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Deluxe NYSE:DLX Stock Report

Last Price

US$23.32

Market Cap

US$1.0b

7D

23.6%

1Y

30.1%

Updated

10 Nov, 2024

Data

Company Financials +

Deluxe Corporation

NYSE:DLX Stock Report

Market Cap: US$1.0b

DLX Stock Overview

Provides technology-enabled solutions to enterprises, small businesses, and financial institutions in the United States, Canada, and Australia.

About the company

DLX fundamental analysis
Snowflake Score
Valuation4/6
Future Growth3/6
Past Performance4/6
Financial Health0/6
Dividends5/6

Rewards

Trading at 50.6% below our estimate of its fair value
Earnings are forecast to grow 26.24% per year
Earnings grew by 83.4% over the past year

Risk Analysis

Interest payments are not well covered by earnings
Dividend of 5.15% is not well covered by earnings
Large one-off items impacting financial results

Community Narratives

Create a narrative

Narratives bring a range of perspectives from our community.

WA
WarrenAI
Based on Analyst Price Targets

Unlocking EBITDA And Cash Flow Through Efficiency And Tactical Pivots

Key Takeaways Deluxe is focusing on operational efficiencies and a strategic pivot to high-margin segments like Merchant Services and Data Solutions for earnings growth. Transitioning B2B Payments to a SaaS model and efficient rebranding efforts are aimed at enhancing revenue predictability and operational effectiveness.
View narrative
US$30.00
FV
22.3% undervalued intrinsic discount
1.21%
Revenue growth p.a.
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4 days ago author updated this narrative

Deluxe Corporation Competitors

Ennis

NYSE:EBF

US$574.4m

Cimpress

NasdaqGS:CMPR

US$2.0b

Brady

NYSE:BRC

US$3.7b

Healthcare Services Group

NasdaqGS:HCSG

US$870.0m

Price History & Performance

Summary of all time highs, changes and price drops for Deluxe
Historical stock prices
Current Share PriceUS$23.32
52 Week HighUS$24.87
52 Week LowUS$17.51
Beta1.45
11 Month Change21.02%
3 Month Change22.80%
1 Year Change30.06%
33 Year Change-38.23%
5 Year Change-54.27%
Change since IPO421.85%

Recent News & Updates

Deluxe: Cost Programme Working, But Revenue Pressures Persist

Sep 05

Recent updates

Deluxe: Cost Programme Working, But Revenue Pressures Persist

Sep 05

Deluxe (NYSE:DLX) Has Announced A Dividend Of $0.30

Aug 18
Deluxe (NYSE:DLX) Has Announced A Dividend Of $0.30

Deluxe (NYSE:DLX) Has Affirmed Its Dividend Of $0.30

Aug 04
Deluxe (NYSE:DLX) Has Affirmed Its Dividend Of $0.30

What Is Deluxe Corporation's (NYSE:DLX) Share Price Doing?

Jul 17
What Is Deluxe Corporation's (NYSE:DLX) Share Price Doing?

It's Unlikely That Deluxe Corporation's (NYSE:DLX) CEO Will See A Huge Pay Rise This Year

Apr 19
It's Unlikely That Deluxe Corporation's (NYSE:DLX) CEO Will See A Huge Pay Rise This Year

Should You Investigate Deluxe Corporation (NYSE:DLX) At US$20.49?

Mar 21
Should You Investigate Deluxe Corporation (NYSE:DLX) At US$20.49?

Deluxe's (NYSE:DLX) Soft Earnings Don't Show The Whole Picture

Feb 09
Deluxe's (NYSE:DLX) Soft Earnings Don't Show The Whole Picture

Deluxe (NYSE:DLX) Will Pay A Dividend Of $0.30

Feb 04
Deluxe (NYSE:DLX) Will Pay A Dividend Of $0.30

Investors Still Waiting For A Pull Back In Deluxe Corporation (NYSE:DLX)

Dec 27
Investors Still Waiting For A Pull Back In Deluxe Corporation (NYSE:DLX)

Deluxe Corporation: Updated Outlook And Q3 Momentum Results In Rating Upgrade

Dec 08

When Should You Buy Deluxe Corporation (NYSE:DLX)?

Dec 05
When Should You Buy Deluxe Corporation (NYSE:DLX)?

