LendingClub Corporation

NYSE:LC Stock Report

Market Cap: US$1.2b

LendingClub Future Growth

Future criteria checks 3/6

LendingClub is forecast to grow earnings and revenue by 45.5% and 2.4% per annum respectively. EPS is expected to grow by 44.9% per annum. Return on equity is forecast to be 10.7% in 3 years.

Key information

45.5%

Earnings growth rate

44.9%

EPS growth rate

Consumer Finance earnings growth13.2%
Revenue growth rate2.4%
Future return on equity10.7%
Analyst coverage

Good

Last updated01 May 2025

Recent future growth updates

Recent updates

LendingClub: Already Pricing In Major Economic Weakness

Apr 30

LendingClub: Cheap For A Reason Or A Mispriced FinTech?

Apr 23

LendingClub: Promising Long-Term, But Don't Hold A Falling Knife

Mar 16

LendingClub Corporation (NYSE:LC) Shares Slammed 27% But Getting In Cheap Might Be Difficult Regardless

Feb 25
LendingClub Corporation (NYSE:LC) Shares Slammed 27% But Getting In Cheap Might Be Difficult Regardless

LendingClub: Lowering 2026 Estimates And Reiterating Buy

Feb 20

LendingClub: Remaining Bullish After Mixed Update

Feb 10

LendingClub: Not The Destination

Jan 30

Initiating Buy On LendingClub: Lower Interest Rates And Excess Capital Present Opportunity

Jan 21

LendingClub: Joining The Club For 2025

Jan 05

LendingClub: The Historic Debt Consolidation Opportunity Has Just Started

Dec 19

LendingClub: Too Early To Downgrade

Dec 04

Investors Appear Satisfied With LendingClub Corporation's (NYSE:LC) Prospects As Shares Rocket 28%

Oct 26
Investors Appear Satisfied With LendingClub Corporation's (NYSE:LC) Prospects As Shares Rocket 28%

LendingClub Q3 Earnings: A Turnaround Stock As Interest Rates Decline (Upgrade)

Oct 24

LendingClub: Bullish Ahead Of Q3 Earnings

Oct 15

Why LendingClub Is Currently My Favorite Value Stock

Sep 30
author-image

Decisive Innovations And Operational Efficiency Propel Growth Despite Forecasted Revenue Dip

Sep 24 LendingClub's focus on strong credit performance and continuous innovation aims to boost future net income and revenue through higher loan sales prices and originations.

LendingClub: Levered Play On Soft Landing

Aug 19

Why Investors Shouldn't Be Surprised By LendingClub Corporation's (NYSE:LC) 49% Share Price Surge

Aug 01
Why Investors Shouldn't Be Surprised By LendingClub Corporation's (NYSE:LC) 49% Share Price Surge

LendingClub Is Set To Outperform SoFi Technologies

Jun 17

LendingClub - An Explosive Move Higher Could Be Brewing

May 10

LendingClub Corporation: A Significant Upside Potential In Consumer Finance

May 01

LendingClub's ROA Positivity: A Glimmer Amidst Uncertainty (Rating Upgrade)

Feb 02

LendingClub: Buybacks And Increased Profitability Could Be On The Cards

Jan 22

LendingClub: Cheap Today, Cheaper Tomorrow

Nov 28

The Consensus EPS Estimates For LendingClub Corporation (NYSE:LC) Just Fell Dramatically

Oct 31
The Consensus EPS Estimates For LendingClub Corporation (NYSE:LC) Just Fell Dramatically

LendingClub: Pause Won't Last Forever

Oct 17

LendingClub: Declining ROA And Growing Loans, Avoid (Rating Downgrade)

Sep 25

LendingClub's Recovery Postponed

Aug 03

Earnings and Revenue Growth Forecasts

NYSE:LC - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20271,3941706156552
12/31/20261,1101524745149
12/31/2025928813563968
3/31/20251,19651-2,183-2,127N/A
12/31/20241,16151-2,688-2,634N/A
9/30/20241,10852-3,312-3,264N/A
6/30/20241,07742-2,991-2,939N/A
3/31/20241,09938-2,152-2,098N/A
12/31/20231,13539-1,196-1,137N/A
9/30/20231,17452-352-288N/A
6/30/20231,22891102167N/A
3/31/20231,268263385449N/A
12/31/20221,270290306376N/A
9/30/20221,247295399464N/A
6/30/20221,185279382439N/A
3/31/20221,068107282332N/A
12/31/202189219205240N/A
9/30/2021721-37140171N/A
6/30/2021562-99478505N/A
3/31/2021418-187557583N/A
12/31/2020468-188387418N/A
9/30/2020595-161219255N/A
6/30/2020750-127-414-371N/A
3/31/2020927-59-700-653N/A
12/31/20191,001-31-321-271N/A
9/30/20191,029-44-592-538N/A
6/30/20191,045-67-436-381N/A
3/31/20191,066-117-542-487N/A
12/31/20181,080-128N/A-640N/A
9/30/20181,095-207N/A-692N/A
6/30/20181,113-191N/A-773N/A
3/31/20181,125-155N/A-560N/A
12/31/20171,146-154N/A-573N/A
9/30/20171,164-94N/A-153N/A
6/30/20171,154-124N/A-29N/A
3/31/20171,143-180N/A-27N/A
12/31/20161,189-146N/A1N/A
9/30/20161,190-109N/A14N/A
6/30/20161,166-72N/A52N/A
3/31/20161,1146N/A78N/A
12/31/2015980-5N/A75N/A
9/30/2015854-19N/A68N/A
6/30/2015743-27N/A50N/A
3/31/2015651-32N/A36N/A
12/31/2014568-33N/A50N/A
9/30/2014455-24N/A20N/A
6/30/2014331-14N/A17N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: LC's forecast earnings growth (45.5% per year) is above the savings rate (2.8%).

Earnings vs Market: LC's earnings (45.5% per year) are forecast to grow faster than the US market (13.9% per year).

High Growth Earnings: LC's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: LC's revenue (2.4% per year) is forecast to grow slower than the US market (8.5% per year).

High Growth Revenue: LC's revenue (2.4% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: LC's Return on Equity is forecast to be low in 3 years time (10.7%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/04 16:29
End of Day Share Price 2025/05/02 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

LendingClub Corporation is covered by 31 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Edward WilliamsBMO Capital Markets Equity Research
Vincent CainticBTIG
Michael GrahamCanaccord Genuity