CBZ Holdings (CBZ) Stock Overview

Provides various banking and financial products and services to retail and corporate customers in Zimbabwe. More details

CBZ fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	5/6
Financial Health	4/6
Dividends	1/6

Rewards

Earnings grew by 758.1% over the past year

Risk Analysis

No risks detected for CBZ from our risk checks.

CBZ Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

View all narratives

CBZ Holdings Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for CBZ Holdings
Historical stock prices
Current Share Price	17.50
52 Week High	0
52 Week Low	0
Beta	0
1 Month Change	15.37%
3 Month Change	23.31%
1 Year Change	149.93%
3 Year Change	3,008.23%
5 Year Change	53,211.39%
Change since IPO	42,790.90%

Recent updates

Shareholder Returns

	CBZ	ZW Banks	ZW Market
7D	9.3%	0%	0%
1Y	149.9%	0%	0%

Return vs Industry: CBZ exceeded the ZW Banks industry which returned 53% over the past year.

Return vs Market: CBZ exceeded the ZW Market which returned 105.2% over the past year.

Price Volatility

Is CBZ's price volatile compared to industry and market?
CBZ volatility
CBZ Average Weekly Movement	10.0%
Banks Industry Average Movement	0%
Market Average Movement	0%
10% most volatile stocks in ZW Market	0%
10% least volatile stocks in ZW Market	0%

Stable Share Price: CBZ has not had significant price volatility in the past 3 months compared to the ZW market.

Volatility Over Time: CBZ's weekly volatility (10%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1980	1,465	Lawrence Nyazema	www.cbz.co.zw

CBZ Holdings Limited provides various banking and financial products and services to retail and corporate customers in Zimbabwe. It operates through Banking Operations, Asset Management, Insurance Operations, Property Investments, Agro Business, Micro Finance, and Other Operations segments. The company offers financial solutions, such as salary based loan, SME loan, order finance, group loan, and online loan application; e-banking and card services that include agency banking, ATM/POS debit card, CBZ touch mobile banking, e-statements, internet banking, SMS alerts, VISA gold card, CBZ pay, and CBZ smart key; retail banking, including short to medium term loans, letter of guarantee, letter of credit, consumer loan, private banking, corporate account, CBZ remit, CBZ bank holiday package, and CBZ e-branch suite; and retail-banking services, which include current and savings account, SmartCash account, Simplesaver account, diaspora account, account opening, and CashPlus individual account, housing account, business account, junior account, and teen account.

CBZ Holdings Limited Fundamentals Summary

How do CBZ Holdings's earnings and revenue compare to its market cap?
CBZ fundamental statistics
Market cap	10.88b
Earnings (TTM)	1.44b
Revenue (TTM)	5.68b

0.0x

P/E Ratio

0.0x

P/B Ratio

Is CBZ overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CBZ income statement (TTM)
Revenue	5.68b
Cost of Revenue	0
Gross Profit	5.68b
Other Expenses	4.24b
Earnings	1.44b

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	0
Gross Margin	100.00%
Net Profit Margin	25.43%
Debt/Equity Ratio	45.9%

How did CBZ perform over the long term?

See historical performance and comparison

Dividends

0.01%

Current Dividend Yield

0.1117%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/06/02 15:10
End of Day Share Price	2026/06/02 00:00
Earnings	2025/12/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CBZ Holdings Limited is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
null null	IH Securities (Pvt) Limited

CBZ Holdings LimitedZMSE:CBZ Stock Report