Civista Bancshares Future Growth

Future criteria checks 0/6

Civista Bancshares's earnings are forecast to decline at 10% per annum while its annual revenue is expected to grow at 4% per year. EPS is expected to decline by 10.3% per annum.

Key information

-10.0%

Earnings growth rate

-10.3%

EPS growth rate

Banks earnings growth	8.3%
Revenue growth rate	4.0%
Future return on equity	n/a
Analyst coverage	Good
Last updated	25 Jun 2024

Recent future growth updates

Earnings Miss: Civista Bancshares, Inc. Missed EPS By 11% And Analysts Are Revising Their Forecasts

May 03

Recent updates

Earnings Miss: Civista Bancshares, Inc. Missed EPS By 11% And Analysts Are Revising Their Forecasts

May 03

Civista Bancshares' (NASDAQ:CIVB) Upcoming Dividend Will Be Larger Than Last Year's

Aug 01

Civista Bancshares, Inc. Just Missed Earnings - But Analysts Have Updated Their Models

May 02

Civista Bancshares' (NASDAQ:CIVB) Dividend Will Be Increased To US$0.14

Oct 14

Three Things You Should Check Before Buying Civista Bancshares, Inc. (NASDAQ:CIVB) For Its Dividend

Apr 01

What Type Of Shareholders Own The Most Number of Civista Bancshares, Inc. (NASDAQ:CIVB) Shares?

Mar 05

Have Insiders Been Buying Civista Bancshares, Inc. (NASDAQ:CIVB) Shares?

Feb 07

Civista Bancshares goes ex-dividend tomorrow

Jan 14

Update: Civista Bancshares (NASDAQ:CIVB) Stock Gained 73% In The Last Five Years

Jan 11

What Can We Make Of Civista Bancshares' (NASDAQ:CIVB) CEO Compensation?

Dec 16

Here's What Civista Bancshares, Inc.'s (NASDAQ:CIVB) Shareholder Ownership Structure Looks Like

Nov 25

Earnings and Revenue Growth Forecasts

NasdaqCM:CIVB - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2025	161	29	N/A	N/A	5
12/31/2024	152	27	N/A	N/A	5
3/31/2024	150	35	41	44	N/A
12/31/2023	158	41	59	63	N/A
9/30/2023	163	44	53	58	N/A
6/30/2023	160	45	11	17	N/A
3/31/2023	150	43	28	36	N/A
12/31/2022	138	39	19	25	N/A
9/30/2022	126	38	30	34	N/A
6/30/2022	121	37	65	68	N/A
3/31/2022	124	38	32	34	N/A
12/31/2021	126	40	39	41	N/A
9/30/2021	125	40	40	42	N/A
6/30/2021	121	38	39	41	N/A
3/31/2021	113	35	21	23	N/A
12/31/2020	108	32	31	33	N/A
9/30/2020	105	30	39	42	N/A
6/30/2020	104	30	27	31	N/A
3/31/2020	105	32	49	52	N/A
12/31/2019	107	33	36	39	N/A
9/30/2019	106	33	20	23	N/A
6/30/2019	99	22	33	35	N/A
3/31/2019	91	16	25	26	N/A
12/31/2018	83	13	18	20	N/A
9/30/2018	76	9	28	28	N/A
6/30/2018	75	16	17	18	N/A
3/31/2018	73	17	18	18	N/A
12/31/2017	71	15	N/A	21	N/A
9/30/2017	68	14	N/A	18	N/A
6/30/2017	67	14	N/A	18	N/A
3/31/2017	68	16	N/A	9	N/A
12/31/2016	68	16	N/A	18	N/A
9/30/2016	67	15	N/A	12	N/A
6/30/2016	66	15	N/A	10	N/A
3/31/2016	63	13	N/A	20	N/A
12/31/2015	60	11	N/A	15	N/A
9/30/2015	59	10	N/A	18	N/A
6/30/2015	57	9	N/A	20	N/A
3/31/2015	55	8	N/A	22	N/A
12/31/2014	54	8	N/A	15	N/A
9/30/2014	54	7	N/A	17	N/A
6/30/2014	53	6	N/A	14	N/A
3/31/2014	52	5	N/A	16	N/A
12/31/2013	51	5	N/A	13	N/A
9/30/2013	50	6	N/A	11	N/A
6/30/2013	48	6	N/A	16	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: CIVB's earnings are forecast to decline over the next 3 years (-10% per year).

Earnings vs Market: CIVB's earnings are forecast to decline over the next 3 years (-10% per year).

High Growth Earnings: CIVB's earnings are forecast to decline over the next 3 years.

Revenue vs Market: CIVB's revenue (4% per year) is forecast to grow slower than the US market (8.6% per year).

