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Oversea-Chinese Banking Corporation LimitedSGX:O39 Stock Report

Market Cap S$75.9b
Share Price
S$16.89
My Fair Value
S$18
4.9% undervalued intrinsic discount
1Y17.8%
7D0.5%
Portfolio Value
View

Oversea-Chinese Banking Corporation Limited

SGX:O39 Stock Report

Market Cap: S$75.9b

Oversea-Chinese Banking (O39) Stock Overview

Provides financial services in Singapore, Malaysia, Indonesia, Greater China, rest of the Asia Pacific, and internationally. More details

O39 fundamental analysis
Snowflake Score
Valuation3/6
Future Growth2/6
Past Performance2/6
Financial Health6/6
Dividends4/6

O39 Community Fair Values

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Oversea-Chinese Banking Corporation Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Oversea-Chinese Banking
Historical stock prices
Current Share PriceS$16.89
52 Week HighS$17.93
52 Week LowS$14.22
Beta0.40
1 Month Change-2.20%
3 Month Change4.65%
1 Year Change17.78%
3 Year Change40.87%
5 Year Change94.81%
Change since IPO457.94%

Recent News & Updates

Oversea-Chinese Banking (SGX:O39) Will Pay A Smaller Dividend Than Last Year

Aug 06
Oversea-Chinese Banking (SGX:O39) Will Pay A Smaller Dividend Than Last Year

Oversea-Chinese Banking Corporation Limited Just Beat EPS By 298%: Here's What Analysts Think Will Happen Next

Aug 04
Oversea-Chinese Banking Corporation Limited Just Beat EPS By 298%: Here's What Analysts Think Will Happen Next

Recent updates

Oversea-Chinese Banking (SGX:O39) Will Pay A Smaller Dividend Than Last Year

Aug 06
Oversea-Chinese Banking (SGX:O39) Will Pay A Smaller Dividend Than Last Year

Oversea-Chinese Banking Corporation Limited Just Beat EPS By 298%: Here's What Analysts Think Will Happen Next

Aug 04
Oversea-Chinese Banking Corporation Limited Just Beat EPS By 298%: Here's What Analysts Think Will Happen Next

We Think Shareholders Are Less Likely To Approve A Large Pay Rise For Oversea-Chinese Banking Corporation Limited's (SGX:O39) CEO For Now

Apr 10
We Think Shareholders Are Less Likely To Approve A Large Pay Rise For Oversea-Chinese Banking Corporation Limited's (SGX:O39) CEO For Now

Oversea-Chinese Banking Corporation Limited Recorded A 5.1% Miss On Revenue: Analysts Are Revisiting Their Models

Mar 30
Oversea-Chinese Banking Corporation Limited Recorded A 5.1% Miss On Revenue: Analysts Are Revisiting Their Models
User avatar

Sustainable Innovation And Strategic Acquisitions Set The Stage For Dynamic Growth

Sustained loan growth and increased AUM boost potential revenue through loan interest and wealth management income, enhancing overall earnings.

Shareholder Returns

O39SG BanksSG Market
7D0.5%-0.8%-1.0%
1Y17.8%24.1%23.6%

Return vs Industry: O39 underperformed the SG Banks industry which returned 24.1% over the past year.

Return vs Market: O39 underperformed the SG Market which returned 23.6% over the past year.

Price Volatility

Is O39's price volatile compared to industry and market?
O39 volatility
O39 Average Weekly Movement1.4%
Banks Industry Average Movement3.5%
Market Average Movement5.4%
10% most volatile stocks in SG Market14.7%
10% least volatile stocks in SG Market2.5%

Stable Share Price: O39 has not had significant price volatility in the past 3 months compared to the SG market.

Volatility Over Time: O39's weekly volatility (1%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
191233,311Helen Wongwww.ocbc.com

Oversea-Chinese Banking Corporation Limited, together with its subsidiaries, provides financial services in Singapore, Malaysia, Indonesia, Greater China, rest of the Asia Pacific, and internationally. The company's Global Consumer/Private Banking segment provides products and services to individual customers, including checking accounts, and savings and fixed deposits; housing and other personal loans; credit cards; wealth management products, such as unit trusts, bancassurance products, and structured deposits; and brokerage services. This segment also offers investment advice and portfolio management, estate and trust planning, and wealth structuring services for high-net-worth individuals.

Oversea-Chinese Banking Corporation Limited Fundamentals Summary

How do Oversea-Chinese Banking's earnings and revenue compare to its market cap?
O39 fundamental statistics
Market capS$75.89b
Earnings (TTM)S$7.30b
Revenue (TTM)S$13.72b
10.4x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
O39 income statement (TTM)
RevenueS$13.72b
Cost of RevenueS$0
Gross ProfitS$13.72b
Other ExpensesS$6.42b
EarningsS$7.30b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Nov 07, 2025

Earnings per share (EPS)1.62
Gross Margin100.00%
Net Profit Margin53.19%
Debt/Equity Ratio73.4%

How did O39 perform over the long term?

See historical performance and comparison

Dividends

5.0%
Current Dividend Yield
51%
Payout Ratio

Does O39 pay a reliable dividends?

See O39 dividend history and benchmarks
When do you need to buy O39 by to receive an upcoming dividend?
Oversea-Chinese Banking dividend dates
Ex Dividend DateAug 08 2025
Dividend Pay DateAug 21 2025
Days until Ex dividend13 days
Days until Dividend pay date0 days

Does O39 pay a reliable dividends?

See O39 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/20 23:46
End of Day Share Price 2025/08/20 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Oversea-Chinese Banking Corporation Limited is covered by 41 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Wing San WongBarclays
Wee Siang NgBNP Paribas Securities (Asia)
Anand SwaminathanBofA Global Research