:SLHN) Low P/E

Financial Position Analysis

Short Term Liabilities: SLHN's short term assets (CHF87.9B) exceed its short term liabilities (CHF5.7B).

Long Term Liabilities: SLHN's short term assets (CHF87.9B) do not cover its long term liabilities (CHF203.5B).


Debt to Equity History and Analysis

Debt Level: SLHN has more cash than its total debt.

Reducing Debt: SLHN's debt to equity ratio has increased from 30.5% to 220.2% over the past 5 years.

Debt Coverage: SLHN's debt is not well covered by operating cash flow (11.1%).

Interest Coverage: SLHN's interest payments on its debt are well covered by EBIT (4.8x coverage).


Balance Sheet


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/10 17:29
End of Day Share Price 2025/09/10 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Swiss Life Holding AG is covered by 29 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Daniel BischofBaader Helvea Equity Research
Stefan SchürmannBank Vontobel AG
Alessia MagniBarclays