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Sound Financial Bancorp NasdaqCM:SFBC Stock Report

Last Price

US$49.44

Market Cap

US$125.3m

7D

-1.4%

1Y

21.5%

Updated

07 Apr, 2025

Data

Company Financials

Sound Financial Bancorp, Inc.

NasdaqCM:SFBC Stock Report

Market Cap: US$125.3m

SFBC Stock Overview

Operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. More details

SFBC fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance1/6
Financial Health6/6
Dividends2/6

Sound Financial Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Sound Financial Bancorp
Historical stock prices
Current Share PriceUS$49.44
52 Week HighUS$55.99
52 Week LowUS$39.15
Beta0.38
1 Month Change-0.58%
3 Month Change-7.09%
1 Year Change21.53%
3 Year Change27.42%
5 Year Change135.20%
Change since IPO449.33%

Recent News & Updates

Sound Financial Bancorp (NASDAQ:SFBC) Has Affirmed Its Dividend Of $0.19

Feb 02
Sound Financial Bancorp (NASDAQ:SFBC) Has Affirmed Its Dividend Of $0.19

Recent updates

Sound Financial Bancorp (NASDAQ:SFBC) Has Affirmed Its Dividend Of $0.19

Feb 02
Sound Financial Bancorp (NASDAQ:SFBC) Has Affirmed Its Dividend Of $0.19

Sound Financial Bancorp (NASDAQ:SFBC) Is Due To Pay A Dividend Of $0.19

Nov 07
Sound Financial Bancorp (NASDAQ:SFBC) Is Due To Pay A Dividend Of $0.19

Shareholders May Be Wary Of Increasing Sound Financial Bancorp, Inc.'s (NASDAQ:SFBC) CEO Compensation Package

May 23
Shareholders May Be Wary Of Increasing Sound Financial Bancorp, Inc.'s (NASDAQ:SFBC) CEO Compensation Package

Sound Financial Bancorp (NASDAQ:SFBC) Will Pay A Dividend Of $0.19

May 03
Sound Financial Bancorp (NASDAQ:SFBC) Will Pay A Dividend Of $0.19

Sound Financial Bancorp GAAP EPS of $0.61, revenue of $9.41M

Jul 27

Sound Financial Bancorp (NASDAQ:SFBC) Will Pay A Dividend Of US$0.17

May 02
Sound Financial Bancorp (NASDAQ:SFBC) Will Pay A Dividend Of US$0.17

Sound Financial Bancorp (NASDAQ:SFBC) Has Announced A Dividend Of US$0.27

Feb 03
Sound Financial Bancorp (NASDAQ:SFBC) Has Announced A Dividend Of US$0.27

Shareholders Will Probably Hold Off On Increasing Sound Financial Bancorp, Inc.'s (NASDAQ:SFBC) CEO Compensation For The Time Being

May 21
Shareholders Will Probably Hold Off On Increasing Sound Financial Bancorp, Inc.'s (NASDAQ:SFBC) CEO Compensation For The Time Being

Sound Financial Bancorp goes ex-dividend tomorrow

May 06

Sound Financial Bancorp announces stock repurchase program

Apr 28

Sound Financial Bancorp (NASDAQ:SFBC) Could Be A Buy For Its Upcoming Dividend

Feb 04
Sound Financial Bancorp (NASDAQ:SFBC) Could Be A Buy For Its Upcoming Dividend

Need To Know: Sound Financial Bancorp, Inc. (NASDAQ:SFBC) Insiders Have Been Selling Shares

Feb 01
Need To Know: Sound Financial Bancorp, Inc. (NASDAQ:SFBC) Insiders Have Been Selling Shares

Sound Financial Bancorp hikes dividend by ~13% to $0.17 per share

Jan 29

Shareholder Returns

SFBCUS BanksUS Market
7D-1.4%-12.9%-10.1%
1Y21.5%0.6%-3.8%

Return vs Industry: SFBC exceeded the US Banks industry which returned 0.2% over the past year.

Return vs Market: SFBC exceeded the US Market which returned -3.4% over the past year.

Price Volatility

Is SFBC's price volatile compared to industry and market?
SFBC volatility
SFBC Average Weekly Movement3.5%
Banks Industry Average Movement4.3%
Market Average Movement7.0%
10% most volatile stocks in US Market16.5%
10% least volatile stocks in US Market3.7%

Stable Share Price: SFBC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: SFBC's weekly volatility (3%) has been stable over the past year.

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About the Company

FoundedEmployeesCEOWebsite
1953116Laurie Stewartwww.soundcb.com

Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also offers loans secured by first and second mortgages on one-to-four family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences, and commercial and multifamily real estate; land loans; commercial business loans to finance commercial vehicles and equipment, as well as loans secured by accounts receivable and/or inventory; and secured and unsecured consumer loans, such as new and used manufactured homes, floating homes, automobiles, boats and recreational vehicle loans, and loans secured by deposit accounts.

Sound Financial Bancorp, Inc. Fundamentals Summary

How do Sound Financial Bancorp's earnings and revenue compare to its market cap?
SFBC fundamental statistics
Market capUS$125.28m
Earnings (TTM)US$4.61m
Revenue (TTM)US$35.78m

27.3x

P/E Ratio

1.2x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SFBC income statement (TTM)
RevenueUS$35.78m
Cost of RevenueUS$0
Gross ProfitUS$35.78m
Other ExpensesUS$31.17m
EarningsUS$4.61m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.81
Gross Margin100.00%
Net Profit Margin12.88%
Debt/Equity Ratio35.5%

How did SFBC perform over the long term?

See historical performance and comparison

Dividends

1.5%

Current Dividend Yield

42%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/07 21:00
End of Day Share Price 2025/04/07 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Sound Financial Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.