Allstate Balance Sheet Health
Financial Health criteria checks 5/6
Allstate has a total shareholder equity of $30.6B and total debt of $7.5B, which brings its debt-to-equity ratio to 24.5%. Its total assets and total liabilities are $119.8B and $89.2B respectively. Allstate's EBIT is $12.0B making its interest coverage ratio 30.1. It has cash and short-term investments of $5.6B.
Key information
24.49%
Debt to equity ratio
US$7.49b
Debt
| Interest coverage ratio | 30.1x |
| Cash | US$5.57b |
| Equity | US$30.59b |
| Total liabilities | US$89.17b |
| Total assets | US$119.76b |
Recent financial health updates
Recent updates
The Allstate Corporation: Good Value, But Growth Too Dry
Apr 14It's Unlikely That The Allstate Corporation's (NYSE:ALL) CEO Will See A Huge Pay Rise This Year
May 23
The Allstate Corporation: The Stock Has Rallied Enough, Time To Hold
Mar 28The Allstate Corporation: A Mispriced Turnaround Insurance Stock (Short-Term Buy Rating)
Mar 22Allstate: Improving Results But Lackluster Capital Returns (Rating Upgrade)
Feb 07Allstate: High ROEs Likely Unsustainable
Jan 10Allstate: The Bull Case Remains Intact Despite Recent Rally
Dec 08Allstate: 'In Good Hands' With Upward Momentum
Oct 03Allstate: There Is Better Value Elsewhere
Sep 26
Tactical Moves And Digital Innovation Propel National General's Growth Trajectory
Introduction of a competitive, technologically advanced auto insurance product may significantly increase market share and revenue.Allstate: Shows Steady Growth In Property And Casualty Insurance Market
Jun 10Allstate: Strong Underwriting Margins, But Shares Due For A Breather
Apr 18Allstate: Shares Are Fully Pricing In A Recovery That May Not Come
Dec 02Allstate Gets Hold Rating As Net Losses Pile Up, But Dividends Grow
Sep 25Allstate: ALL Is Not Lost
Jul 25Financial Position Analysis
Short Term Liabilities: ALL's short term assets ($26.4B) do not cover its short term liabilities ($72.2B).
Long Term Liabilities: ALL's short term assets ($26.4B) exceed its long term liabilities ($17.0B).
Debt to Equity History and Analysis
Debt Level: ALL's net debt to equity ratio (6.3%) is considered satisfactory.
Reducing Debt: ALL's debt to equity ratio has reduced from 25.9% to 24.5% over the past 5 years.
Debt Coverage: ALL's debt is well covered by operating cash flow (135%).
Interest Coverage: ALL's interest payments on its debt are well covered by EBIT (30.1x coverage).
Balance Sheet
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/04/27 04:23 |
| End of Day Share Price | 2026/04/24 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
The Allstate Corporation is covered by 39 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jacob Kilstein | Argus Research Company |
| Taylor Scott | Barclays |
| Jay Gelb | Barclays |