Chime Financial (CHYM) Stock Overview
A financial technology company, provides digital consumer banking and payment solutions. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for CHYM from our risk checks.
CHYM Community Fair Values
Create NarrativeSee what 13 others think this stock is worth. Follow their fair value or set your own to get alerts.
Chime Financial, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$30.21 |
| 52 Week High | US$44.94 |
| 52 Week Low | US$28.21 |
| Beta | 0 |
| 1 Month Change | 0.27% |
| 3 Month Change | n/a |
| 1 Year Change | n/a |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | -18.59% |
Recent News & Updates
Shareholder Returns
| CHYM | US Diversified Financial | US Market | |
|---|---|---|---|
| 7D | -10.8% | -0.5% | 0.7% |
| 1Y | n/a | 15.8% | 19.4% |
Return vs Industry: Insufficient data to determine how CHYM performed against the US Diversified Financial industry.
Return vs Market: Insufficient data to determine how CHYM performed against the US Market.
Price Volatility
| CHYM volatility | |
|---|---|
| CHYM Average Weekly Movement | 10.7% |
| Diversified Financial Industry Average Movement | 5.4% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 17.7% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: CHYM has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine CHYM's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2012 | n/a | Chris Britt | www.chime.com |
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions. It offers Chime, a banking application for providing mobile banking services that address the need of people, such as their spending, saving, accessing liquidity, building credit, savings and perks, community, and support and security. Chime Financial, Inc. was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019.
Chime Financial, Inc. Fundamentals Summary
| CHYM fundamental statistics | |
|---|---|
| Market cap | US$10.71b |
| Earnings (TTM) | -US$28.31m |
| Revenue (TTM) | US$1.80b |
Is CHYM overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CHYM income statement (TTM) | |
|---|---|
| Revenue | US$1.80b |
| Cost of Revenue | US$220.48m |
| Gross Profit | US$1.58b |
| Other Expenses | US$1.61b |
| Earnings | -US$28.31m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.076 |
| Gross Margin | 87.75% |
| Net Profit Margin | -1.57% |
| Debt/Equity Ratio | 0% |
How did CHYM perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/08/11 04:32 |
| End of Day Share Price | 2025/08/11 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Chime Financial, Inc. is covered by 18 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ramsey El-Assal | Barclays |
| Joseph Vafi | Canaccord Genuity |
| Giuliano Anderes Bologna | Compass Point Research & Trading, LLC |