Community Financial System Future Growth

Future criteria checks 1/6

Community Financial System is forecast to grow earnings and revenue by 11.4% and 7.9% per annum respectively while EPS is expected to grow by 11.8% per annum.

Key information

11.4%

Earnings growth rate

11.8%

EPS growth rate

Banks earnings growth	10.3%
Revenue growth rate	7.9%
Future return on equity	n/a
Analyst coverage	Low
Last updated	10 Sep 2024

Recent future growth updates

The Community Bank System, Inc. (NYSE:CBU) Yearly Results Are Out And Analysts Have Published New Forecasts

Jan 26

Recent updates

Community Financial System: A Solid Dividend Aristocrat, But Still Too Expensive

Aug 11

Community Financial System's (NYSE:CBU) Dividend Will Be Increased To $0.46

Jul 22

Community Bank System: The Cost Of Total Deposits Remains Incredibly Low

Jan 28

The Community Bank System, Inc. (NYSE:CBU) Yearly Results Are Out And Analysts Have Published New Forecasts

Jan 26

Community Bank: Upgrading To Buy But Keeping Earnings Estimate Largely Unchanged

Sep 15

Community Bank System Enjoys A Bright Top Line Outlook But Appears Fairly Valued

Nov 14

Community Bank System Non-GAAP EPS of $0.94 beats by $0.02, revenue of $175.37M beats by $2.01M

Oct 24

Community Bank System's (NYSE:CBU) Shareholders Will Receive A Bigger Dividend Than Last Year

Sep 11

Community Bank's Earnings Will Likely Grow Next Year But Stock Appears Overvalued

Jul 30

Community Bank System's (NYSE:CBU) Dividend Will Be Increased To $0.44

Jul 24

Community Bank System raises quarterly dividend by 2.3%

Jul 20

Earnings and Revenue Growth Forecasts

NYSE:CBU - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2025	787	198	N/A	N/A	3
12/31/2024	736	181	N/A	N/A	3
6/30/2024	698	166	209	229	N/A
3/31/2024	691	166	214	231	N/A
12/31/2023	641	131	210	228	N/A
9/30/2023	641	150	238	255	N/A
6/30/2023	639	155	220	235	N/A
3/31/2023	626	146	226	240	N/A
12/31/2022	665	188	202	215	N/A
9/30/2022	649	179	179	193	N/A
6/30/2022	636	175	200	213	N/A
3/31/2022	631	183	178	193	N/A
12/31/2021	629	189	189	203	N/A
9/30/2021	625	192	191	207	N/A
6/30/2021	618	190	157	172	N/A
3/31/2021	597	177	202	215	N/A
12/31/2020	582	164	165	179	N/A
9/30/2020	576	161	189	199	N/A
6/30/2020	572	157	202	208	N/A
3/31/2020	584	167	187	195	N/A
12/31/2019	581	169	197	203	N/A
9/30/2019	573	166	174	183	N/A
6/30/2019	567	170	187	199	N/A
3/31/2019	560	170	183	195	N/A
12/31/2018	559	168	209	221	N/A
9/30/2018	554	199	207	219	N/A
6/30/2018	549	191	200	210	N/A
3/31/2018	536	164	N/A	208	N/A
12/31/2017	507	150	N/A	190	N/A
9/30/2017	479	105	N/A	171	N/A
6/30/2017	450	96	N/A	158	N/A
3/31/2017	427	105	N/A	151	N/A
12/31/2016	421	103	N/A	136	N/A
9/30/2016	410	97	N/A	139	N/A
6/30/2016	395	95	N/A	133	N/A
3/31/2016	381	93	N/A	122	N/A
12/31/2015	365	91	N/A	120	N/A
9/30/2015	360	94	N/A	114	N/A
6/30/2015	358	91	N/A	119	N/A
3/31/2015	357	91	N/A	117	N/A
12/31/2014	356	91	N/A	122	N/A
9/30/2014	370	83	N/A	122	N/A
6/30/2014	365	83	N/A	106	N/A
3/31/2014	376	80	N/A	110	N/A
12/31/2013	420	78	N/A	103	N/A
9/30/2013	400	82	N/A	92	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: CBU's forecast earnings growth (11.4% per year) is above the savings rate (2.5%).

Earnings vs Market: CBU's earnings (11.4% per year) are forecast to grow slower than the US market (15.3% per year).

High Growth Earnings: CBU's earnings are forecast to grow, but not significantly.

Revenue vs Market: CBU's revenue (7.9% per year) is forecast to grow slower than the US market (8.7% per year).

