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The National Bank of Ras Al-Khaimah (P.S.C.)ADX:RAKBANK Stock Report

Market Cap د.إ18.3b
Share Price
د.إ9.11
د.إ9.05
0.7% overvalued intrinsic discount
1Y35.2%
7D6.7%
1D
Portfolio Value
View

The National Bank of Ras Al-Khaimah (P.S.C.)

ADX:RAKBANK Stock Report

Market Cap: د.إ18.3b

National Bank of Ras Al-Khaimah (P.S.C.) (RAKBANK) Stock Overview

Engages in providing retail, Islamic, and commercial banking products, and services to individuals and businesses in the United Arab Emirates. More details

RAKBANK fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance5/6
Financial Health6/6
Dividends4/6

RAKBANK Community Fair Values

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See what 6 others think this stock is worth. Follow their fair value or set your own to get alerts.

The National Bank of Ras Al-Khaimah (P.S.C.) Competitors

Price History & Performance

Summary of share price highs, lows and changes for National Bank of Ras Al-Khaimah (P.S.C.)
Historical stock prices
Current Share Priceد.إ9.11
52 Week Highد.إ10.10
52 Week Lowد.إ6.56
Beta0.33
1 Month Change5.56%
3 Month Change9.10%
1 Year Change35.16%
3 Year Change106.26%
5 Year Change166.63%
Change since IPO217.31%

Recent News & Updates

Recent updates

Analysis Article Jun 30

With EPS Growth And More, National Bank of Ras Al-Khaimah (P.S.C.) (ADX:RAKBANK) Makes An Interesting Case

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...

Shareholder Returns

RAKBANKAE BanksAE Market
7D6.7%9.4%5.4%
1Y35.2%21.8%3.6%

Return vs Industry: RAKBANK exceeded the AE Banks industry which returned 21.8% over the past year.

Return vs Market: RAKBANK exceeded the AE Market which returned 3.6% over the past year.

Price Volatility

Is RAKBANK's price volatile compared to industry and market?
RAKBANK volatility
RAKBANK Average Weekly Movement4.4%
Banks Industry Average Movement4.7%
Market Average Movement5.3%
10% most volatile stocks in AE Market7.7%
10% least volatile stocks in AE Market3.0%

Stable Share Price: RAKBANK has not had significant price volatility in the past 3 months compared to the AE market.

Volatility Over Time: RAKBANK's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1976n/aRaheel Ahmedwww.rakbank.ae

The National Bank of Ras Al-Khaimah (P.S.C.), together with its subsidiaries, engages in providing retail, Islamic, and commercial banking products, and services to individuals and businesses in the United Arab Emirates. The company operates through four segments: Retail Banking, Wholesale Banking, Business Banking, and Head Office and Others. The company offers current, savings, gold, elite, joint, and merchant accounts; call, fixed, recurring, and flexi fixed deposit accounts; home, personal, cash, green, term, business, auto, national, and education loans; real estate, point of sales and e-commerce, trade and working capital, and machinery finance, as well as commercial vehicles, construction equipment, project, and bridge finance products; mortgages; and credit, debit, and prepaid cards.

The National Bank of Ras Al-Khaimah (P.S.C.) Fundamentals Summary

How do National Bank of Ras Al-Khaimah (P.S.C.)'s earnings and revenue compare to its market cap?
RAKBANK fundamental statistics
Market capد.إ18.26b
Earnings (TTM)د.إ2.90b
Revenue (TTM)د.إ5.09b
6.3x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
RAKBANK income statement (TTM)
Revenueد.إ5.09b
Cost of Revenueد.إ0
Gross Profitد.إ5.09b
Other Expensesد.إ2.19b
Earningsد.إ2.90b

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)1.44
Gross Margin100.00%
Net Profit Margin56.99%
Debt/Equity Ratio106.1%

How did RAKBANK perform over the long term?

See historical performance and comparison

Dividends

6.9%
Current Dividend Yield
44%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/18 11:44
End of Day Share Price 2026/06/18 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The National Bank of Ras Al-Khaimah (P.S.C.) is covered by 5 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Ryan AyacheDeutsche Bank
Elena Sanchez-CabezudoEFG-Hermes Research