Travelers Companies (TRV) Stock Overview
Through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 6/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
TRV Community Fair Values
Create NarrativeSee what 69 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
The Travelers Companies, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$375.20 |
| 52 Week High | US$398.70 |
| 52 Week Low | US$252.26 |
| Beta | 0.45 |
| 1 Month Change | 1.36% |
| 3 Month Change | 23.23% |
| 1 Year Change | 34.51% |
| 3 Year Change | 127.67% |
| 5 Year Change | 140.07% |
| Change since IPO | 1,025.34% |
Recent News & Updates
Recent updates
Seeking Alpha • Sep 08
Travelers: Better Underwriting, Better Capital Returns, But Fully Valued
Summary The Travelers Companies has materially improved underwriting profitability, narrowing the gap with top-tier peers while maintaining disciplined portfolio selection. Aggressive share repurchases have reduced diluted shares outstanding by 6.8% year over year, helping EPS grow faster than aggregate earnings. A normalized core ROE around 16%–19% appears more sustainable than the recent 24% level as underwriting margins eventually normalize. At roughly $370–$375, TRV sits near the middle of my $350–$390 fair-value range, supporting a Hold rather than a new entry. I downgrade TRV from Buy to Hold, with a more attractive entry point below approximately $320–$330. Read the full article on Seeking Alpha
Narrative Update • Jul 23
TRV: Q2 Underwriting Strength And AI Adoption Will Shape Future Returns
Analysts lifted the fair value estimate for Travelers Companies from $320.74 to $354.71, as a series of higher price targets across the Street highlighted strong Q2 results, better underwriting trends, and increased earnings estimates, even as some flagged valuation and softening market conditions as key watchpoints. Analyst Commentary Street research on Travelers Companies clusters into two clear camps, with bullish analysts highlighting strong Q2 execution and earnings power, while more cautious voices focus on valuation and signs of a softer insurance market backdrop.
New Narrative • Jul 21
AI And Data-Driven Underwriting Will Support Stronger Long-Term Returns
Catalysts About Travelers Companies Travelers Companies is a large property and casualty insurer operating across Business Insurance, Bond & Specialty Insurance, and Personal Insurance. What are the underlying business or industry changes driving this perspective?Narrative Update • Jul 09
TRV: AI Deployment And Mixed Underwriting Trends Will Shape Future Earnings Profile
The analyst price target for Travelers Companies has increased to $320.74 from $312.91 as analysts factor in slightly stronger profit margins, a modestly higher future P/E of 13.02, and recent research highlighting more stable auto insurance trends and underwriting results. Analyst Commentary Recent research on Travelers Companies shows a wide range of views on where the stock should trade, with price targets spanning from below US$300 to US$400 and ratings running from Underweight to Strong Buy.Narrative Update • Jun 24
TRV: Margin Pressures And AI Initiatives Will Shape Future Underwriting Returns
Analysts have trimmed the updated fair value estimate for Travelers Companies by about $2 to $312.91. The revision reflects a blend of recently lower and higher price targets as they weigh softer pricing, slower growth, margin pressure, and higher earnings estimates across the property and casualty peer group.Analysis Article • Jun 18
Travelers Companies (TRV) Stock Could Be 3% Undervalued After Barclays Downgrade
Barclays has downgraded Travelers Companies (TRV) to Underweight, pointing to softening pricing and slowing growth in the property and casualty insurance sector, a shift that puts broker sentiment firmly under the spotlight. See our latest analysis for Travelers Companies. At a share price of $306.07, Travelers Companies has edged higher in recent months, with a 90 day share price return of 3.11% and a 1 year total shareholder return of 17.38%. This suggests momentum has cooled compared with...Narrative Update • Jun 10
TRV: Underwriting And Capital Returns Will Offset AI And Reserve Uncertainties
Analysts have nudged the fair value estimate for Travelers Companies slightly higher to about $314.48, citing a series of raised price targets across the Street and updated views that recent underwriting results and company actions help support the stock's risk profile relative to brokers. Analyst Commentary Recent research points to a generally constructive view on Travelers Companies, with several price targets adjusted higher and one modest trim.Narrative Update • May 27
TRV: Underwriting Strength And AI Claims Management Will Balance Reserve And Pricing Risks
Analysts have nudged their average price target on Travelers Companies slightly higher to reflect updated earnings assumptions and recent stock performance, with individual targets now clustering in the low to mid $300s as research teams highlight underwriting results and company actions that they expect will help manage reserve risk. Analyst Commentary Recent research commentary on Travelers Companies centers on how the stock reflects underwriting execution, reserve risk, and relative positioning within the property and casualty peer group.Narrative Update • Apr 27
