Qifu Technology, Inc.

NasdaqGS:QFIN Stock Report

Market Cap: US$5.7b

Qifu Technology Future Growth

Future criteria checks 2/6

Qifu Technology is forecast to grow earnings and revenue by 8.2% and 6.7% per annum respectively. EPS is expected to grow by 14.6% per annum. Return on equity is forecast to be 25.7% in 3 years.

Key information

8.2%

Earnings growth rate

14.6%

EPS growth rate

Consumer Finance earnings growth12.5%
Revenue growth rate6.7%
Future return on equity25.7%
Analyst coverage

Good

Last updated06 Apr 2025

Recent future growth updates

Analysts Are Updating Their Qifu Technology, Inc. (NASDAQ:QFIN) Estimates After Its Full-Year Results

Mar 28
Analysts Are Updating Their Qifu Technology, Inc. (NASDAQ:QFIN) Estimates After Its Full-Year Results

Qifu Technology, Inc. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Aug 17
Qifu Technology, Inc. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Recent updates

Qifu Technology: Sell Into Strength (Technical Analysis)

Apr 25

Positive Sentiment Still Eludes Qifu Technology, Inc. (NASDAQ:QFIN) Following 26% Share Price Slump

Apr 18
Positive Sentiment Still Eludes Qifu Technology, Inc. (NASDAQ:QFIN) Following 26% Share Price Slump

Analysts Are Updating Their Qifu Technology, Inc. (NASDAQ:QFIN) Estimates After Its Full-Year Results

Mar 28
Analysts Are Updating Their Qifu Technology, Inc. (NASDAQ:QFIN) Estimates After Its Full-Year Results

Qifu Technology's (NASDAQ:QFIN) Shareholders Will Receive A Bigger Dividend Than Last Year

Mar 25
Qifu Technology's (NASDAQ:QFIN) Shareholders Will Receive A Bigger Dividend Than Last Year

Qifu Technology: Riding On Policy Tailwinds And Operational Strengths

Mar 19

Qifu Technology: Constant Regulatory Concerns May Overshadow Fundamental Growth, Initiate With 'Hold'

Mar 12

Qifu Technology: Navigating Risk, Reward, And The DoD's Watchlist

Jan 16

Even With A 28% Surge, Cautious Investors Are Not Rewarding Qifu Technology, Inc.'s (NASDAQ:QFIN) Performance Completely

Dec 14
Even With A 28% Surge, Cautious Investors Are Not Rewarding Qifu Technology, Inc.'s (NASDAQ:QFIN) Performance Completely

Qifu Technology, Despite Its Positive Quant Factor Grades, Is A Hold For Me

Nov 25
author-image

Platform Model Transition Drives Growth Amidst Critical Partnerships And Tech Expansion

Nov 21 Operational efficiency and risk management have boosted profitability, suggesting potential for increased net margins.

Qifu Technology: An Underrated Fintech Stock

Oct 16

Qifu Technology, Inc.'s (NASDAQ:QFIN) Shares Leap 25% Yet They're Still Not Telling The Full Story

Oct 03
Qifu Technology, Inc.'s (NASDAQ:QFIN) Shares Leap 25% Yet They're Still Not Telling The Full Story

Qifu Technology (NASDAQ:QFIN) Will Pay A Larger Dividend Than Last Year At CN¥0.59

Aug 22
Qifu Technology (NASDAQ:QFIN) Will Pay A Larger Dividend Than Last Year At CN¥0.59

Qifu Technology, Inc. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Aug 17
Qifu Technology, Inc. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Qifu Technology: Attractive Shareholder Yield And Positive Earnings Outlook

Aug 16

Qifu Technology, Inc. (NASDAQ:QFIN) Doing What It Can To Lift Shares

Jul 16
Qifu Technology, Inc. (NASDAQ:QFIN) Doing What It Can To Lift Shares

Qifu Technology: Still Positive Considering Favorable Guidance And Metrics

Jun 04

Qifu Technology: Turning Bullish On Revenue Beat And New Buyback Plan (Rating Upgrade)

Mar 15

Earnings and Revenue Growth Forecasts

NasdaqGS:QFIN - Analysts future estimates and past financials data (CNY Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202720,8978,0816,1705,7196
12/31/202619,4027,3675,3045,5248
12/31/202518,0786,8454,6424,7289
12/31/202417,1666,2649,1909,343N/A
9/30/202417,1795,4598,5598,643N/A
6/30/202417,0904,7997,4317,516N/A
3/31/202416,8444,5167,2317,316N/A
12/31/202316,2904,2857,0347,118N/A
9/30/202315,7014,0466,5326,559N/A
6/30/202315,5643,8966,8856,907N/A
3/31/202315,8333,7796,2376,264N/A
12/31/202216,5544,0245,8965,923N/A
9/30/202217,0694,4756,1166,141N/A
6/30/202217,5385,0466,3066,326N/A
3/31/202217,3565,6146,4396,464N/A
12/31/202116,6365,7825,7645,790N/A
9/30/202115,5515,6644,9224,938N/A
6/30/202114,6425,332N/AN/AN/A
3/31/202113,9804,6614,6834,698N/A
12/31/202013,5643,4975,3115,326N/A
9/30/202012,6272,722N/AN/AN/A
6/30/202011,5072,223N/AN/AN/A
3/31/202010,3941,9654,4724,496N/A
12/31/20199,2202,5022,9482,973N/A
9/30/20198,3852,666N/AN/AN/A
6/30/20197,105-587N/AN/AN/A
3/31/20195,857-1,348-31-23N/A
12/31/20184,447-1,904277285N/A
9/30/20183,594-2,162N/A40N/A
6/30/20181,810-122N/A378N/A
3/31/20181,381362N/A183N/A
12/31/2017788165N/A-111N/A
12/31/20164-50N/A-164N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: QFIN's forecast earnings growth (8.2% per year) is above the savings rate (2.8%).

Earnings vs Market: QFIN's earnings (8.2% per year) are forecast to grow slower than the US market (14.1% per year).

High Growth Earnings: QFIN's earnings are forecast to grow, but not significantly.

Revenue vs Market: QFIN's revenue (6.7% per year) is forecast to grow slower than the US market (8.2% per year).

High Growth Revenue: QFIN's revenue (6.7% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: QFIN's Return on Equity is forecast to be high in 3 years time (25.7%)

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/27 08:26
End of Day Share Price 2025/04/25 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Qifu Technology, Inc. is covered by 16 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Emma XuBofA Global Research
Zeyu YaoChina International Capital Corporation Limited
Yun-Yin WangChina Renaissance Securities