CBZ Holdings (CBZ) Stock Overview

Provides various banking and financial products and services to retail and corporate customers in Zimbabwe. More details

CBZ fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	2/6
Financial Health	4/6
Dividends	2/6

Risk Analysis

Profit margins (8.4%) are lower than last year (24.4%)

CBZ Community Fair Values

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CBZ Holdings Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for CBZ Holdings
Historical stock prices
Current Share Price	8.70
52 Week High	0
52 Week Low	0
Beta	0
1 Month Change	20.77%
3 Month Change	22.54%
1 Year Change	-37.84%
3 Year Change	18,015.56%
5 Year Change	54,258.01%
Change since IPO	21,228.76%

Recent updates

Shareholder Returns

	CBZ	ZW Banks	ZW Market
7D	1.1%	0%	0%
1Y	-37.8%	0%	0%

Return vs Industry: CBZ underperformed the ZW Banks industry which returned -0.8% over the past year.

Return vs Market: CBZ underperformed the ZW Market which returned -27.9% over the past year.

Price Volatility

Is CBZ's price volatile compared to industry and market?
CBZ volatility
CBZ Average Weekly Movement	9.5%
Banks Industry Average Movement	0%
Market Average Movement	0%
10% most volatile stocks in ZW Market	0%
10% least volatile stocks in ZW Market	0%

Stable Share Price: CBZ has not had significant price volatility in the past 3 months compared to the ZW market.

Volatility Over Time: CBZ's weekly volatility (9%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1980	1,465	Lawrence Nyazema	www.cbz.co.zw

CBZ Holdings Limited provides various banking and financial products and services to retail and corporate customers in Zimbabwe. It operates through Banking Operations, Asset Management, Insurance Operations, Property Investments, Agro Business, Micro Finance, and Other Operations segments. The company offers current and savings, corporate, housing, business, individual, junior, teem, and dispora accounts; consumer, salary-based, SME short-term, SME, and group loans, as well as employer-assisted schemes, private mortgage finance, commercial mortgages, letters of guarantee, letters of credit, invoice discounting, order financing, and micro leasing services; custodial services; and internet, private, mobile and agency banking services, and ATM/POS debit cards.

CBZ Holdings Limited Fundamentals Summary

How do CBZ Holdings's earnings and revenue compare to its market cap?
CBZ fundamental statistics
Market cap	5.41b
Earnings (TTM)	380.14m
Revenue (TTM)	4.53b

0.0x

P/E Ratio

0.0x

P/B Ratio

Is CBZ overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CBZ income statement (TTM)
Revenue	4.53b
Cost of Revenue	0
Gross Profit	4.53b
Other Expenses	4.15b
Earnings	380.14m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	0
Gross Margin	100.00%
Net Profit Margin	8.38%
Debt/Equity Ratio	51.3%

How did CBZ perform over the long term?

See historical performance and comparison

Dividends

0.03%

Current Dividend Yield

0.4245%

Payout Ratio

Does CBZ pay a reliable dividends?

See CBZ dividend history and benchmarks

When do you need to buy CBZ by to receive an upcoming dividend?
CBZ Holdings dividend dates
Ex Dividend Date	Nov 13 2025
Dividend Pay Date	Nov 21 2025
Days until Ex dividend	5 days
Days until Dividend pay date	3 days

Does CBZ pay a reliable dividends?

See CBZ dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/11/17 14:09
End of Day Share Price	2025/11/14 00:00
Earnings	2025/06/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CBZ Holdings Limited is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
null null	IH Securities (Pvt) Limited

CBZ Holdings LimitedZMSE:CBZ Stock Report