Union Bank of India (UNIONBANK) Stock Overview
Provides banking products and services in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
UNIONBANK Community Fair Values
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Analyst Price Targets
Union Bank of India Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹157.26 |
| 52 Week High | ₹205.49 |
| 52 Week Low | ₹124.64 |
| Beta | 0.89 |
| 1 Month Change | -7.73% |
| 3 Month Change | -16.81% |
| 1 Year Change | 9.31% |
| 3 Year Change | 94.51% |
| 5 Year Change | 331.44% |
| Change since IPO | 861.83% |
Recent News & Updates
Narrative Update • Jun 23
UNIONBANK: Dividend Commitment And Capital Plan Will Support Bullish Outlook
Analysts have maintained their fair value estimate for Union Bank of India at ₹195.20. The updated model reflects slightly revised assumptions for the discount rate, revenue growth, profit margin and future P/E inputs in the refreshed price target framework.Analysis Article • Jun 20
If EPS Growth Is Important To You, Union Bank of India (NSE:UNIONBANK) Presents An Opportunity
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Narrative Update • Jun 03
UNIONBANK: Bond Issuance And Dividend Policy Will Support Bullish Outlook
Analysts have trimmed their price target for Union Bank of India slightly to about ₹195 from roughly ₹196, reflecting updated views on a combination of more moderate revenue growth assumptions, a higher profit margin outlook, and a modestly lower future P/E multiple. What's in the News A board meeting is scheduled for March 16, 2026 to consider issuing long term bonds of up to ₹20,000 crore for infrastructure and affordable housing, including a possible ₹7,500 crore issuance with a 10 year tenor and a potential issuance of green or sustainable bonds of up to ₹5,000 crore.Recent updates
Narrative Update • Jun 23
UNIONBANK: Dividend Commitment And Capital Plan Will Support Bullish Outlook
Analysts have maintained their fair value estimate for Union Bank of India at ₹195.20. The updated model reflects slightly revised assumptions for the discount rate, revenue growth, profit margin and future P/E inputs in the refreshed price target framework.Analysis Article • Jun 20
If EPS Growth Is Important To You, Union Bank of India (NSE:UNIONBANK) Presents An Opportunity
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Narrative Update • Jun 03
UNIONBANK: Bond Issuance And Dividend Policy Will Support Bullish Outlook
Analysts have trimmed their price target for Union Bank of India slightly to about ₹195 from roughly ₹196, reflecting updated views on a combination of more moderate revenue growth assumptions, a higher profit margin outlook, and a modestly lower future P/E multiple. What's in the News A board meeting is scheduled for March 16, 2026 to consider issuing long term bonds of up to ₹20,000 crore for infrastructure and affordable housing, including a possible ₹7,500 crore issuance with a 10 year tenor and a potential issuance of green or sustainable bonds of up to ₹5,000 crore.Narrative Update • Apr 22
UNIONBANK: Bond Plans And Leadership Change Will Shape Balanced Outlook
Analysts have kept their fair value estimate for Union Bank of India unchanged at ₹196.40, citing only minor model adjustments to the discount rate, revenue growth, profit margin and future P/E assumptions that did not materially affect the overall price target view. What's in the News A board meeting is scheduled on April 23, 2026 to review the audited standalone and consolidated financial results for the quarter and year ended March 31, 2026, and to consider recommending a dividend for FY 2025-26, subject to approvals (company filing).Narrative Update • Apr 07
UNIONBANK: Long Term Bond Issuance Will Support Future Bullish Outlook
Analysts have adjusted their price target on Union Bank of India slightly lower from ₹198.40 to ₹196.40, citing minor refinements in assumptions related to discount rate, revenue growth, profit margin and future P/E expectations. What's in the News Board meeting scheduled for January 14, 2026 to consider, among other items, the unaudited reviewed financial results for the quarter ended December 31, 2025 (Key Developments).Narrative Update • Mar 24
UNIONBANK: Bond Issuance Plans And CFO Transition Will Support Bullish Outlook
Analysts have kept the fair value estimate for Union Bank of India unchanged at ₹198.40, reflecting very small adjustments to assumptions around discount rate, revenue growth, profit margin and future P/E that do not materially alter their overall view. What's in the News A board meeting is scheduled for January 14, 2026 to consider, among other items, the unaudited reviewed financial results for the quarter ended December 31, 2025 (company filing).Narrative Update • Mar 10
UNIONBANK: CFO Succession And Upcoming Results Will Support Steady Outlook
Analysts have increased their fair value estimate for Union Bank of India from about ₹194.73 to roughly ₹198.40, reflecting updated assumptions on the discount rate, revenue growth, profit margin and future P/E levels. What's in the News Union Bank of India announced that CFO CA Avinash Vasant Prabhu has resigned for personal reasons and will be relieved on January 31, 2026, with continuity at the finance leadership level planned until that date (Key Developments).Narrative Update • Feb 23