TRV: Underwriting Differentiation And AI Claims Execution Will Support Future Margin Durability
Analysts have adjusted their outlook on Travelers Companies, lifting the aggregate price target by about $6 to reflect updated views on fair value, profit margins and future P/E in light of recent Street research. Analyst Commentary Recent Street research on Travelers Companies shows a cluster of price target adjustments, with several firms revisiting their assumptions on reserves, underwriting quality and longer term margin durability.Narrative Update • Apr 13
TRV: Underwriting Resilience And AI Execution Will Support Margins And Capital Flexibility
Analysts have raised the consolidated price target for Travelers Companies by about $4 to $307, citing updated views on underwriting differentiation, reserve adequacy, and margin durability across the property and casualty group. Analyst Commentary Recent research notes frame Travelers as a property and casualty insurer where underwriting quality, reserve position, and margin resilience are central to how analysts are resetting their price targets.Narrative Update • Mar 29
TRV: Underwriting And AI Adoption Will Support Margins As Market Softens
Narrative Update on Travelers Companies Analysts have modestly raised their average price targets on Travelers, with moves such as Morgan Stanley lifting its view to $310 from $295 and Keefe Bruyette moving to $340 from $320. They generally point to differentiated underwriting, perceived margin durability, and views on reserve strength as key drivers behind the updated expectations.Narrative Update • Mar 13
TRV: Underwriting Strength And AI Execution Will Support Margins In Softer P And C
Analysts have inched up their fair value estimate for Travelers Companies by about $1 to $303, citing stronger margin assumptions and a slightly lower expected future P/E multiple, as reflected in a series of recent price target revisions across the Street. Analyst Commentary Recent research updates paint a mixed picture for Travelers, with several firms lifting price targets while others trim expectations or downgrade ratings.Narrative Update • Feb 26
TRV: Underwriting Discipline And AI Adoption Will Counter Softer P And C Conditions
The analyst fair value estimate for Travelers Companies has edged up by about $1 to $302. The slight move reflects recent price target increases from several firms as analysts reassess reserve levels, pricing trends, and core P/E assumptions across the P&C peer group.Narrative Update • Feb 10
TRV: Underwriting Discipline And Buybacks Will Offset Softer P And C Conditions
Analysts have nudged their fair value estimate for Travelers Companies higher to about $301 per share from roughly $298, citing updated price targets across the Street, slightly higher assumed profitability, and modestly richer forward P/E assumptions, despite more cautious views on revenue trends and the broader P&C pricing backdrop. Analyst Commentary Recent Street research on Travelers clusters around updated price targets, with a mix of more constructive and more cautious views feeding into the new fair value estimate.Narrative Update • Jan 22
TRV: Underwriting Strength And Buybacks Will Counter Softer P And C Cycle
Narrative Update on Travelers Companies The updated fair value estimate for Travelers Companies moves modestly higher to about US$298, as analysts balance a slightly lower future P/E assumption with expectations for firmer profit margins, mixed price target revisions across firms, and an ongoing focus on P&C pricing trends and competitive pressures highlighted in recent research. Analyst Commentary Recent research on Travelers Companies presents a mixed picture, with price targets spanning roughly the mid US$260s to just over US$310 and a range of views on how the property and casualty cycle could affect growth, margins, and valuation.Narrative Update • Jan 06
TRV: Underwriting Execution And Buybacks Will Offset Softening P And C Pricing
Analysts made only a marginal trim to Travelers Companies' modeled fair value, from about $297.10 to $296.95. A mix of higher and lower Street price targets, along with updated views on underwriting trends and pricing conditions across property and casualty lines, fed into a slightly adjusted long term P/E assumption and earnings outlook.Narrative Update • Dec 18
TRV: Future Underwriting Strength And Buybacks Will Balance Softening Cycle
The analyst price target for Travelers Companies has inched higher to about $297 from roughly $296, as analysts factor in stronger than expected Q3 underwriting results, modestly higher forward EPS forecasts, and resilient property and casualty fundamentals despite a softening cycle heading into 2026. Analyst Commentary Street research updates reflect a generally constructive stance on Travelers, with multiple firms lifting price targets to account for stronger earnings power while still flagging cyclical and competitive risks across property and casualty lines.Narrative Update • Dec 03
TRV: Future Underwriting Strength And Buybacks Will Balance Softening Market Cycle
