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Temenos SWX:TEMN Stock Report

Last Price

CHF 58.70

Market Cap

CHF 4.2b

7D

-7.0%

1Y

1.6%

Updated

27 Apr, 2025

Data

Company Financials +

TEMN Stock Overview

Develops, markets, and sells integrated banking software systems to banking and other financial services institutions. More details

TEMN fundamental analysis
Snowflake Score
Valuation3/6
Future Growth3/6
Past Performance4/6
Financial Health4/6
Dividends4/6

Temenos AG Competitors

Price History & Performance

Summary of share price highs, lows and changes for Temenos
Historical stock prices
Current Share PriceCHF 58.70
52 Week HighCHF 81.10
52 Week LowCHF 52.65
Beta1.01
1 Month Change-15.96%
3 Month Change-22.76%
1 Year Change1.65%
3 Year Change-40.89%
5 Year Change-53.26%
Change since IPO184.95%

Recent News & Updates

Results: Temenos AG Beat Earnings Expectations And Analysts Now Have New Forecasts

Apr 25
Results: Temenos AG Beat Earnings Expectations And Analysts Now Have New Forecasts

Temenos (VTX:TEMN) Is Paying Out A Larger Dividend Than Last Year

Apr 17
Temenos (VTX:TEMN) Is Paying Out A Larger Dividend Than Last Year

Some Confidence Is Lacking In Temenos AG's (VTX:TEMN) P/E

Apr 16
Some Confidence Is Lacking In Temenos AG's (VTX:TEMN) P/E

Recent updates

Results: Temenos AG Beat Earnings Expectations And Analysts Now Have New Forecasts

Apr 25
Results: Temenos AG Beat Earnings Expectations And Analysts Now Have New Forecasts

Temenos (VTX:TEMN) Is Paying Out A Larger Dividend Than Last Year

Apr 17
Temenos (VTX:TEMN) Is Paying Out A Larger Dividend Than Last Year

Some Confidence Is Lacking In Temenos AG's (VTX:TEMN) P/E

Apr 16
Some Confidence Is Lacking In Temenos AG's (VTX:TEMN) P/E

Should You Think About Buying Temenos AG (VTX:TEMN) Now?

Mar 20
Should You Think About Buying Temenos AG (VTX:TEMN) Now?

Temenos AG Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Feb 21
Temenos AG Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Returns At Temenos (VTX:TEMN) Appear To Be Weighed Down

Jan 27
Returns At Temenos (VTX:TEMN) Appear To Be Weighed Down

Temenos AG's (VTX:TEMN) Share Price Not Quite Adding Up

Dec 30
Temenos AG's (VTX:TEMN) Share Price Not Quite Adding Up

We Think Temenos' (VTX:TEMN) Healthy Earnings Might Be Conservative

Jul 31
We Think Temenos' (VTX:TEMN) Healthy Earnings Might Be Conservative

Temenos' (VTX:TEMN) Upcoming Dividend Will Be Larger Than Last Year's

May 03
Temenos' (VTX:TEMN) Upcoming Dividend Will Be Larger Than Last Year's

Shareholder Returns

TEMNCH SoftwareCH Market
7D-7.0%5.8%2.7%
1Y1.6%25.0%3.5%

Return vs Industry: TEMN underperformed the Swiss Software industry which returned 25.8% over the past year.

Return vs Market: TEMN underperformed the Swiss Market which returned 3.9% over the past year.

Price Volatility

Is TEMN's price volatile compared to industry and market?
TEMN volatility
TEMN Average Weekly Movement4.6%
Software Industry Average Movement6.6%
Market Average Movement4.7%
10% most volatile stocks in CH Market8.8%
10% least volatile stocks in CH Market2.5%

Stable Share Price: TEMN has not had significant price volatility in the past 3 months compared to the Swiss market.

Volatility Over Time: TEMN's weekly volatility (5%) has been stable over the past year.

Community vs My Fair Value

Select a narrative for quick price alerts from the community, or create your own.

About the Company

FoundedEmployeesCEOWebsite
19936,239Jean-Pierre Brulardwww.temenos.com

Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions. It provides Temenos SaaS, an enterprise service for retail banking, business and corporate banking, and wealth; Temenos AI that helps banks adopt responsible AI practices by providing explainability, security, safe deployment, and banking-specific capabilities; Temenos Digital that accelerates its digital transformation initiatives; Temenos Core, a platform that allows clients have access to core banking capabilities; Temenos Banking Platform, a single code and platform; and Temenos Exchange that offers a selection of curated, assessed, and integrated tech partners that help to include fintech services. The company also offers end-to-end retail banking solution, such as an open and cloud-native platform for agile retail banking transformation; corporate and commercial banking solution that enables transaction initiation across trade finance, lending, payments, supply chain finance, and cash sweeping, as well as addresses the need for automation enabling banks to create services; end-to-end business banking solution, a cloud-agnostic front to back solution that enables financial institutions to deliver tangible value to small and medium businesses from onboarding to origination, digital and face to face servicing, advisory and cross-sell for accounts, and lending and asset finance; end-to-end wealth management solution, a de facto software solution for the private wealth management industry; temenos payments solution that offers next-gen payment processing; and Temenos Multifonds, a fund accounting and investor servicing solution on SaaS.

Temenos AG Fundamentals Summary

How do Temenos's earnings and revenue compare to its market cap?
TEMN fundamental statistics
Market capCHF 4.15b
Earnings (TTM)CHF 144.01m
Revenue (TTM)CHF 866.38m

28.8x

P/E Ratio

4.8x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TEMN income statement (TTM)
RevenueUS$1.05b
Cost of RevenueUS$294.31m
Gross ProfitUS$752.12m
Other ExpensesUS$578.18m
EarningsUS$173.94m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Jul 22, 2025

Earnings per share (EPS)2.46
Gross Margin71.88%
Net Profit Margin16.62%
Debt/Equity Ratio104.9%

How did TEMN perform over the long term?

See historical performance and comparison

Dividends

2.0%

Current Dividend Yield

58%

Payout Ratio

Does TEMN pay a reliable dividends?

See TEMN dividend history and benchmarks
When do you need to buy TEMN by to receive an upcoming dividend?
Temenos dividend dates
Ex Dividend DateMay 15 2025
Dividend Pay DateMay 19 2025
Days until Ex dividend18 days
Days until Dividend pay date22 days

Does TEMN pay a reliable dividends?

See TEMN dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/27 00:50
End of Day Share Price 2025/04/25 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Temenos AG is covered by 38 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Alexander ToutArete Research Services LLP
Knut WollerBaader Helvea Equity Research
Christoph WirtzBank am Bellevue