UNIONBANK: CFO Transition And Upcoming Results Will Support Steady Outlook
Analysts have maintained their fair value estimate for Union Bank of India at about ₹195 per share, making only minor adjustments to assumptions on the discount rate, revenue growth, profit margin and future P/E. As a result, the headline price target is effectively unchanged in this update.Narrative Update • Feb 09
UNIONBANK: Stable Outlook As CFO Transition And Results Guide Fair Assessment
Analysts have kept their fair value estimate for Union Bank of India broadly unchanged at ₹194.73. The slight adjustment is linked mainly to a lower discount rate and a marginally reduced future P/E assumption, which together refine rather than reset their valuation view.Narrative Update • Jan 24
UNIONBANK: Upcoming Results Will Confirm Higher Fair Worth Assumptions
Analysts have raised their price target for Union Bank of India, reflecting a shift to higher fair value estimates in rupees, slightly adjusted discount rates, and updated assumptions on revenue, profit margins, and future P/E levels. What's in the News A board meeting is scheduled for January 14, 2026, to review and consider the unaudited financial results for the quarter ended December 31, 2025 (Key Developments).Narrative Update • Jan 09
UNIONBANK: Upcoming Results And Refined Assumptions Will Shape Measured Outlook
Analysts have increased their price target for Union Bank of India to ₹167.33 from ₹160.80, citing updated assumptions for revenue growth, profit margin and future P/E that slightly raise their view of the bank's fair value. What's in the News A board meeting is scheduled on October 30, 2025, at 10:30 Indian Standard Time to review the unaudited standalone and consolidated financial results for the quarter ended September 30, 2025, and to consider other items on the agenda (Key Developments).Narrative Update • Dec 16
UNIONBANK: Board Meeting And New CEO Will Shape Measured Outlook
Analysts have modestly raised their price target on Union Bank of India from ₹158.86 to ₹160.80, reflecting slightly lower discount rate assumptions, largely unchanged growth and margin forecasts, and a marginally higher expected future P E multiple. What's in the News Upcoming board meeting scheduled for October 30, 2025 at 10:30 IST to review unaudited standalone and consolidated financial results for the quarter ended September 30, 2025, and consider other matters (Key Developments) Government appoints Shri Asheesh Pandey, former Executive Director at Bank of Maharashtra and ex Chief General Manager at Union Bank of India, as Chief Executive Officer for a three year term effective September 30, 2025 (Key Developments) New CEO brings over 27 years of diversified banking experience in credit, treasury, foreign operations, digital transformation, and large scale integration projects, including the amalgamation of e Andhra Bank and e Corporation Bank with Union Bank of India (Key Developments) Leadership transition underscores continued strategic focus on digital banking, automation, and cyber security, supported by Pandey’s advanced management and digital marketing credentials from leading institutes including IIM Bangalore and IIM Rohtak (Key Developments) Valuation Changes Fair Value Estimate has risen slightly from ₹158.86 to ₹160.80, implying a modest upward revision in the bank’s intrinsic value.Narrative Update • Dec 02
UNIONBANK: Board Meeting And CEO Transition Will Guide Outlook Into 2025
Analysts have made a minor adjustment to their price target for Union Bank of India, keeping it effectively at ₹158.86. Updated estimates for key metrics such as discount rate and future P/E remain stable, reflecting steady expectations for the bank's future performance.Narrative Update • Nov 18
UNIONBANK: Board Meeting And New CEO Appointment Will Shape 2025 Outlook
Analysts have modestly raised their price target for Union Bank of India from ₹158.79 to ₹158.86, citing a lower discount rate and improved profit margin projections. What's in the News Union Bank of India will hold a Board Meeting on October 30, 2025 at 10:30 IST to consider, among other items, the unaudited financial results for the quarter ended September 30, 2025 (Key Developments).Narrative Update • Nov 01
UNIONBANK: Leadership Transition And Board Review Will Shape Near-Term Outlook
Analysts have raised their price target for Union Bank of India from ₹156.08 to ₹158.79. This reflects more optimistic expectations for revenue growth, which offset slight increases in the discount rate and a marginal dip in projected profit margins.Narrative Update • Aug 27
Digital Competition And Regulatory Hurdles Will Erode Value
Union Bank of India’s valuation outlook has seen modest positive momentum, as both the discount rate and future P/E have increased slightly, resulting in a minor upward revision of the Analyst Price Target from ₹154.00 to ₹156.08. What's in the News Board meeting scheduled to consider unaudited financial results for the quarter ended June 30, 2025.Analysis Article • Jul 12
Union Bank of India (NSE:UNIONBANK) Is Increasing Its Dividend To ₹4.75
Union Bank of India's ( NSE:UNIONBANK ) dividend will be increasing from last year's payment of the same period to...
