Global Community

ING, of course, is a bank; and banks don't like falling interest rates, right? For the dominant stream of income is their core business model, i.e. borrowing short-term and lending long-term, reaping the difference in interest rates in the process.

US$163.75

23.9% undervalued

12.00%

Revenue growth p.a.

New

ING Groep

PittTheYounger

Community Contributor

ING leads the pack when it comes to pivoting towards non-lending income

The supermarket chain Coles is the kind of “boring” business that may have been overlooked as an investment opportunity. Although it was divested from Wesfarmers in 2018, Coles’ heritage traces back to 1914 — giving it over 110 years of history.

€27.92

23.7% undervalued

9.00%

Revenue growth p.a.

New

Coles Group

Robbo

Community Contributor

Coles (ASX: COL): Safe, Steady, and Surprisingly Cheap

AU$22.00

4.0% undervalued

8.72%

Revenue growth p.a.

New

Load previous narratives

IDFC First Bank

Key Takeaways Digital disruption, rising costs, and regulatory pressures threaten the bank's profitability and capital allocation flexibility despite revenue growth. Dependence on unsecured lending heightens asset quality and earnings risks, especially amid economic uncertainty and rate volatility.

Consensus Narrative from 18 Analysts

Rising Operating Costs And Regulatory Burdens Will Limit Margins

₹57.62

19.4% overvalued

28.09%

Revenue growth p.a.

22 days ago

Detection Technology Oyj

Key Takeaways Accelerating infrastructure growth and regulatory shifts may let Detection Technology outpace expectations, capturing substantial market share and diversified revenue across key regions. Innovation in AI-driven security and recurring revenue solutions positions the company for higher-quality earnings, margin expansion, and a stronger valuation profile.

Consensus Narrative from 5 Analysts

India Expansion And Global Automation Will Unlock Imaging Potential

€24.00

56.7% undervalued

9.57%

Revenue growth p.a.

22 days ago

G5 Entertainment

Key Takeaways G5 Store's evolution into a third-party platform and aggressive user acquisition could unlock substantial revenue and margin expansion, outpacing current expectations. Strategic cost efficiencies, strong cash reserves, and targeted reinvestment support long-term earnings growth and tap into emerging demographic and regional opportunities.

Consensus Narrative from 2 Analysts

Global Mobile Trends Will Expand Casual Puzzle Gaming

SEK 265.00

64.5% undervalued

2.75%

Revenue growth p.a.

22 days ago

DEUTZ

Key Takeaways Expansion into profitable energy and premium retrofit markets, plus strong North American momentum, could drive significantly higher growth and earnings than currently anticipated. Accelerated cost-cutting, digitalization, and service focus are set to boost margins, recurring revenues, and long-term profitability beyond existing expectations.

Consensus Narrative from 4 Analysts

Global Urbanization And Low-Emission Trends Will Drive Sustainable Industrial Progress

€10.90

17.7% undervalued

18.20%

Revenue growth p.a.

22 days ago

Elmos Semiconductor

Key Takeaways Elmos is poised for accelerated growth and market share gains from electrification and regulatory trends, especially in China and advanced driver-assist systems. Operational efficiencies and investments in differentiated, high-margin products position Elmos to significantly expand margins, recurring revenues, and supply chain resilience.

Consensus Narrative from 6 Analysts

Accelerating Electrification And ADAS Will Expand Global Demand

€118.32

26.0% undervalued

9.51%

Revenue growth p.a.

22 days ago

Banca Sistema

Key Takeaways Accelerated cash collections and structural cost reductions could deliver significantly higher earnings and capital than market forecasts, transforming long-term profit potential. Aggressive expansion in digital pawn lending and strong ESG positioning support recurring revenue growth, operational efficiency, and access to attractive funding sources.

Consensus Narrative from 1 Analyst

Digitalization And ESG Will Unlock Untapped Lending Opportunities

€2.60

33.2% undervalued

3.78%

Revenue growth p.a.

22 days ago

Entain

Key Takeaways Regulatory pressures and rising compliance costs in key markets risk constraining revenue growth and increasing long-term operating expenses. Shifting entertainment preferences and increased government intervention threaten sustainable customer growth and could erode margins and earnings.

Consensus Narrative from 19 Analysts

Regulations Will Hurt UK And Brazil But Tech Will Aid

Grupo Comercial Chedraui. de

UK£7.55

17.5% overvalued

3.87%

Revenue growth p.a.

22 days ago

Key Takeaways Increasing e-commerce adoption and competitive pressures may erode revenue and compress margins for Chedraui's core brick-and-mortar business. Rising operating costs, integration challenges, and exposure to economically sensitive consumers threaten long-term profitability and earnings stability.

Consensus Narrative from 14 Analysts

Rising Labor Costs And Saturated Retail Will Erode Margins

Mex$130.00

20.3% overvalued

6.01%

Revenue growth p.a.

22 days ago

Schroders

Key Takeaways Shifting client preferences and fintech disruption are eroding traditional revenue streams and pressuring Schroders' margins, limiting potential for future growth. Heavy dependence on European markets, coupled with rising regulatory costs and limited global diversification, constrains long-term profit and earnings potential.

Consensus Narrative from 16 Analysts

Margin Erosion And Basel 31 Pressure Will Crimp Profitability