Deluxe Corporation: Appealing Valuation But Looking For EPS Growth

Sep 20

Deluxe Corporation: Too Much Debt And Financials Are Not Improving

Sep 14

Deluxe (NYSE:DLX) Is Paying Out A Dividend Of $0.30

Aug 16
Deluxe (NYSE:DLX) Is Paying Out A Dividend Of $0.30

Is It Time To Consider Buying Deluxe Corporation (NYSE:DLX)?

Jul 01
Is It Time To Consider Buying Deluxe Corporation (NYSE:DLX)?

Deluxe Is Still All About Debt

Jun 02

Deluxe's (NYSE:DLX) Dividend Will Be $0.30

May 08
Deluxe's (NYSE:DLX) Dividend Will Be $0.30

Deluxe Corporation (NYSE:DLX) Shares Could Be 49% Below Their Intrinsic Value Estimate

Apr 27
Deluxe Corporation (NYSE:DLX) Shares Could Be 49% Below Their Intrinsic Value Estimate

Deluxe goes ex-dividend tomorrow

Feb 16

Deluxe (NYSE:DLX) Has Affirmed Its Dividend Of $0.30

Feb 05
Deluxe (NYSE:DLX) Has Affirmed Its Dividend Of $0.30

Is Now An Opportune Moment To Examine Deluxe Corporation (NYSE:DLX)?

Feb 03
Is Now An Opportune Moment To Examine Deluxe Corporation (NYSE:DLX)?

HostPapa will acquire Deluxe's web hosting, logo design operations

Feb 01

Deluxe (NYSE:DLX) Has Announced A Dividend Of $0.30

Nov 17
Deluxe (NYSE:DLX) Has Announced A Dividend Of $0.30

Deluxe Is A Growth Stock Now

Nov 15

Deluxe Q3 2022 Earnings Preview

Nov 02

What Is Deluxe Corporation's (NYSE:DLX) Share Price Doing?

Nov 02
What Is Deluxe Corporation's (NYSE:DLX) Share Price Doing?

Deluxe (NYSE:DLX) Has A Somewhat Strained Balance Sheet

Oct 12
Deluxe (NYSE:DLX) Has A Somewhat Strained Balance Sheet

Shareholder Returns

DLXUS Commercial ServicesUS Market
7D23.6%7.2%5.1%
1Y30.1%38.5%36.3%

Return vs Industry: DLX underperformed the US Commercial Services industry which returned 38.5% over the past year.

Return vs Market: DLX underperformed the US Market which returned 36.3% over the past year.

Price Volatility

Is DLX's price volatile compared to industry and market?
DLX volatility
DLX Average Weekly Movement5.3%
Commercial Services Industry Average Movement7.3%
Market Average Movement6.2%
10% most volatile stocks in US Market15.1%
10% least volatile stocks in US Market3.0%

Stable Share Price: DLX has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: DLX's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19155,170Barry McCarthywww.deluxe.com

Deluxe Corporation provides technology-enabled solutions to enterprises, small businesses, and financial institutions in the United States, Canada, and Australia. It operates through Merchant Services, B2B Payments, Data Solutions, and Print segments. The Merchant Services offers credit and debit card authorization and payment systems, as well as processing services primarily to small and medium-sized retail and service businesses.

Deluxe Corporation Fundamentals Summary

How do Deluxe's earnings and revenue compare to its market cap?
DLX fundamental statistics
Market capUS$1.03b
Earnings (TTM)US$55.15m
Revenue (TTM)US$2.14b

18.7x

P/E Ratio

0.5x

P/S Ratio

Is DLX overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
DLX income statement (TTM)
RevenueUS$2.14b
Cost of RevenueUS$981.63m
Gross ProfitUS$1.16b
Other ExpensesUS$1.10b
EarningsUS$55.15m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.25
Gross Margin54.10%
Net Profit Margin2.58%
Debt/Equity Ratio250.5%

How did DLX perform over the long term?

See historical performance and comparison

Dividends

5.1%

Current Dividend Yield

96%

Payout Ratio

Does DLX pay a reliable dividends?

See DLX dividend history and benchmarks
When do you need to buy DLX by to receive an upcoming dividend?
Deluxe dividend dates
Ex Dividend DateNov 19 2024
Dividend Pay DateDec 02 2024
Days until Ex dividend8 days
Days until Dividend pay date21 days

Does DLX pay a reliable dividends?

See DLX dividend history and benchmarks