Funding Circle Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Funding Circle Holdings has a total shareholder equity of £216.5M and total debt of £101.9M, which brings its debt-to-equity ratio to 47.1%. Its total assets and total liabilities are £358.0M and £141.5M respectively.
Key information
47.07%
Debt to equity ratio
UK£101.90m
Debt
| Interest coverage ratio | n/a |
| Cash | UK£189.50m |
| Equity | UK£216.50m |
| Total liabilities | UK£141.50m |
| Total assets | UK£358.00m |
Recent financial health updates
No updates
Recent updates
Funding Circle Holdings plc's (LON:FCH) 25% Price Boost Is Out Of Tune With Revenues
Jul 22
What Funding Circle Holdings plc's (LON:FCH) 28% Share Price Gain Is Not Telling You
May 08There's Reason For Concern Over Funding Circle Holdings plc's (LON:FCH) Massive 31% Price Jump
Sep 06Revenues Not Telling The Story For Funding Circle Holdings plc (LON:FCH) After Shares Rise 27%
Jul 16Funding Circle Holdings plc's (LON:FCH) 49% Price Boost Is Out Of Tune With Revenues
Apr 28Downgrade: Here's How Analysts See Funding Circle Holdings plc (LON:FCH) Performing In The Near Term
Mar 16The Market Lifts Funding Circle Holdings plc (LON:FCH) Shares 71% But It Can Do More
Mar 13Potential Upside For Funding Circle Holdings plc (LON:FCH) Not Without Risk
Jan 05Little Excitement Around Funding Circle Holdings plc's (LON:FCH) Earnings
Sep 10Analysts Are Upgrading Funding Circle Holdings plc (LON:FCH) After Its Latest Results
Mar 28How Many Funding Circle Holdings plc (LON:FCH) Shares Did Insiders Buy, In The Last Year?
Jan 18
Financial Position Analysis
Short Term Liabilities: FCH's short term assets (£307.4M) exceed its short term liabilities (£135.1M).
Long Term Liabilities: FCH's short term assets (£307.4M) exceed its long term liabilities (£6.4M).
Debt to Equity History and Analysis
Debt Level: FCH has more cash than its total debt.
Reducing Debt: FCH's debt to equity ratio has reduced from 192.6% to 47.1% over the past 5 years.
Debt Coverage: FCH's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: Insufficient data to determine if FCH's interest payments on its debt are well covered by EBIT.
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/08/10 04:47 |
| End of Day Share Price | 2025/08/08 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Funding Circle Holdings plc is covered by 14 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| James Goodman | Barclays |
| Orson Rout | Barclays |
| Alexander Bowers | Berenberg |