UMB Financial Corporation

NasdaqGS:UMBF Stock Report

Market Cap: US$7.6b

UMB Financial Future Growth

Future criteria checks 4/6

UMB Financial is forecast to grow earnings and revenue by 33.7% and 18.3% per annum respectively. EPS is expected to grow by 20.5% per annum. Return on equity is forecast to be 11.1% in 3 years.

Key information

33.7%

Earnings growth rate

20.5%

EPS growth rate

Banks earnings growth7.9%
Revenue growth rate18.3%
Future return on equity11.1%
Analyst coverage

Good

Last updated02 May 2025

Recent future growth updates

UMB Financial Corporation Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Aug 04
UMB Financial Corporation Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Recent updates

UMB Financial: M&A Benefits Begin To Appear In Q1

May 02

UMB Financial: Loan Quality And M&A Make Shares Attractive

Dec 28

UMB Financial: Good Value For The Conservative Investor

Oct 01
author-image

Heartland Merger And Diversified Services To Propel Growth Amidst Analysts' Mixed Projections

Aug 30 Merger with Heartland Financial is poised to boost UMB's service range, potentially escalating revenues through synergies and enlarged market footprint.

UMB Financial Corporation Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Aug 04
UMB Financial Corporation Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

UMB Financial: Loan Quality Remains A Differentiator

Aug 01

UMB Financial: A Little-Known But Well-Run Bank

Feb 09

Earnings and Revenue Growth Forecasts

NasdaqGS:UMBF - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20272,866983N/AN/A3
12/31/20262,709864N/AN/A7
12/31/20252,515592N/AN/A7
3/31/20251,657410N/AN/AN/A
12/31/20241,568441201225N/A
9/30/20241,524392359377N/A
6/30/20241,486379468486N/A
3/31/20241,461368507527N/A
12/31/20231,421350446473N/A
9/30/20231,412379492532N/A
6/30/20231,401371467519N/A
3/31/20231,438418523575N/A
12/31/20221,430432718770N/A
9/30/20221,389410749797N/A
6/30/20221,372416727763N/A
3/31/20221,293366578614N/A
12/31/20211,263353500534N/A
9/30/20211,360431487521N/A
6/30/20211,319409409449N/A
3/31/20211,287383432480N/A
12/31/20201,161287313374N/A
9/30/20201,024197293365N/A
6/30/20201,007186223308N/A
3/31/2020990182223303N/A
12/31/20191,065244268340N/A
9/30/2019993203195264N/A
6/30/2019974198274332N/A
3/31/2019957196264324N/A
12/31/2018941196N/A296N/A
9/30/2018979218N/A306N/A
6/30/2018967209N/A306N/A
3/31/2018957199N/A329N/A
12/31/2017941183N/A327N/A
9/30/2017917179N/A371N/A
6/30/2017899170N/A333N/A
3/31/2017883161N/A285N/A
12/31/2016865154N/A296N/A
9/30/2016865140N/A208N/A
6/30/2016866123N/A189N/A
3/31/2016861117N/A217N/A
12/31/201576797N/A212N/A
9/30/2015844113N/A236N/A
6/30/2015837127N/A259N/A
3/31/2015840131N/A284N/A
12/31/2014832121N/A246N/A
9/30/2014846128N/A284N/A
6/30/2014837127N/A264N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: UMBF's forecast earnings growth (33.7% per year) is above the savings rate (2.8%).

Earnings vs Market: UMBF's earnings (33.7% per year) are forecast to grow faster than the US market (13.9% per year).

High Growth Earnings: UMBF's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: UMBF's revenue (18.3% per year) is forecast to grow faster than the US market (8.3% per year).

High Growth Revenue: UMBF's revenue (18.3% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: UMBF's Return on Equity is forecast to be low in 3 years time (11.1%).

Discover growth companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/04 02:48
End of Day Share Price 2025/05/02 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

UMB Financial Corporation is covered by 14 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jared David ShawBarclays
Brandon BermanBofA Global Research
Benjamin GerlingerCitigroup Inc