New Narrative • Nov 20
Digital Transformation And Decisive Expansion Fuel The Bank's Promising Growth Prospects
Advancements in digital initiatives and branch expansion could boost revenue through enhanced customer acquisition and outreach.Shareholder Returns
| UNIONBANK | IN Banks | IN Market | |
|---|---|---|---|
| 7D | -9.8% | -2.2% | -1.1% |
| 1Y | 9.3% | -1.2% | -3.2% |
Return vs Industry: UNIONBANK exceeded the Indian Banks industry which returned -1.2% over the past year.
Return vs Market: UNIONBANK exceeded the Indian Market which returned -3.2% over the past year.
Price Volatility
| UNIONBANK volatility | |
|---|---|
| UNIONBANK Average Weekly Movement | 4.6% |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 6.2% |
| 10% most volatile stocks in IN Market | 9.2% |
| 10% least volatile stocks in IN Market | 3.9% |
Stable Share Price: UNIONBANK has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: UNIONBANK's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1919 | 73,885 | Asheesh Pandey | www.unionbankofindia.bank.in |
Union Bank of India provides banking products and services in India. It operates in four segments: Treasury Operations, Retail Banking Operations, Corporate and Wholesale Banking, and Other Banking Operations. The company provides its products and services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers.
Union Bank of India Fundamentals Summary
| UNIONBANK fundamental statistics | |
|---|---|
| Market cap | ₹1.18t |
| Earnings (TTM) | ₹194.30b |
| Revenue (TTM) | ₹489.86b |
6.2x
P/E Ratio0.9x
P/B RatioIs UNIONBANK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UNIONBANK income statement (TTM) | |
|---|---|
| Revenue | ₹489.86b |
| Cost of Revenue | ₹0 |
| Gross Profit | ₹489.86b |
| Other Expenses | ₹295.56b |
| Earnings | ₹194.30b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Jul 31, 2026
| Earnings per share (EPS) | 25.45 |
| Gross Margin | 100.00% |
| Net Profit Margin | 39.66% |
| Debt/Equity Ratio | 58.3% |
How did UNIONBANK perform over the long term?
See historical performance and comparisonDividends
3.2%
Current Dividend Yield20%
Payout RatioDoes UNIONBANK pay a reliable dividends?
See UNIONBANK dividend history and benchmarks| Union Bank of India dividend dates | |
|---|---|
| Ex Dividend Date | Jul 03 2026 |
| Dividend Pay Date | Aug 09 2026 |
| Days until Ex dividend | 7 days |
| Days until Dividend pay date | 30 days |
Does UNIONBANK pay a reliable dividends?
See UNIONBANK dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/09 15:13 |
| End of Day Share Price | 2026/07/09 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2026/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Union Bank of India is covered by 51 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | 360 ONE Capital Market Private Limited |
| Parth Gupta | 360 ONE Capital Market Private Limited |
| Yuvraj Choudhary | Anand Rathi Shares and Stock Brokers Limited |