Resimac Group (RMC) Stock Overview
Provides residential mortgage and asset finance lending products in Australia and New Zealand. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 4/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
RMC Community Fair Values
Create NarrativeSee what 7 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Resimac Group Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$0.83 |
| 52 Week High | AU$1.23 |
| 52 Week Low | AU$0.81 |
| Beta | 1.38 |
| 1 Month Change | -6.21% |
| 3 Month Change | -15.74% |
| 1 Year Change | -1.78% |
| 3 Year Change | -10.27% |
| 5 Year Change | -66.67% |
| Change since IPO | 88.64% |
Recent News & Updates
Narrative Update • Jun 06
RMC: Future Returns Will Be Tempered By Leadership Change And Rich Dividend Payout
Analysts have trimmed their price target on Resimac Group to A$4.80 from A$4.87, reflecting updated assumptions for slightly higher revenue growth, a marginally lower profit margin, and a small increase in the discount rate and future P/E multiple. What's in the News Resimac Group announced the resignation of Chief Financial Officer James Spurway, resulting in an upcoming leadership change in the finance function.Narrative Update • Apr 26
RMC: Future Returns Will Be Weighed Down By Rich Dividend Payout
Analysts have modestly adjusted their price target on Resimac Group, citing updated assumptions around slightly higher long term revenue growth and a small change in expected profit margin and future P/E. These factors together lead to a refined valuation in A$ terms.Narrative Update • Apr 11
RMC: Future Returns Will Be Weighed Down By Rich Dividend Payout
Analysts have adjusted their price target on Resimac Group to A$0.80 from A$0.80, reflecting updated assumptions around revenue growth, profit margins and the forward P/E multiple, while keeping their overall valuation view steady. What's in the News Resimac Group announced a fully franked special dividend of A$0.09 per share for the six months ended December 31, 2025, payable on March 24, 2026, with a record date of March 9, 2026 and ex date of March 6, 2026 (company announcement).Narrative Update • Mar 27
RMC: Future Returns Will Be Pressured By Lower Earnings Multiple
Analysts have trimmed their fair value estimate for Resimac Group from A$0.91 to A$0.80, citing updated assumptions that include slightly higher revenue growth expectations, a marginally lower profit margin outlook and a reduced future P/E multiple of 4.94x. What's in the News Resimac Group has announced a fully franked special dividend of A$0.09 per share for the six months ended 31 December 2025.Narrative Update • Mar 06
RMC: Future Returns Will Balance Higher Discount Rate And Increased Dividends
Analysts have reduced their price target on Resimac Group to reflect a lower fair value estimate of A$0.91 per share, citing updates to their discount rate, revenue growth outlook and profit margin assumptions. They have kept future P/E expectations broadly similar.Recent updates
Narrative Update • Jun 06
RMC: Future Returns Will Be Tempered By Leadership Change And Rich Dividend Payout
Analysts have trimmed their price target on Resimac Group to A$4.80 from A$4.87, reflecting updated assumptions for slightly higher revenue growth, a marginally lower profit margin, and a small increase in the discount rate and future P/E multiple. What's in the News Resimac Group announced the resignation of Chief Financial Officer James Spurway, resulting in an upcoming leadership change in the finance function.Narrative Update • Apr 26
RMC: Future Returns Will Be Weighed Down By Rich Dividend Payout
Analysts have modestly adjusted their price target on Resimac Group, citing updated assumptions around slightly higher long term revenue growth and a small change in expected profit margin and future P/E. These factors together lead to a refined valuation in A$ terms.Narrative Update • Apr 11
RMC: Future Returns Will Be Weighed Down By Rich Dividend Payout
Analysts have adjusted their price target on Resimac Group to A$0.80 from A$0.80, reflecting updated assumptions around revenue growth, profit margins and the forward P/E multiple, while keeping their overall valuation view steady. What's in the News Resimac Group announced a fully franked special dividend of A$0.09 per share for the six months ended December 31, 2025, payable on March 24, 2026, with a record date of March 9, 2026 and ex date of March 6, 2026 (company announcement).Narrative Update • Mar 27
RMC: Future Returns Will Be Pressured By Lower Earnings Multiple
Analysts have trimmed their fair value estimate for Resimac Group from A$0.91 to A$0.80, citing updated assumptions that include slightly higher revenue growth expectations, a marginally lower profit margin outlook and a reduced future P/E multiple of 4.94x. What's in the News Resimac Group has announced a fully franked special dividend of A$0.09 per share for the six months ended 31 December 2025.Narrative Update • Mar 06
RMC: Future Returns Will Balance Higher Discount Rate And Increased Dividends
Analysts have reduced their price target on Resimac Group to reflect a lower fair value estimate of A$0.91 per share, citing updates to their discount rate, revenue growth outlook and profit margin assumptions. They have kept future P/E expectations broadly similar.
