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German American Bancorp, Inc.NasdaqGS:GABC Stock Report

Market Cap US$1.5b
Share Price
US$38.93
My Fair Value
US$46
15.4% undervalued intrinsic discount
1Y-5.0%
7D0.4%
Portfolio Value
View

German American Bancorp, Inc.

NasdaqGS:GABC Stock Report

Market Cap: US$1.5b

German American Bancorp (GABC) Stock Overview

Operates as a financial holding company for German American Bank that provides retail and commercial banking, and health management services. More details

GABC fundamental analysis
Snowflake Score
Valuation2/6
Future Growth4/6
Past Performance2/6
Financial Health6/6
Dividends5/6

GABC Community Fair Values

Create Narrative

See what 13 others think this stock is worth. Follow their fair value or set your own to get alerts.

German American Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for German American Bancorp
Historical stock prices
Current Share PriceUS$38.93
52 Week HighUS$47.08
52 Week LowUS$32.75
Beta0.61
1 Month Change-4.84%
3 Month Change-4.56%
1 Year Change-4.96%
3 Year Change1.83%
5 Year Change27.18%
Change since IPO723.53%

Recent News & Updates

German American Bancorp, Inc. Just Recorded A 14% EPS Beat: Here's What Analysts Are Forecasting Next

Jul 31
German American Bancorp, Inc. Just Recorded A 14% EPS Beat: Here's What Analysts Are Forecasting Next

Recent updates

German American Bancorp, Inc. Just Recorded A 14% EPS Beat: Here's What Analysts Are Forecasting Next

Jul 31
German American Bancorp, Inc. Just Recorded A 14% EPS Beat: Here's What Analysts Are Forecasting Next

German American Bancorp's (NASDAQ:GABC) Upcoming Dividend Will Be Larger Than Last Year's

Jan 31
German American Bancorp's (NASDAQ:GABC) Upcoming Dividend Will Be Larger Than Last Year's

German American Bancorp: Not Much Upside Ahead

Nov 06

The German American Bancorp, Inc. (NASDAQ:GABC) Third-Quarter Results Are Out And Analysts Have Published New Forecasts

Oct 31
The German American Bancorp, Inc. (NASDAQ:GABC) Third-Quarter Results Are Out And Analysts Have Published New Forecasts

German American Bancorp (NASDAQ:GABC) Is Paying Out A Larger Dividend Than Last Year

Apr 28
German American Bancorp (NASDAQ:GABC) Is Paying Out A Larger Dividend Than Last Year

German American Bancorp GAAP EPS of $0.81 beats by $0.11, revenue of $64.78M beats by $1.47M

Jul 25

German American Bancorp: Acquisitions Drive Upside

Jan 19

I Ran A Stock Scan For Earnings Growth And German American Bancorp (NASDAQ:GABC) Passed With Ease

Jan 07
I Ran A Stock Scan For Earnings Growth And German American Bancorp (NASDAQ:GABC) Passed With Ease

German American: Adding Growth To Its Above Average Profitability

Oct 29

Here's Why I Think German American Bancorp (NASDAQ:GABC) Is An Interesting Stock

Sep 10
Here's Why I Think German American Bancorp (NASDAQ:GABC) Is An Interesting Stock

German American: A Rare Opportunity To Buy A Great Bank At A Fair Price

Aug 05

Shareholder Returns

GABCUS BanksUS Market
7D0.4%-0.4%-1.1%
1Y-5.0%23.4%15.5%

Return vs Industry: GABC underperformed the US Banks industry which returned 23.4% over the past year.

Return vs Market: GABC underperformed the US Market which returned 15.5% over the past year.

Price Volatility

Is GABC's price volatile compared to industry and market?
GABC volatility
GABC Average Weekly Movement3.2%
Banks Industry Average Movement3.7%
Market Average Movement6.5%
10% most volatile stocks in US Market17.5%
10% least volatile stocks in US Market3.0%

Stable Share Price: GABC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: GABC's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19101,020D. Daubywww.germanamerican.com

German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and health management services. The company operates through Core Banking, and Trust and Investment Advisory Services segments. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market.

German American Bancorp, Inc. Fundamentals Summary

How do German American Bancorp's earnings and revenue compare to its market cap?
GABC fundamental statistics
Market capUS$1.47b
Earnings (TTM)US$86.14m
Revenue (TTM)US$281.09m
16.9x
P/E Ratio
1.4x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
GABC income statement (TTM)
RevenueUS$281.09m
Cost of RevenueUS$0
Gross ProfitUS$281.09m
Other ExpensesUS$194.95m
EarningsUS$86.14m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)2.30
Gross Margin100.00%
Net Profit Margin30.64%
Debt/Equity Ratio19.2%

How did GABC perform over the long term?

See historical performance and comparison

Dividends

3.0%
Current Dividend Yield
44%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/15 21:34
End of Day Share Price 2025/10/15 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

German American Bancorp, Inc. is covered by 11 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Stephen GeyenD.A. Davidson & Co.
Brendan NosalHovde Group, LLC
Brian MartinJanney Montgomery Scott LLC