High Growth Revenue: CBU's revenue (7.9% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if CBU's Return on Equity is forecast to be high in 3 years time

Community Financial System Future Growth

Future criteria checks 1/6

Key information

Recent future growth updates

Price target increased by 8.2% to US$56.75

The Community Bank System, Inc. (NYSE:CBU) Yearly Results Are Out And Analysts Have Published New Forecasts

Price target increased by 8.4% to US$52.43

Price target increased by 9.4% to US$48.36

Price target increased by 7.3% to US$56.86

Recent updates

Community Financial System, Inc. to Report Q3, 2024 Results on Oct 22, 2024

Upcoming dividend of US$0.46 per share

Community Financial System: A Solid Dividend Aristocrat, But Still Too Expensive

Now 22% undervalued

Price target increased by 8.2% to US$56.75

Community Financial System's (NYSE:CBU) Dividend Will Be Increased To $0.46

First quarter dividend increased to US$0.46

Community Financial System, Inc. Announces Quarterly Dividend, Payable on October 10, 2024

Investor sentiment improves as stock rises 18%

Community Financial System, Inc. to Report Q2, 2024 Results on Jul 23, 2024

Upcoming dividend of US$0.45 per share

First quarter dividend of US$0.45 announced

Community Bank System, Inc. Declares Quarterly Dividend, Payable on July 10, 2024

First quarter 2024 earnings: EPS misses analyst expectations

Community Bank System, Inc., Annual General Meeting, May 15, 2024

Community Bank System, Inc. to Report Q1, 2024 Results on Apr 23, 2024

Upcoming dividend of US$0.45 per share

Full year 2023 earnings: EPS misses analyst expectations

Fourth quarter dividend of US$0.45 announced

Community Bank System, Inc. Announces Quarterly Dividend, Payable on April 10, 2024

Community Bank Appoints Dan Kennell as New Commercial Banking Officer

Community Bank System: The Cost Of Total Deposits Remains Incredibly Low

The Community Bank System, Inc. (NYSE:CBU) Yearly Results Are Out And Analysts Have Published New Forecasts

Full year 2023 earnings: EPS misses analyst expectations

Community Bank System, Inc. Reports Net Charge-Offs for the Fourth Quarter 2023

Community Bank System, Inc. Elects Michele Sullivan as Independent Director, Effective as of February 1, 2024

Price target increased by 8.4% to US$52.43

Community Bank Names Jeff Levy as New Chief Banking Officer

Now 21% undervalued

Price target increased by 9.4% to US$48.36

Community Bank System, Inc. to Report Fiscal Year 2023 Results on Jan 23, 2024

Upcoming dividend of US$0.45 per share at 3.8% yield

Insufficient new directors

Community Bank System, Inc. Announces its Quarterly Dividend, Payable on January 10, 2024

Third quarter 2023 earnings: EPS misses analyst expectations

Community Bank System, Inc. Reports Net Charge-Offs for the Third Quarter 2023

Community Bank System, Inc. to Report Q3, 2023 Results on Oct 24, 2023

Price target increased by 7.3% to US$56.86

Community Bank: Upgrading To Buy But Keeping Earnings Estimate Largely Unchanged

Community Bank System's (NYSE:CBU) Dividend Will Be Increased To $0.45

Upcoming dividend of US$0.45 per share at 4.0% yield

Community Bank System (NYSE:CBU) Is Increasing Its Dividend To $0.45

Community Bank System, Inc. Reports Unaudited Net Charge-Offs Results for the Second Quarter Ended June 30, 2023

Second quarter 2023 earnings: EPS exceeds analyst expectations

Community Bank System, Inc. Announces Increase to Its Quarterly Dividend, Payable on October 10, 2023

Now 21% undervalued after recent price drop

Community Bank System, Inc. and Community Bank, National Association Announces Executive Changes

Community Bank System, Inc. to Report Q2, 2023 Results on Jul 31, 2023

Upcoming dividend of US$0.44 per share at 3.3% yield

Now 20% undervalued after recent price drop

Community Bank System, Inc. Declares Quarterly Cash Dividend, Payable on July 10, 2023

Now 20% undervalued after recent price drop

Independent Lead Director recently bought US$107k worth of stock

Now 23% undervalued after recent price drop

Full year 2022 earnings: EPS exceeds analyst expectations

Independent Director notifies of intention to sell stock

Community Bank System, Inc. Announces Quarterly Dividend, Payable on April 10, 2023

Community Bank System declares $0.44 dividend

Community Bank System, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022

Full year 2022 earnings: EPS exceeds analyst expectations

Community Bank System Q4 2022 Earnings Preview

Community Bank System, Inc. to Report Q4, 2022 Results on Jan 24, 2023

Executive VP exercised options and sold US$54k worth of stock

Upcoming dividend of US$0.44 per share

Community Bank System, Inc. Declares a Quarterly Cash Dividend, Payable on January 10, 2023

Community Bank System Enjoys A Bright Top Line Outlook But Appears Fairly Valued

Now 21% undervalued after recent price drop

Third quarter 2022 earnings: EPS in line with analyst expectations despite revenue beat

Community Bank System Non-GAAP EPS of $0.94 beats by $0.02, revenue of $175.37M beats by $2.01M

Community Bank System, Inc. to Report Q3, 2022 Results on Oct 24, 2022