Universal Insurance Holdings Future Growth

Future criteria checks 1/6

Universal Insurance Holdings's revenue is forecast to decline at 1.4% per annum while its annual earnings are expected to grow at 12.6% per year. EPS is expected to grow by 10.6% per annum.

Key information

12.6%

Earnings growth rate

10.59%

EPS growth rate

Insurance earnings growth	12.6%
Revenue growth rate	-1.4%
Future return on equity	n/a
Analyst coverage	Low
Last updated	25 Apr 2025

Recent future growth updates

Recent updates

Universal Insurance Holdings (NYSE:UVE) Has Affirmed Its Dividend Of $0.16

May 02

Universal Insurance Holdings' (NYSE:UVE) Dividend Will Be $0.16

Apr 18

Universal Insurance Holdings: Balanced And Strategic Growth, But I'll Wait For A Dip

Apr 01

Universal Insurance Holdings: Needs Profitable Underwriting

Mar 21

Universal Insurance Holdings (NYSE:UVE) Is Due To Pay A Dividend Of $0.16

Feb 10

Universal Insurance Holdings, Inc. (NYSE:UVE) Held Back By Insufficient Growth Even After Shares Climb 28%

Nov 09

Expanding Market Presence And Stability Amid Analyst Concerns Over Future Revenue And Profitability Risks

Sep 24 Broadening market base outside of Florida suggests potential for significant revenue expansion through direct premiums written and earned.

Here's Why Universal Insurance Holdings (NYSE:UVE) Has Caught The Eye Of Investors

Sep 19

Improved Revenues Required Before Universal Insurance Holdings, Inc. (NYSE:UVE) Stock's 27% Jump Looks Justified

Mar 09

Universal Insurance: A 4% Dividend Yield Gem With Revenue Growth, For Under $20

Jan 20

Universal Insurance Holdings: Still Undervalued After The YTD Rise Of 62%

Nov 21

Universal Insurance Holdings (NYSE:UVE) Is Paying Out A Dividend Of $0.16

Jul 24

Universal Insurance Holdings: Growing Despite Headwinds

Jul 16

Earnings and Revenue Growth Forecasts

NYSE:UVE - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	1,506	84	N/A	N/A	1
12/31/2025	1,489	77	N/A	N/A	1
3/31/2025	1,547	67	236	241	N/A
12/31/2024	1,521	59	130	137	N/A
9/30/2024	1,511	73	231	239	N/A
6/30/2024	1,484	83	219	226	N/A
3/31/2024	1,443	76	198	204	N/A
12/31/2023	1,392	67	67	71	N/A
9/30/2023	1,346	72	169	172	N/A
6/30/2023	1,299	6	98	100	N/A
3/31/2023	1,252	-16	298	301	N/A
12/31/2022	1,223	-22	320	325	N/A
9/30/2022	1,185	-96	177	184	N/A
6/30/2022	1,159	-3	195	203	N/A
3/31/2022	1,147	12	138	146	N/A
12/31/2021	1,122	20	227	234	N/A
9/30/2021	1,102	51	122	130	N/A
6/30/2021	1,127	27	86	96	N/A
3/31/2021	1,100	25	31	45	N/A
12/31/2020	1,073	19	12	29	N/A
9/30/2020	1,039	-14	185	202	N/A
6/30/2020	957	9	206	219	N/A
3/31/2020	938	26	89	99	N/A
12/31/2019	939	47	73	85	N/A
9/30/2019	916	91	52	62	N/A
6/30/2019	893	108	117	128	N/A
3/31/2019	869	117	197	209	N/A
12/31/2018	824	117	N/A	230	N/A
9/30/2018	809	160	N/A	183	N/A
6/30/2018	793	132	N/A	262	N/A
3/31/2018	769	116	N/A	225	N/A
12/31/2017	752	107	N/A	245	N/A
9/30/2017	729	84	N/A	229	N/A
6/30/2017	711	101	N/A	110	N/A
3/31/2017	696	105	N/A	150	N/A
12/31/2016	685	99	N/A	121	N/A
9/30/2016	669	115	N/A	157	N/A
6/30/2016	653	118	N/A	164	N/A
3/31/2016	607	109	N/A	202	N/A
12/31/2015	547	106	N/A	219	N/A
9/30/2015	489	98	N/A	231	N/A
6/30/2015	435	89	N/A	233	N/A
3/31/2015	399	82	N/A	154	N/A
12/31/2014	369	73	N/A	123	N/A
9/30/2014	342	68	N/A	107	N/A
6/30/2014	317	61	N/A	63	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: UVE's forecast earnings growth (12.6% per year) is above the savings rate (2.9%).

Earnings vs Market: UVE's earnings (12.6% per year) are forecast to grow slower than the US market (14.4% per year).

High Growth Earnings: UVE's earnings are forecast to grow, but not significantly.

Revenue vs Market: UVE's revenue is expected to decline over the next 3 years (-1.4% per year).

High Growth Revenue: UVE's revenue is forecast to decline over the next 3 years (-1.4% per year).

