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Westpac Banking CorporationASX:WBC Stock Report

Market Cap AU$133.1b
Share Price
AU$38.98
My Fair Value
n/a
1Y21.3%
7D0.6%
Portfolio Value
View

Westpac Banking Corporation

ASX:WBC Stock Report

Market Cap: AU$133.1b

Westpac Banking (WBC) Stock Overview

Provides banking and other financial services in Australia, New Zealand, the Pacific Islands, Asia, the Americas, and Europe. More details

WBC fundamental analysis
Snowflake Score
Valuation1/6
Future Growth1/6
Past Performance2/6
Financial Health5/6
Dividends3/6

WBC Community Fair Values

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AU$32.23
FV
21.0% overvalued intrinsic discount
4.54%
Revenue growth p.a.
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77users have followed this narrative

Westpac Banking Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Westpac Banking
Historical stock prices
Current Share PriceAU$38.98
52 Week HighAU$41.00
52 Week LowAU$28.44
Beta0.77
1 Month Change-0.74%
3 Month Change15.81%
1 Year Change21.28%
3 Year Change61.88%
5 Year Change112.54%
Change since IPO773.99%

Recent News & Updates

Recent updates

Here's Why We Think Westpac Banking (ASX:WBC) Is Well Worth Watching

Jul 25
Here's Why We Think Westpac Banking (ASX:WBC) Is Well Worth Watching
User avatar

Competitive Pressures And Cost Challenges Loom But Calculated Investments Could Bolster Long-Term Growth

Intense competition and changed deposit mix are compressing net interest margins, challenging revenue growth.

Shareholder Returns

WBCAU BanksAU Market
7D0.6%1.1%-1.7%
1Y21.3%15.8%5.5%

Return vs Industry: WBC exceeded the Australian Banks industry which returned 15.8% over the past year.

Return vs Market: WBC exceeded the Australian Market which returned 5.5% over the past year.

Price Volatility

Is WBC's price volatile compared to industry and market?
WBC volatility
WBC Average Weekly Movement3.4%
Banks Industry Average Movement3.1%
Market Average Movement9.5%
10% most volatile stocks in AU Market19.6%
10% least volatile stocks in AU Market3.4%

Stable Share Price: WBC has not had significant price volatility in the past 3 months compared to the Australian market.

Volatility Over Time: WBC's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
181735,236Anthony Millerwww.westpac.com.au

Westpac Banking Corporation provides banking and other financial services in Australia, New Zealand, the Pacific Islands, Asia, the Americas, and Europe. It operates through the Consumer, Business & Wealth, Institutional, and New Zealand segments. The company offers bank accounts, home and personal loans, credit cards, international and travel banking services, insurance, superannuation, investments, share trading, margin lending, private banking, and online banking services; savings and transactions accounts, loans and finance, payment solutions, insurance for businesses, foreign exchange and international money transfer, commercial business and industry banking; bank guarantee, business digital wallet, business setup, and business term deposits; and corporate online banking, transaction banking, corporate and structured finance, and trade and supply chain finance services.

Westpac Banking Corporation Fundamentals Summary

How do Westpac Banking's earnings and revenue compare to its market cap?
WBC fundamental statistics
Market capAU$133.10b
Earnings (TTM)AU$6.91b
Revenue (TTM)AU$21.96b
19.3x
P/E Ratio
1.8x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
WBC income statement (TTM)
RevenueAU$21.96b
Cost of RevenueAU$0
Gross ProfitAU$21.96b
Other ExpensesAU$15.05b
EarningsAU$6.91b

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

May 05, 2026

Earnings per share (EPS)2.02
Gross Margin100.00%
Net Profit Margin31.47%
Debt/Equity Ratio337.5%

How did WBC perform over the long term?

See historical performance and comparison

Dividends

4.0%
Current Dividend Yield
76%
Payout Ratio

Does WBC pay a reliable dividends?

See WBC dividend history and benchmarks
When do you need to buy WBC by to receive an upcoming dividend?
Westpac Banking dividend dates
Ex Dividend DateNov 06 2025
Dividend Pay DateDec 19 2025
Days until Ex dividend2 days
Days until Dividend pay date41 days

Does WBC pay a reliable dividends?

See WBC dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/07 10:50
End of Day Share Price 2025/11/07 00:00
Earnings2025/09/30
Annual Earnings2025/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Westpac Banking Corporation is covered by 22 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Nicholas McGarrigleBarrenjoey Markets Pty Limited
Craig StaffordBarrenjoey Markets Pty Limited
Jonathan MottBarrenjoey Markets Pty Limited