Analysts have nudged their blended price target for Travelers Companies slightly higher to about $296, as they factor in stronger than expected Q3 underwriting performance and earnings, alongside a still cautious view on softening property and casualty market conditions heading into 2026. Analyst Commentary Analysts remain divided on Travelers Companies, with several boosting price targets on the back of stronger than expected Q3 earnings and underwriting results, while others retain a more cautious stance given the softening backdrop in property and casualty lines.Narrative Update • Nov 19
TRV: Future Underwriting Gains And Share Repurchases Will Define Sector Role
The Analyst Price Target for Travelers Companies has been increased slightly from $295.00 to $295.60. This reflects analysts' view that improved underwriting results and updated sector models support a modestly higher valuation.Narrative Update • Nov 05
TRV: Future Underwriting Performance And Buybacks Will Influence Sector Positioning
The analyst price target for Travelers Companies saw a modest increase, rising as updates from analysts reflected optimism about improved underwriting results and mixed but steady sector fundamentals. Analyst Commentary Recent analyst reports on Travelers Companies reflect a mix of optimism and caution as market dynamics shift across the property and casualty insurance sector.Narrative Update • Oct 22
Analysts Lift Travelers Price Target Amid Balanced Outlook and Recent Buyback Activity
Analysts have slightly raised their price target for Travelers Companies, reflecting a modest increase in fair value to $295.40 per share. They point to resilient underwriting performance and continued strength in the homeowners' business, despite ongoing industry headwinds.Narrative Update • Oct 08
Analytics And Climate Trends Will Unlock Future Opportunity
The average analyst price target for Travelers Companies has inched up by $2.45 to $293.65, as analysts weigh mixed industry fundamentals alongside sector resilience and updated expectations for commercial property and casualty lines. Analyst Commentary Recent Street research offers a nuanced picture of Travelers Companies, as price targets and coverage updates reflect both optimism about the company’s prospects and caution over sector-specific headwinds.Seeking Alpha • Mar 29
The Travelers Companies: Pricing Power Persists, Raising My Price Target
Summary Travelers (TRV) remains a buy due to strong quarterly results, resilient performance, and favorable valuation despite recent market pressures and extreme weather events. TRV's Q4 non-GAAP EPS of $9.15 beat forecasts by $2.54, with revenue up 20% YoY, driven by strong homeowners insurance margins. Key risks include the financial impact of LA wildfires, macro uncertainties, and insurance inflation, but TRV's pricing power and technical chart are encouraging. TRV's technical chart shows a bullish uptrend, with support between $224-$232 and resistance at $266-$270, suggesting potential for new all-time highs. Read the full article on Seeking AlphaShareholder Returns
| TRV | US Insurance | US Market | |
|---|---|---|---|
| 7D | 1.6% | -2.3% | -1.0% |
| 1Y | 34.5% | 1.9% | 14.1% |
Return vs Industry: TRV exceeded the US Insurance industry which returned 1.9% over the past year.
Return vs Market: TRV exceeded the US Market which returned 14.1% over the past year.
Price Volatility
| TRV volatility | |
|---|---|
| TRV Average Weekly Movement | 3.9% |
| Insurance Industry Average Movement | 4.8% |
| Market Average Movement | 6.9% |
| 10% most volatile stocks in US Market | 15.3% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: TRV has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: TRV's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1853 | 34,000 | Alan Schnitzer | www.travelers.com |
The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products.
The Travelers Companies, Inc. Fundamentals Summary
| TRV fundamental statistics | |
|---|---|
| Market cap | US$76.66b |
| Earnings (TTM) | US$8.24b |
| Revenue (TTM) | US$48.98b |
9.5x
P/E Ratio1.6x
P/S RatioIs TRV overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TRV income statement (TTM) | |
|---|---|
| Revenue | US$48.98b |
| Cost of Revenue | US$31.97b |
| Gross Profit | US$17.01b |
| Other Expenses | US$8.77b |
| Earnings | US$8.24b |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 39.52 |
| Gross Margin | 34.73% |
| Net Profit Margin | 16.83% |
| Debt/Equity Ratio | 27.4% |
How did TRV perform over the long term?
See historical performance and comparisonDividends
1.3%
Current Dividend Yield12%
Payout RatioDoes TRV pay a reliable dividends?
See TRV dividend history and benchmarks| Travelers Companies dividend dates | |
|---|---|
| Ex Dividend Date | Sep 10 2026 |
| Dividend Pay Date | Sep 30 2026 |
| Days until Ex dividend | 2 days |
| Days until Dividend pay date | 18 days |
Does TRV pay a reliable dividends?
See TRV dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/11 04:29 |
| End of Day Share Price | 2026/09/11 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
The Travelers Companies, Inc. is covered by 40 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jacob Kilstein | Argus Research Company |
| Taylor Scott | Barclays |
| Jay Gelb | Barclays |