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PSG Financial Services LimitedJSE:KST Stock Report

Market Cap R27.9b
Share Price
R22.31
My Fair Value
AN
AnalystConsensusTarget
R22
0.8% undervalued intrinsic discount
1Y32.0%
7D0.5%
Portfolio Value
View

PSG Financial Services Limited

JSE:KST Stock Report

Market Cap: R27.9b

PSG Financial Services (KST) Stock Overview

Provides various financial services and products in South Africa and Namibia. More details

KST fundamental analysis
Snowflake Score
Valuation1/6
Future Growth1/6
Past Performance6/6
Financial Health4/6
Dividends4/6

Rewards

Risk Analysis

No risks detected for KST from our risk checks.

KST Community Fair Values

Create Narrative

See what 9 others think this stock is worth. Follow their fair value or set your own to get alerts.

PSG Financial Services Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for PSG Financial Services
Historical stock prices
Current Share PriceR22.31
52 Week HighR22.80
52 Week LowR15.71
Beta0.52
1 Month Change0.81%
3 Month Change12.11%
1 Year Change32.01%
3 Year Change90.68%
5 Year Change220.09%
Change since IPO182.41%

Recent News & Updates

Recent updates

PSG Financial Services (JSE:KST) Will Pay A Larger Dividend Than Last Year At ZAR0.285

Apr 21
PSG Financial Services (JSE:KST) Will Pay A Larger Dividend Than Last Year At ZAR0.285

Do PSG Financial Services' (JSE:KST) Earnings Warrant Your Attention?

Mar 09
Do PSG Financial Services' (JSE:KST) Earnings Warrant Your Attention?

PSG Financial Services' (JSE:KST) Dividend Will Be Increased To ZAR0.135

Oct 14
PSG Financial Services' (JSE:KST) Dividend Will Be Increased To ZAR0.135

PSG Konsult (JSE:KST) Is Paying Out A Larger Dividend Than Last Year

Oct 16
PSG Konsult (JSE:KST) Is Paying Out A Larger Dividend Than Last Year

Does PSG Konsult (JSE:KST) Deserve A Spot On Your Watchlist?

Jul 02
Does PSG Konsult (JSE:KST) Deserve A Spot On Your Watchlist?

PSG Konsult (JSE:KST) Is Increasing Its Dividend To R0.22

Apr 20
PSG Konsult (JSE:KST) Is Increasing Its Dividend To R0.22

If You Like EPS Growth Then Check Out PSG Konsult (JSE:KST) Before It's Too Late

Mar 25
If You Like EPS Growth Then Check Out PSG Konsult (JSE:KST) Before It's Too Late

If You Like EPS Growth Then Check Out PSG Konsult (JSE:KST) Before It's Too Late

Dec 18
If You Like EPS Growth Then Check Out PSG Konsult (JSE:KST) Before It's Too Late

PSG Konsult (JSE:KST) Has Announced That It Will Be Increasing Its Dividend To R0.10

Oct 24
PSG Konsult (JSE:KST) Has Announced That It Will Be Increasing Its Dividend To R0.10

PSG Konsult (JSE:KST) Is Increasing Its Dividend To R0.10

Oct 10
PSG Konsult (JSE:KST) Is Increasing Its Dividend To R0.10

Earnings Not Telling The Story For PSG Konsult Limited (JSE:KST) After Shares Rise 29%

May 17
Earnings Not Telling The Story For PSG Konsult Limited (JSE:KST) After Shares Rise 29%

PSG Konsult Limited's (JSE:KST) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?

May 11
PSG Konsult Limited's (JSE:KST) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?

Shareholder Returns

KSTZA Capital MarketsZA Market
7D0.5%-0.9%-0.4%
1Y32.0%5.3%19.3%

Return vs Industry: KST exceeded the ZA Capital Markets industry which returned 5.3% over the past year.

Return vs Market: KST exceeded the ZA Market which returned 19.3% over the past year.

Price Volatility

Is KST's price volatile compared to industry and market?
KST volatility
KST Average Weekly Movement2.8%
Capital Markets Industry Average Movement5.9%
Market Average Movement4.6%
10% most volatile stocks in ZA Market10.0%
10% least volatile stocks in ZA Market2.7%

Stable Share Price: KST has not had significant price volatility in the past 3 months compared to the ZA market.

Volatility Over Time: KST's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19933,304Francois Gouwswww.psg.co.za

PSG Financial Services Limited, together with its subsidiaries, provides various financial services and products in South Africa and Namibia. It operates through three segments: PSG Wealth, PSG Asset Management, and PSG Insure. The PSG Wealth segment offers portfolio management, stockbroking, local and offshore investments, estate planning, financial planning, local and offshore fiduciary, multi-managed solutions, and retirement products to individuals, families, and businesses.

PSG Financial Services Limited Fundamentals Summary

How do PSG Financial Services's earnings and revenue compare to its market cap?
KST fundamental statistics
Market capR27.85b
Earnings (TTM)R1.27b
Revenue (TTM)R8.79b
21.9x
P/E Ratio
3.2x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
KST income statement (TTM)
RevenueR8.79b
Cost of RevenueR5.07b
Gross ProfitR3.72b
Other ExpensesR2.45b
EarningsR1.27b

Last Reported Earnings

Feb 28, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.02
Gross Margin42.36%
Net Profit Margin14.49%
Debt/Equity Ratio0.2%

How did KST perform over the long term?

See historical performance and comparison

Dividends

2.3%
Current Dividend Yield
51%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/30 16:28
End of Day Share Price 2025/07/30 00:00
Earnings2025/02/28
Annual Earnings2025/02/28

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

PSG Financial Services Limited is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
FC De BeerAvior Capital Markets