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XPS Pensions Group LSE:XPS Stock Report

Last Price

UK£3.65

Market Cap

UK£756.5m

7D

-5.1%

1Y

25.9%

Updated

22 Jun, 2025

Data

Company Financials +

XPS Pensions Group (XPS) Stock Overview

Provides employee benefit consultancy and related business services in the United Kingdom. More details

XPS fundamental analysis
Snowflake Score
Valuation2/6
Future Growth3/6
Past Performance2/6
Financial Health5/6
Dividends3/6

XPS Community Fair Values

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XPS Pensions Group plc Competitors

Price History & Performance

Summary of share price highs, lows and changes for XPS Pensions Group
Historical stock prices
Current Share PriceUK£3.65
52 Week HighUK£4.26
52 Week LowUK£2.82
Beta0.33
1 Month Change-8.98%
3 Month Change-1.35%
1 Year Change25.86%
3 Year Change173.41%
5 Year Change228.83%
Change since IPO137.01%

Recent News & Updates

Why Investors Shouldn't Be Surprised By XPS Pensions Group plc's (LON:XPS) Low P/E

Feb 26
Why Investors Shouldn't Be Surprised By XPS Pensions Group plc's (LON:XPS) Low P/E

Recent updates

Why Investors Shouldn't Be Surprised By XPS Pensions Group plc's (LON:XPS) Low P/E

Feb 26
Why Investors Shouldn't Be Surprised By XPS Pensions Group plc's (LON:XPS) Low P/E
author-image

Expanding Into Insurance Consulting Will Improve Efficiency, But Competitive Challenges And Margin Pressures Will Persist

Implementing the Aurora platform is expected to boost operational efficiency and EBITDA margins by replacing costlier third-party providers.

XPS Pensions Group plc's (LON:XPS) Price Is Right But Growth Is Lacking

Oct 10
XPS Pensions Group plc's (LON:XPS) Price Is Right But Growth Is Lacking

XPS Pensions Group plc (LON:XPS) Surges 25% Yet Its Low P/E Is No Reason For Excitement

Jul 03
XPS Pensions Group plc (LON:XPS) Surges 25% Yet Its Low P/E Is No Reason For Excitement

Why We're Not Concerned About XPS Pensions Group plc's (LON:XPS) Share Price

Apr 13
Why We're Not Concerned About XPS Pensions Group plc's (LON:XPS) Share Price

Shareholders Will Probably Hold Off On Increasing XPS Pensions Group plc's (LON:XPS) CEO Compensation For The Time Being

Sep 01
Shareholders Will Probably Hold Off On Increasing XPS Pensions Group plc's (LON:XPS) CEO Compensation For The Time Being

If You Had Bought XPS Pensions Group's (LON:XPS) Shares Three Years Ago You Would Be Down 31%

Jan 01
If You Had Bought XPS Pensions Group's (LON:XPS) Shares Three Years Ago You Would Be Down 31%

Shareholder Returns

XPSGB Capital MarketsGB Market
7D-5.1%-0.9%-0.9%
1Y25.9%13.1%4.3%

Return vs Industry: XPS exceeded the UK Capital Markets industry which returned 13.1% over the past year.

Return vs Market: XPS exceeded the UK Market which returned 4.3% over the past year.

Price Volatility

Is XPS's price volatile compared to industry and market?
XPS volatility
XPS Average Weekly Movement4.6%
Capital Markets Industry Average Movement5.1%
Market Average Movement5.8%
10% most volatile stocks in GB Market12.3%
10% least volatile stocks in GB Market3.3%

Stable Share Price: XPS has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: XPS's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
20121,901Ben Bramhallwww.xpsgroup.com

XPS Pensions Group plc, together with its subsidiaries, provides employee benefit consultancy and related business services in the United Kingdom. It offers pension advisory; independent consultancy; DB master trust schemes; and self-invested personal pension (SIPP) and SSAS pension services. The company also provides pension administer services, such as payroll, scheme administration, outsourcing, payroll, scheme accounting, and scam identification and protection services, as well as member communication, de-risking projects, GMP equalization, data audits and cleansing, and trustee secretarial services.

XPS Pensions Group plc Fundamentals Summary

How do XPS Pensions Group's earnings and revenue compare to its market cap?
XPS fundamental statistics
Market capUK£756.48m
Earnings (TTM)UK£30.34m
Revenue (TTM)UK£231.79m
24.9x
P/E Ratio
3.3x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
XPS income statement (TTM)
RevenueUK£231.79m
Cost of RevenueUK£177.65m
Gross ProfitUK£54.13m
Other ExpensesUK£23.79m
EarningsUK£30.34m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.15
Gross Margin23.35%
Net Profit Margin13.09%
Debt/Equity Ratio29.1%

How did XPS perform over the long term?

See historical performance and comparison

Dividends

3.3%
Current Dividend Yield
81%
Payout Ratio

Does XPS pay a reliable dividends?

See XPS dividend history and benchmarks
When do you need to buy XPS by to receive an upcoming dividend?
XPS Pensions Group dividend dates
Ex Dividend DateAug 21 2025
Dividend Pay DateSep 22 2025
Days until Ex dividend59 days
Days until Dividend pay date91 days

Does XPS pay a reliable dividends?

See XPS dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/06/22 00:01
End of Day Share Price 2025/06/20 00:00
Earnings2025/03/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

XPS Pensions Group plc is covered by 10 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullCanaccord Genuity
Thomas RyanDavy
Thomas RandsDavy