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The Allstate CorporationNYSE:ALL Stock Report

Market Cap US$54.5b
Share Price
US$206.50
My Fair Value
US$231
10.4% undervalued intrinsic discount
1Y20.5%
7D1.7%
Portfolio Value
​
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The Allstate Corporation

NYSE:ALL Stock Report

Market Cap: US$54.5b

Allstate (ALL) Stock Overview

Provides property and casualty, and other insurance products in the United States and Canada. More details

ALL fundamental analysis
Snowflake Score
Valuation5/6
Future Growth0/6
Past Performance5/6
Financial Health4/6
Dividends5/6

Rewards

Trading at 63.2% below our estimate of its fair value

Earnings grew by 96.1% over the past year

Pays a reliable dividend of 1.94%

Trading at good value compared to peers and industry

Risk Analysis

Earnings are forecast to decline by an average of 5.8% per year for the next 3 years

Significant insider selling over the past 3 months


ALL Community Fair Values

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See what 50 others think this stock is worth. Follow their fair value or set your own to get alerts.

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Allstate

Digital Insurance Products Will Expand Markets Despite Competitive Risks

Key Takeaways Expanded digital products, advanced analytics, and technology investments are driving profitable growth, improved margins, and a stronger competitive position. Strategic exit from less profitable segments and capital redeployment into property and casualty is enhancing revenue quality and long-term returns.
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US$230.59
FV
10.4% undervalued intrinsic discount
4.89%
Revenue growth p.a.
1users have liked this narrative
0users have commented on this narrative
29users have followed this narrative
6 days ago author updated this narrative
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Allstate

Underwriting Margins Will Erode As Claims Costs Soar

Key Takeaways Rising adoption of autonomous vehicles and advanced safety tech threatens Allstate's core auto insurance segment and long-term revenue prospects. Increasing catastrophe risks, inflation, and digital competition challenge profitability, with heavy reliance on auto insurance heightening vulnerability to market shifts.
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US$174.48
FV
18.4% overvalued intrinsic discount
4.85%
Revenue growth p.a.
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
3 days ago author updated this narrative
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Allstate

Digitization And AI Will Fuel Secular Market Expansion

Key Takeaways Aggressive technology adoption and distribution expansion are driving superior growth, cost efficiency, and underwriting margins beyond industry expectations. Diversification into embedded insurance and international markets positions Allstate for long-term revenue gains amid rising demand for protection products.
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US$275.00
FV
24.9% undervalued intrinsic discount
6.83%
Revenue growth p.a.
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
4 days ago author updated this narrative
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The Allstate Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Allstate
Historical stock prices
Current Share PriceUS$206.50
52 Week HighUS$213.18
52 Week LowUS$169.95
Beta0.34
1 Month Change6.81%
3 Month Change1.95%
1 Year Change20.51%
3 Year Change61.63%
5 Year Change116.84%
Change since IPO1,305.96%

Recent News & Updates

Allstate: Progress Continues, But Too Soon To Buy

Jul 04

Recent updates

Allstate: Progress Continues, But Too Soon To Buy

Jul 04

It's Unlikely That The Allstate Corporation's (NYSE:ALL) CEO Will See A Huge Pay Rise This Year

May 23
It's Unlikely That The Allstate Corporation's (NYSE:ALL) CEO Will See A Huge Pay Rise This Year

The Allstate Corporation: The Stock Has Rallied Enough, Time To Hold

Mar 28

The Allstate Corporation: A Mispriced Turnaround Insurance Stock (Short-Term Buy Rating)

Mar 22

Allstate: Improving Results But Lackluster Capital Returns (Rating Upgrade)

Feb 07

Allstate: High ROEs Likely Unsustainable

Jan 10

Allstate: The Bull Case Remains Intact Despite Recent Rally

Dec 08

Allstate: 'In Good Hands' With Upward Momentum

Oct 03

Allstate: There Is Better Value Elsewhere

Sep 26
author-image

Tactical Moves And Digital Innovation Propel National General's Growth Trajectory

Introduction of a competitive, technologically advanced auto insurance product may significantly increase market share and revenue.

