Funding Circle Holdings Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

LSE:FCH Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Role	Shares	Max Price
04 Sep 25	SellUK£320,960	Lisa Jacobs	Individual		237,700	UK£1.35

Insider Trading Volume

Insider Buying: FCH insiders have only sold shares in the past 3 months.

Ownership Breakdown

What is the ownership structure of FCH?
Owner Type	Number of Shares	Ownership Percentage
Private Companies	4,895,462	1.55%
General Public	8,330,080	2.64%
Employee Share Scheme	13,635,871	4.32%
Individual Insiders	47,254,129	15%
VC/PE Firms	102,030,472	32.3%
Institutions	139,699,920	44.2%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 25 shareholders own 94.53% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
18.6%	Index Ventures SA	58,618,351	UK£71.9m	33.2%	1.68%
14.9%	Anders Povlsen	47,067,936	UK£57.7m	0%	no data
8.52%	Schroder Investment Management Limited	26,909,412	UK£33.0m	5.3%	0.02%
8.52%	Accel Partners	26,906,743	UK£33.0m	0%	0.77%
6.81%	UBS Asset Management AG	21,504,221	UK£26.4m	67.4%	no data
5.23%	DST Global	16,505,378	UK£20.2m	0%	2.65%
4.64%	Capital Research and Management Company	14,659,678	UK£18.0m	-0.08%	no data
4.32%	Funding Circle Holdings Employee Benefit Trust	13,635,871	UK£16.7m	-6.79%	no data
3.55%	J O Hambro Capital Management Limited	11,205,838	UK£13.7m	-5.2%	0.15%
3.18%	Zedra Trust Company (Guernsey) Ltd	10,039,033	UK£12.3m	0%	no data
2.58%	BlackRock, Inc.	8,156,658	UK£10.0m	-11.5%	no data
1.55%	Equiniti Group Limited	4,895,462	UK£6.0m	-6.75%	0.16%
1.48%	Hargreaves Lansdown Asset Management Ltd.	4,659,800	UK£5.7m	-1.1%	0.02%
1.42%	Harwood Capital LLP	4,500,000	UK£5.5m	28.6%	0.61%
1.39%	JPMorgan Chase & Co.	4,396,783	UK£5.4m	-9.74%	no data
1.33%	AXA Investment Managers S.A.	4,199,209	UK£5.1m	7.74%	0.01%
1.08%	Inflection Point Investments LLP	3,396,811	UK£4.2m	-36.2%	2.27%
1.02%	Killik Asset Management	3,209,417	UK£3.9m	0.74%	0.28%
0.93%	Russell Investment Management, LLC	2,943,100	UK£3.6m	19.5%	no data
0.93%	Legal & General Investment Management Limited	2,930,670	UK£3.6m	-28.8%	no data
0.7%	TrinityBridge Limited	2,205,676	UK£2.7m	0%	0.03%
0.56%	Aberdeen Group Plc	1,769,723	UK£2.2m	-9.86%	no data
0.53%	Columbia Management Investment Advisers, LLC	1,676,340	UK£2.1m	7,340%	no data
0.45%	Société Générale Société anonyme	1,427,317	UK£1.7m	-34.3%	0.01%
0.36%	Polar Capital Holdings Plc	1,142,168	UK£1.4m	20.7%	0.01%

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/11/09 02:58
End of Day Share Price	2025/11/07 00:00
Earnings	2025/06/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Funding Circle Holdings plc is covered by 12 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
James Goodman	Barclays
Orson Rout	Barclays
Alexander Bowers	Berenberg