High Growth Revenue: CIVB's revenue (4% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if CIVB's Return on Equity is forecast to be high in 3 years time

Civista Bancshares Future Growth

Future criteria checks 0/6

Key information

Recent future growth updates

Consensus EPS estimates fall by 13%

Earnings Miss: Civista Bancshares, Inc. Missed EPS By 11% And Analysts Are Revising Their Forecasts

Price target decreased by 11% to US$17.00

Price target decreased by 8.1% to US$19.60

Consensus EPS estimates fall by 12%

Price target decreased by 9.3% to US$22.50

Recent updates

Director recently bought US$50k worth of stock

Consensus EPS estimates fall by 13%

Earnings Miss: Civista Bancshares, Inc. Missed EPS By 11% And Analysts Are Revising Their Forecasts

Price target decreased by 11% to US$17.00

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Civista Bancshares, Inc. Appoints Ian Whinnem as Chief Financial Officer, Effective June 3, 2024

Civista Bancshares, Inc. Appoints Ian Whinnem as Chief Financial Officer, Effective June 3, 2024

Civista Bancshares, Inc. Approves Quarterly Dividend, Payable on May 22, 2024

Civista Bancshares, Inc. (NasdaqCM:CIVB) announces an Equity Buyback for $13.5 million worth of its shares.

Civista Bancshares, Inc. to Report Q1, 2024 Results on Apr 30, 2024

Full year 2023 earnings: EPS exceeds analyst expectations while revenues lag behind

Civista Bancshares, Inc., Annual General Meeting, Apr 16, 2024

Full year 2023 earnings: EPS exceeds analyst expectations while revenues lag behind

Civista Bancshares, Inc. Reports Unaudited Charge-Offs Results for the Fourth Quarter Ended December 31, 2023

Third quarter dividend of US$0.16 announced

Civista Bancshares, Inc. Declares First Quarter Common Dividend, Payable March 1, 2024

Civista Bancshares, Inc. to Report Q4, 2023 Results on Feb 08, 2024

Civista Bancshares, Inc. Announces Executive Changes

New major risk - Revenue and earnings growth

Price target decreased by 8.1% to US$19.60

Third quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behind

Civista Bancshares, Inc. Declares Fourth Quarter Common Dividend, Payable on November 21, 2023

Civista Bancshares, Inc. to Report Q3, 2023 Results on Oct 27, 2023

New minor risk - Shareholder dilution

Consensus EPS estimates fall by 12%

Civista Bancshares' (NASDAQ:CIVB) Upcoming Dividend Will Be Larger Than Last Year's

New major risk - Revenue and earnings growth

Civista Bancshares, Inc. Approves Quarterly Cash Dividend, Payable August 22, 2023

Second quarter 2023 earnings: EPS and revenues miss analyst expectations

Civista Bancshares, Inc. Announces Board Appointments

Should You Be Adding Civista Bancshares (NASDAQ:CIVB) To Your Watchlist Today?

Civista Bancshares, Inc. to Report Q2, 2023 Results on Jul 28, 2023

Insider recently bought US$51k worth of stock

Price target decreased by 9.3% to US$22.50

Civista Bancshares (NASDAQ:CIVB) Has Affirmed Its Dividend Of $0.15

Price target decreased by 10% to US$24.80

Full year 2022 earnings: EPS in line with analyst expectations despite revenue beat

Investor sentiment deteriorates as stock falls 19%

Insider recently bought US$53k worth of stock

Civista Bancshares (NASDAQ:CIVB) Has Announced A Dividend Of $0.14

Full year 2022 earnings: EPS in line with analyst expectations despite revenue beat

Civista Bancshares, Inc. Declares First Quarter Common Dividend, Payable on March 1, 2023

Civista Bancshares, Inc. to Report Q4, 2022 Results on Feb 07, 2023

Independent Director recently sold US$228k worth of stock

Independent Director notifies of intention to sell stock

Civista Bancshares, Inc. Approves Quarterly Dividend for Common Share to Shareholders, Payable November 22, 2022

Third quarter 2022 earnings: EPS and revenues exceed analyst expectations

Civista Bancshares, Inc. to Report Q3, 2022 Results on Oct 27, 2022

Civista Bancshares, Inc. Declares Third Quarter Common Dividend, Payable on August 23, 2022

Civista Bancshares, Inc. Reports Charge-Offs for the Second Quarter Ended June 30, 2022

Second quarter 2022 earnings released: EPS: US$0.53 (vs US$0.59 in 2Q 2021)

Civista Bancshares, Inc. and Civista Bank Add Lorina Wise to Board of Directors

Civista Bancshares, Inc. completed the acquisition of Comunibanc Corp. (OTCPK:CBCZ) from a group of shareholders.

Insufficient new directors

Civista Bancshares, Inc. Just Missed Earnings - But Analysts Have Updated Their Models

Civista Bancshares, Inc. Declares Second Quarter Common Dividend, Payable May 25, 2022

First quarter 2022 earnings: EPS and revenues miss analyst expectations

Full year 2021 earnings: EPS exceeds analyst expectations

Independent Director recently sold US$121k worth of stock

Independent Director notifies of intention to sell stock

Independent Director notifies of intention to sell stock

Civista Bancshares, Inc., Annual General Meeting, Apr 19, 2022

Independent Director recently sold US$120k worth of stock

Full year 2021 earnings: EPS exceeds analyst expectations

Civista Bancshares, Inc. Declares First Quarter Common Dividend, Payable on March 1, 2022

Civista Bancshares, Inc. (NasdaqCM:CIVB) signed a definitive merger agreement to acquire Comunibanc Corp. (OTCPK : CBCZ) for $50.2 million.

Civista Bancshares, Inc. announced that it has received $75 million in funding

Third quarter 2021 earnings released: EPS US$0.64 (vs US$0.48 in 3Q 2020)

Civista Bancshares' (NASDAQ:CIVB) Dividend Will Be Increased To US$0.14