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Pinnacle Financial Partners, Inc.NasdaqGS:PNFP Stock Report

Market Cap US$6.9b
Share Price
US$89.30
My Fair Value
US$114
22.0% undervalued intrinsic discount
1Y1.8%
7D2.2%
Portfolio Value
View

Pinnacle Financial Partners, Inc.

NasdaqGS:PNFP Stock Report

Market Cap: US$6.9b

Pinnacle Financial Partners (PNFP) Stock Overview

Operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. More details

PNFP fundamental analysis
Snowflake Score
Valuation5/6
Future Growth5/6
Past Performance5/6
Financial Health6/6
Dividends4/6

PNFP Community Fair Values

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Pinnacle Financial Partners, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Pinnacle Financial Partners
Historical stock prices
Current Share PriceUS$89.30
52 Week HighUS$131.91
52 Week LowUS$81.57
Beta1.03
1 Month Change-24.45%
3 Month Change-19.92%
1 Year Change1.80%
3 Year Change3.57%
5 Year Change106.57%
Change since IPO1,780.00%

Recent News & Updates

Recent updates

Pinnacle Financial Partners: A Solid Bank But With No Room For Error

Jul 16

Pinnacle Financial: Downgrading To Hold And Maintaining A Rosy Earnings Outlook

Feb 23

Pinnacle Financial Partners (NASDAQ:PNFP) Will Pay A Dividend Of $0.22

Oct 19
Pinnacle Financial Partners (NASDAQ:PNFP) Will Pay A Dividend Of $0.22

Pinnacle Financial Partners: Loan Renewals, Organic Loan Growth To Drive Earnings

Oct 10
author-image

Tactical Moves And Risk Management Set To Enhance Bank's Revenue And Capital Strength

Strategic focus on securities repositioning and specialty deposit growth aims to improve net interest income and reduce dependency on higher-cost funding.

Pinnacle Financial Partners: Exceptional Growth Can Still Drive Upside

Jul 18

Pinnacle Financial Partners: Time For A Downgrade After A Great Run Higher

Apr 20

Pinnacle Financial Partners: Q4 2023 Shows Encouraging Signs

Jan 19

Shareholder Returns

PNFPUS BanksUS Market
7D2.2%-0.6%0.7%
1Y1.8%26.6%19.4%

Return vs Industry: PNFP underperformed the US Banks industry which returned 26.3% over the past year.

Return vs Market: PNFP underperformed the US Market which returned 20.2% over the past year.

Price Volatility

Is PNFP's price volatile compared to industry and market?
PNFP volatility
PNFP Average Weekly Movement5.4%
Banks Industry Average Movement3.6%
Market Average Movement6.5%
10% most volatile stocks in US Market17.7%
10% least volatile stocks in US Market3.1%

Stable Share Price: PNFP has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: PNFP's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
20003,627Michael Turnerwww.pnfp.com

Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loan; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses.

Pinnacle Financial Partners, Inc. Fundamentals Summary

How do Pinnacle Financial Partners's earnings and revenue compare to its market cap?
PNFP fundamental statistics
Market capUS$6.91b
Earnings (TTM)US$581.71m
Revenue (TTM)US$1.81b
11.8x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PNFP income statement (TTM)
RevenueUS$1.81b
Cost of RevenueUS$0
Gross ProfitUS$1.81b
Other ExpensesUS$1.23b
EarningsUS$581.71m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)7.56
Gross Margin100.00%
Net Profit Margin32.09%
Debt/Equity Ratio37.8%

How did PNFP perform over the long term?

See historical performance and comparison

Dividends

1.1%
Current Dividend Yield
12%
Payout Ratio

Does PNFP pay a reliable dividends?

See PNFP dividend history and benchmarks
When do you need to buy PNFP by to receive an upcoming dividend?
Pinnacle Financial Partners dividend dates
Ex Dividend DateAug 01 2025
Dividend Pay DateAug 29 2025
Days until Ex dividend12 days
Days until Dividend pay date16 days

Does PNFP pay a reliable dividends?

See PNFP dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/11 11:31
End of Day Share Price 2025/08/11 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Pinnacle Financial Partners, Inc. is covered by 23 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Bryce RoweBaird
Jared David ShawBarclays
Andrew StappB. Riley Securities, Inc.