Allstate: Shows Steady Growth In Property And Casualty Insurance Market

Jun 10

Allstate: Strong Underwriting Margins, But Shares Due For A Breather

Apr 18

Allstate: Shares Are Fully Pricing In A Recovery That May Not Come

Dec 02

Allstate Gets Hold Rating As Net Losses Pile Up, But Dividends Grow

Sep 25

Allstate: ALL Is Not Lost

Jul 25

Allstate reports $307M in January catastrophe losses and implemented auto rates

Feb 16

Allstate Q4 2022 Earnings Preview

Jan 31

Allstate: Acting Fast In An Inflationary Environment

Dec 13

Allstate Non-GAAP EPS of -$1.56 beats by $0.03, revenue of $13.21B misses by $90M

Nov 02

Allstate gains on speculation activist Icahn may have a stake

Oct 21

Interest Rate Protection From Allstate Baby Bonds With A 16% Potential Return

Sep 28

Allstate: A Cheap Valuation And Strong Chart Make It A Buy

Sep 19

Allstate estimates July catastrophe losses at $223M, continues raising auto rates

Aug 18

Allstate declares $0.85 dividend

Jul 19

Favorable Outlook For Allstate

Jul 07

Shareholder Returns

ALLUS InsuranceUS Market
7D1.7%1.3%0.7%
1Y20.5%7.1%19.4%

Return vs Industry: ALL exceeded the US Insurance industry which returned 6.5% over the past year.

Return vs Market: ALL matched the US Market which returned 20.2% over the past year.

Price Volatility

Is ALL's price volatile compared to industry and market?
ALL volatility
ALL Average Weekly Movement3.6%
Insurance Industry Average Movement4.1%
Market Average Movement6.5%
10% most volatile stocks in US Market17.7%
10% least volatile stocks in US Market3.1%

Stable Share Price: ALL has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: ALL's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
193155,200Tom Wilsonwww.allstate.com

The Allstate Corporation, together with its subsidiaries, provides property and casualty, and other insurance products in the United States and Canada. It operates in five segments: Allstate Protection; Run-off Property-Liability; Protection Services; Allstate Health and Benefits; and Corporate and Other. The company offers private passenger auto, homeowners, personal lines, and commercial insurance products through agents, contact centers, and online; and property and casualty insurance products.

The Allstate Corporation Fundamentals Summary

How do Allstate's earnings and revenue compare to its market cap?
ALL fundamental statistics
Market capUS$54.49b
Earnings (TTM)US$5.71b
Revenue (TTM)US$66.22b
9.5x
P/E Ratio
0.8x
P/S Ratio

Is ALL overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ALL income statement (TTM)
RevenueUS$66.22b
Cost of RevenueUS$49.93b
Gross ProfitUS$16.28b
Other ExpensesUS$10.58b
EarningsUS$5.71b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)21.65
Gross Margin24.59%
Net Profit Margin8.62%
Debt/Equity Ratio33.7%

How did ALL perform over the long term?

See historical performance and comparison

Dividends

1.9%
Current Dividend Yield
18%
Payout Ratio

Does ALL pay a reliable dividends?

See ALL dividend history and benchmarks
When do you need to buy ALL by to receive an upcoming dividend?
Allstate dividend dates
Ex Dividend DateAug 29 2025
Dividend Pay DateOct 01 2025
Days until Ex dividend16 days
Days until Dividend pay date49 days

Does ALL pay a reliable dividends?

See ALL dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/11 13:24
End of Day Share Price 2025/08/11 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Allstate Corporation is covered by 45 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jacob KilsteinArgus Research Company
Alan DevlinAtlantic Equities LLP
Ishan MajumdarBaptista Research