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if UVE's Return on Equity is forecast to be high in 3 years time

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Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/27 19:48
End of Day Share Price	2025/05/23 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Universal Insurance Holdings, Inc. is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jon Paul Newsome	Piper Sandler Companies
Robert Paun	Sidoti & Company, LLC
Ganesh D.N.	Virtua Research Inc.

Universal Insurance Holdings Future Growth

Future criteria checks 1/6

Key information

Recent future growth updates

Consensus EPS estimates fall by 43%

Consensus EPS estimates fall by 20%

Price target decreased by 9.1% to US$20.00

Recent updates

Executive Chairman recently sold US$527k worth of stock

Executive Chairman notifies of intention to sell stock

Executive Chairman recently sold US$483k worth of stock

Upcoming dividend of US$0.16 per share

Universal Insurance Holdings (NYSE:UVE) Has Affirmed Its Dividend Of $0.16

Universal Insurance Holdings, Inc. (NYSE:UVE) announces an Equity Buyback for $20 million worth of its shares.

Executive Chairman notifies of intention to sell stock

Universal Insurance Holdings, Inc., Annual General Meeting, Jun 12, 2025

First quarter 2025 earnings: EPS and revenues exceed analyst expectations

Universal Insurance Holdings' (NYSE:UVE) Dividend Will Be $0.16

Fourth quarter dividend of US$0.16 announced

Universal Insurance Holdings, Inc. to Report Q1, 2025 Results on Apr 24, 2025

CEO & Director exercised options and sold US$131k worth of stock

Universal Insurance Holdings: Balanced And Strategic Growth, But I'll Wait For A Dip

Universal Insurance Holdings: Needs Profitable Underwriting

Executive Chairman recently sold US$442k worth of stock

Executive Chairman notifies of intention to sell stock

Upcoming dividend of US$0.16 per share

Full year 2024 earnings: EPS and revenues exceed analyst expectations

Universal Insurance Holdings, Inc. to Report Q4, 2024 Results on Feb 25, 2025

Universal Insurance Holdings (NYSE:UVE) Is Due To Pay A Dividend Of $0.16

Third quarter dividend of US$0.16 announced

Universal Insurance Holdings, Inc. Declares Regular Cash Dividend, Payable March 14, 2025

Executive Chairman recently sold US$1.0m worth of stock

Executive Chairman notifies of intention to sell stock

Director recently sold US$516k worth of stock

Director notifies of intention to sell stock

Upcoming dividend of US$0.29 per share

Executive Chairman recently sold US$338k worth of stock

Executive Chairman notifies of intention to sell stock

Investor sentiment improves as stock rises 16%

Third quarter dividend of US$0.29 announced

Universal Insurance Holdings, Inc. (NYSE:UVE) Held Back By Insufficient Growth Even After Shares Climb 28%

Universal Declares Special Cash Dividend, Payable on December 13, 2024

Executive Chairman recently sold US$404k worth of stock

Executive Chairman notifies of intention to sell stock

Third quarter 2024 earnings: EPS and revenues exceed analyst expectations

Consensus EPS estimates fall by 43%

Universal Insurance Holdings, Inc. to Report Q3, 2024 Results on Oct 24, 2024

Investor sentiment deteriorates as stock falls 24%

Expanding Market Presence And Stability Amid Analyst Concerns Over Future Revenue And Profitability Risks

Executive Chairman recently sold US$449k worth of stock

Executive Chairman notifies of intention to sell stock

Here's Why Universal Insurance Holdings (NYSE:UVE) Has Caught The Eye Of Investors

Universal Insurance Continues Its Profitable Resurgence

Director recently sold US$806k worth of stock

Director notifies of intention to sell stock

Director notifies of intention to sell stock

Director recently sold US$428k worth of stock

Director notifies of intention to sell stock

Executive Chairman recently sold US$400k worth of stock

Executive Chairman notifies of intention to sell stock

Upcoming dividend of US$0.16 per share

Universal Insurance Holdings (NYSE:UVE) Is Due To Pay A Dividend Of $0.16

Second quarter 2024 earnings: EPS and revenues exceed analyst expectations

First quarter dividend of US$0.16 announced

Universal Insurance Holdings, Inc. to Report Q2, 2024 Results on Jul 25, 2024

Executive Chairman recently sold US$366k worth of stock

Universal Insurance Holdings: Impressive Profitability At A Premium Valuation

Lead Independent Director recently sold US$252k worth of stock

Executive Chairman recently sold US$394k worth of stock

Executive Chairman notifies of intention to sell stock

Universal Insurance Holdings, Inc., Annual General Meeting, Jun 13, 2024

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

Fourth quarter dividend of US$0.16 announced

Universal Insurance Holdings, Inc. to Report Q1, 2024 Results on Apr 25, 2024

Universal Insurance Holdings, Inc. (NYSE:UVE) announces an Equity Buyback for $20 million worth of its shares.

Executive Chairman recently sold US$391k worth of stock

Improved Revenues Required Before Universal Insurance Holdings, Inc. (NYSE:UVE) Stock's 27% Jump Looks Justified

Upcoming dividend of US$0.16 per share

Full year 2023 earnings: EPS and revenues exceed analyst expectations

Third quarter dividend of US$0.16 announced