Sound Financial Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Sound Financial Bancorp has total assets of $1.1B and total equity of $102.2M. Total deposits are $930.2M, and total loans are $893.1M. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $148.9M.
Key information
10.8x
Asset to equity ratio
3.5%
Net interest margin
| Total deposits | US$930.20m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$148.93m |
Recent financial health updates
No updates
Recent updates
Sound Financial Bancorp (NASDAQ:SFBC) Is Due To Pay A Dividend Of $0.19
Nov 07
Shareholders May Be Wary Of Increasing Sound Financial Bancorp, Inc.'s (NASDAQ:SFBC) CEO Compensation Package
May 23Sound Financial Bancorp (NASDAQ:SFBC) Will Pay A Dividend Of $0.19
May 03Sound Financial Bancorp GAAP EPS of $0.61, revenue of $9.41M
Jul 27Sound Financial Bancorp (NASDAQ:SFBC) Will Pay A Dividend Of US$0.17
May 02Sound Financial Bancorp (NASDAQ:SFBC) Has Announced A Dividend Of US$0.27
Feb 03Shareholders Will Probably Hold Off On Increasing Sound Financial Bancorp, Inc.'s (NASDAQ:SFBC) CEO Compensation For The Time Being
May 21Sound Financial Bancorp goes ex-dividend tomorrow
May 06Sound Financial Bancorp announces stock repurchase program
Apr 28Sound Financial Bancorp (NASDAQ:SFBC) Could Be A Buy For Its Upcoming Dividend
Feb 04
Need To Know: Sound Financial Bancorp, Inc. (NASDAQ:SFBC) Insiders Have Been Selling Shares
Feb 01Sound Financial Bancorp hikes dividend by ~13% to $0.17 per share
Jan 29The Attractive Combination That Could Earn Sound Financial Bancorp, Inc. (NASDAQ:SFBC) A Place In Your Dividend Portfolio
Dec 28Introducing Sound Financial Bancorp (NASDAQ:SFBC), A Stock That Climbed 44% In The Last Five Years
Dec 01Sound Financial Bancorp goes ex-dividend on Monday
Nov 06Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SFBC's Assets to Equity ratio (10.8x) is moderate.
Allowance for Bad Loans: SFBC has a sufficient allowance for bad loans (101%).
Low Risk Liabilities: 93% of SFBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: SFBC has an appropriate level of Loans to Assets ratio (81%).
Low Risk Deposits: SFBC's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: SFBC has an appropriate level of bad loans (0.9%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/07 19:02 |
| End of Day Share Price | 2025/01/07 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Sound Financial Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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