Sound Financial Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Sound Financial Bancorp has total assets of $995.2M and total equity of $100.7M. Total deposits are $826.5M, and total loans are $885.7M. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $49.7M.
Key information
9.9x
Asset to equity ratio
3.5%
Net interest margin
| Total deposits | US$826.54m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$49.69m |
Recent financial health updates
No updates
Recent updates
Sound Financial Bancorp GAAP EPS of $0.61, revenue of $9.41M
Jul 27Sound Financial Bancorp (NASDAQ:SFBC) Will Pay A Dividend Of US$0.17
May 02
Sound Financial Bancorp (NASDAQ:SFBC) Has Announced A Dividend Of US$0.27
Feb 03Shareholders Will Probably Hold Off On Increasing Sound Financial Bancorp, Inc.'s (NASDAQ:SFBC) CEO Compensation For The Time Being
May 21Sound Financial Bancorp goes ex-dividend tomorrow
May 06Sound Financial Bancorp announces stock repurchase program
Apr 28Sound Financial Bancorp (NASDAQ:SFBC) Could Be A Buy For Its Upcoming Dividend
Feb 04
Need To Know: Sound Financial Bancorp, Inc. (NASDAQ:SFBC) Insiders Have Been Selling Shares
Feb 01Sound Financial Bancorp hikes dividend by ~13% to $0.17 per share
Jan 29The Attractive Combination That Could Earn Sound Financial Bancorp, Inc. (NASDAQ:SFBC) A Place In Your Dividend Portfolio
Dec 28Introducing Sound Financial Bancorp (NASDAQ:SFBC), A Stock That Climbed 44% In The Last Five Years
Dec 01Sound Financial Bancorp goes ex-dividend on Monday
Nov 06Sound Financial Bancorp reports Q3 results
Oct 28Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SFBC's Assets to Equity ratio (9.9x) is low.
Allowance for Bad Loans: SFBC has a sufficient allowance for bad loans (246%).
Low Risk Liabilities: 92% of SFBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: SFBC has an appropriate level of Loans to Assets ratio (89%).
Low Risk Deposits: SFBC's Loans to Deposits ratio (107%) is appropriate.
Level of Bad Loans: SFBC has an appropriate level of bad loans (0.4%).