Union Bank of India Past Earnings Performance
Past criteria checks 4/6
Union Bank of India has been growing earnings at an average annual rate of 58.9%, while the Banks industry saw earnings growing at 38.3% annually. Revenues have been growing at an average rate of 36.2% per year. Union Bank of India's return on equity is 14.3%, and it has net margins of 30.7%.
Key information
58.9%
Earnings growth rate
65.7%
EPS growth rate
| Banks Industry Growth | 38.0% |
| Revenue growth rate | 36.2% |
| Return on equity | 14.3% |
| Net Margin | 30.7% |
| Last Earnings Update | 30 Sep 2024 |
Revenue & Expenses Breakdown
How Union Bank of India makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 499,969 | 153,464 | 200,152 | 0 |
| 30 Jun 24 | 483,253 | 141,672 | 195,020 | 0 |
| 31 Mar 24 | 480,141 | 137,971 | 191,451 | 0 |
| 31 Dec 23 | 456,180 | 132,806 | 183,265 | 0 |
| 30 Sep 23 | 431,548 | 119,189 | 178,554 | 0 |
| 30 Jun 23 | 394,636 | 102,002 | 174,869 | 0 |
| 31 Mar 23 | 356,338 | 85,117 | 169,250 | 0 |
| 31 Dec 22 | 266,747 | 72,570 | 146,229 | 0 |
| 30 Sep 22 | 252,577 | 60,707 | 141,563 | 0 |
| 30 Jun 22 | 252,885 | 57,283 | 140,621 | 0 |
| 31 Mar 22 | 282,690 | 52,653 | 142,990 | 0 |
| 31 Dec 21 | 297,024 | 49,774 | 149,503 | 0 |
| 30 Sep 21 | 270,052 | 46,194 | 150,526 | 0 |
| 30 Jun 21 | 241,597 | 36,426 | 144,900 | 0 |
| 31 Mar 21 | 225,795 | 28,634 | 137,465 | 0 |
| 31 Dec 20 | 141,697 | -11,188 | 98,973 | 0 |
| 30 Sep 20 | 115,904 | -12,838 | 83,216 | 0 |
| 30 Jun 20 | 67,715 | -30,101 | 69,762 | 0 |
| 31 Mar 20 | 40,367 | -31,209 | 55,894 | 0 |
| 31 Dec 19 | 34,935 | -37,393 | 53,023 | 0 |
| 30 Sep 19 | 29,492 | -41,107 | 51,801 | 0 |
| 30 Jun 19 | 43,845 | -28,327 | 51,344 | 0 |
| 31 Mar 19 | 39,230 | -29,223 | 51,211 | 0 |
| 31 Mar 18 | 20,302 | -52,125 | 49,969 | 0 |
| 31 Mar 17 | 73,801 | 5,726 | 50,430 | 0 |
| 31 Mar 16 | 84,739 | 13,564 | 51,984 | 0 |
| 31 Mar 15 | 94,407 | 17,522 | 51,438 | 0 |
| 31 Mar 14 | 79,164 | 16,696 | 45,403 | 0 |
Quality Earnings: UNIONBANK has high quality earnings.
Growing Profit Margin: UNIONBANK's current net profit margins (30.7%) are higher than last year (27.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UNIONBANK has become profitable over the past 5 years, growing earnings by 58.9% per year.
Accelerating Growth: UNIONBANK's earnings growth over the past year (28.8%) is below its 5-year average (58.9% per year).
Earnings vs Industry: UNIONBANK earnings growth over the past year (28.8%) exceeded the Banks industry 15%.
Return on Equity
High ROE: UNIONBANK's Return on Equity (14.3%) is considered low.