Narrative Update • Sep 02
Westpac Portfolio Integration And Digital Transformation Will Drive Future Profitability
Resimac Group's fair value has been revised upward as analysts responded to a substantial improvement in net profit margin despite a lower revenue growth outlook, lifting the consensus price target from A$0.945 to A$1.18. What's in the News Completed buyback of 4,745,988 shares (1.19% of issued capital) for AUD 4.08 million, fulfilling the program announced on November 26, 2024.Analysis Article • Aug 25
Resimac Group Limited (ASX:RMC) Might Not Be As Mispriced As It Looks
Resimac Group Limited's ( ASX:RMC ) price-to-earnings (or "P/E") ratio of 14.2x might make it look like a buy right now...
New Narrative • Feb 09
Digital Transformation And Capital Redeployment Will Drive Future Profitability
Exiting the New Zealand market allows capital redeployment into high-return opportunities, potentially boosting ROI and net margins.Analysis Article • Dec 02
Many Still Looking Away From Resimac Group Limited (ASX:RMC)
With a price-to-earnings (or "P/E") ratio of 11.1x Resimac Group Limited ( ASX:RMC ) may be sending bullish signals at...Analysis Article • Dec 13
Here's Why I Think Resimac Group (ASX:RMC) Is An Interesting Stock
It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...Analysis Article • Sep 02
Resimac Group's (ASX:RMC) Upcoming Dividend Will Be Larger Than Last Year's
Resimac Group Limited ( ASX:RMC ) has announced that it will be increasing its dividend on the 21st of September to...Analysis Article • Apr 01
Is Resimac Group Limited (ASX:RMC) A Good Fit For Your Dividend Portfolio?
Dividend paying stocks like Resimac Group Limited ( ASX:RMC ) tend to be popular with investors, and for good reason...Analysis Article • Mar 06
Is Now The Time To Put Resimac Group (ASX:RMC) On Your Watchlist?
Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...Analysis Article • Feb 07
Shareholders of Resimac Group (ASX:RMC) Must Be Delighted With Their 355% Total Return
Generally speaking, investors are inspired to be stock pickers by the potential to find the big winners. But when you...Analysis Article • Jan 10
Do Insiders Own Lots Of Shares In Resimac Group Limited (ASX:RMC)?
Every investor in Resimac Group Limited ( ASX:RMC ) should be aware of the most powerful shareholder groups. Generally...Analysis Article • Dec 13
Here's What You Should Know About Resimac Group Limited's (ASX:RMC) 1.9% Dividend Yield
Could Resimac Group Limited ( ASX:RMC ) be an attractive dividend share to own for the long haul? Investors are often...Analysis Article • Aug 10
Did Business Growth Power Resimac Group's (ASX:RMC) Share Price Gain of 102%?
The worst result, after buying shares in a company (assuming no leverage), would be if you lose all the money you put...Analysis Article • Jul 13
Here's Why I Think Resimac Group (ASX:RMC) Might Deserve Your Attention Today
Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...Shareholder Returns
| RMC | AU Diversified Financial | AU Market | |
|---|---|---|---|
| 7D | -3.5% | -1.0% | -1.2% |
| 1Y | -1.8% | 7.9% | 0.8% |
Return vs Industry: RMC underperformed the Australian Diversified Financial industry which returned 7.9% over the past year.
Return vs Market: RMC underperformed the Australian Market which returned 0.8% over the past year.
Price Volatility
| RMC volatility | |
|---|---|
| RMC Average Weekly Movement | 2.5% |
| Diversified Financial Industry Average Movement | 6.1% |
| Market Average Movement | 10.2% |
| 10% most volatile stocks in AU Market | 17.2% |
| 10% least volatile stocks in AU Market | 4.1% |
Stable Share Price: RMC has not had significant price volatility in the past 3 months compared to the Australian market.
Volatility Over Time: RMC's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1985 | n/a | Pete Lirantzis | www.resimac.com.au |
Resimac Group Limited provides residential mortgage and asset finance lending products in Australia and New Zealand. The company operates through Home Loan Lending business, New Zealand Lending, and Asset Finance Lending segments. It offers prime and specialist lending products; SME/commercial finance products; and home, equipment, secured, novated leasing, and car loans.
Resimac Group Limited Fundamentals Summary
| RMC fundamental statistics | |
|---|---|
| Market cap | AU$328.09m |
| Earnings (TTM) | AU$49.51m |
| Revenue (TTM) | AU$195.86m |
6.6x
P/E Ratio1.7x
P/S RatioIs RMC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| RMC income statement (TTM) | |
|---|---|
| Revenue | AU$195.86m |
| Cost of Revenue | AU$17.11m |
| Gross Profit | AU$178.75m |
| Other Expenses | AU$129.24m |
| Earnings | AU$49.51m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.13 |
| Gross Margin | 91.26% |
| Net Profit Margin | 25.28% |
| Debt/Equity Ratio | 4,049.2% |
How did RMC perform over the long term?
See historical performance and comparisonDividends
8.4%
Current Dividend Yield60%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/06 15:35 |
| End of Day Share Price | 2026/06/05 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Resimac Group Limited is covered by 4 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Marcus Barnard | Bell Potter |
| Jeff Cai | Citigroup Inc |
| Thomas Strong | Citigroup Inc |