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Citigroup
CH
ChadWisperer
Community Contributor
Pole position to benefit from GENIUS Act
The passing of the GENIUS Act establishes a clear regulatory framework for stablecoins, allowing banks like Citi to issue their own stablecoins; Citi Token Services lets Citi position itself as the "killer app" for institutional cross-border payments, absorbing complexities and offering instant, cost-effective solutions; Core business is firing on all cylinders , with record performances in Markets and Wealth, significant share gains in Investment Banking (especially M&A, LevFin, and sponsors), and robust growth in Services and U.S. Personal Banking, all contributing to strong revenue momentum; Highly capital efficient returning $3 billion in capital during the quarter , including $2 billion in share repurchases, part of our $20 billion repurchase plan with a goal of 11% Return on tangible equity (ROTE or ROTCE). ✨ Chat with this narrative: https://notebooklm.google.com/notebook/aa2a6c92-6bd1-495e-beb5-d8d4e6525410 (believe a Google account is required) Background Citigroup Inc.
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US$233.04
FV
59.7% undervalued
intrinsic discount
6.00%
Revenue growth p.a.
Set Fair Value
9
users have liked this narrative
0
users have commented on this narrative
14
users have followed this narrative
3 days ago
author updated this narrative
IREN
KA
kapirey
Community Contributor
IREN will transform from bitcoin miner to leader in AI infrastructure
Key Highlights Financial Performance (Q3 FY25) Record Revenue : $148.1 million Record Adjusted EBITDA : $83.3 million Record EBITDA : $82.7 million Profit After Tax : $24.2 million Avg. Operating Hashrate : 29.4 EH/s Strong Margins : All-in cash cost per BTC mined at $41k vs.
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US$21.48
FV
13.5% undervalued
intrinsic discount
50.00%
Revenue growth p.a.
Set Fair Value
3
users have liked this narrative
0
users have commented on this narrative
18
users have followed this narrative
8 days ago
author updated this narrative
XRF Scientific
RO
Robbo
Community Contributor
Behind the Assay: XRF Scientific’s Role in Modern Mining Economics
There’s an old saying that in a gold rush, those who make the money are the ones selling the shovels; and mining service companies have indeed proven to be shrewd investments historically. XRF Scientific holds a strong niche in sample preparation equipment and consumables used in X-ray fluorescence (XRF) and X-ray diffraction (XRD) analysis, which are essential in determining the quality and purity of materials.
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AU$2.10
FV
1.4% undervalued
intrinsic discount
9.68%
Revenue growth p.a.
Set Fair Value
3
users have liked this narrative
0
users have commented on this narrative
9
users have followed this narrative
2 days ago
author updated this narrative
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Ocado Group
AN
AnalystLowTarget
Consensus Narrative from 13 Analysts
Persisting Energy And Cyber Risks Will Constrain E-Commerce Margins
Key Takeaways Rising energy costs and capital expenditure needs threaten margins and make future scalability and financing increasingly challenging for Ocado. Competitive and cybersecurity pressures risk further eroding earnings growth, with persistent profitability struggles casting doubt on the firm's long-term trajectory.
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UK£1.80
FV
82.3% overvalued
intrinsic discount
52.68%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
7 days ago
author updated this narrative
Mirae Asset Securities
AN
AnalystLowTarget
Consensus Narrative from 11 Analysts
Overseas Expansion Will Increase Regulatory And Digital Risks
Key Takeaways Rapid global expansion and exposure to digital-first competition heighten risks of underperformance, capital erosion, and sustained margin pressure for Mirae Asset Securities. Digital disruption, passive investing trends, and reliance on volatile trading income threaten future profitability and force costly technological reinvestment amid margin compression.
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₩10.50k
FV
91.9% overvalued
intrinsic discount
-48.79%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
7 days ago
author updated this narrative
TransAlta
AN
AnalystLowTarget
Consensus Narrative from 11 Analysts
Oversupplied Energy Markets And Regulatory Hurdles Will Depress Valuations
Key Takeaways Regulatory and policy instability, plus oversupplied markets, pose significant risks to earnings stability and revenue from core assets. Heavy dependence on legacy assets and increased competition in renewables threaten project returns, revenue growth, and balance sheet strength.
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CA$13.50
FV
23.7% overvalued
intrinsic discount
-7.33%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
7 days ago
author updated this narrative
HMC Capital
AN
AnalystLowTarget
Consensus Narrative from 9 Analysts
ESG Pressures And Competition Will Hamper Expansion Yet Enable Recovery
Key Takeaways Heightened competition, regulatory demands, and operational complexity could constrain HMC Capital's growth, scalability, and margins despite favorable market trends. Heavy reliance on fund launches and acquisitions increases risk to sustainable growth, especially if market dynamics or deal integration issues arise.
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AU$4.20
FV
11.4% undervalued
intrinsic discount
27.14%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
7 days ago
author updated this narrative
JCDecaux
AN
AnalystLowTarget
Consensus Narrative from 13 Analysts
Digital Migration And Regulation Will Crush Out-Of-Home Revenues
Key Takeaways Migration to digital advertising and regulatory restrictions threaten revenue and margin growth by reducing demand and limiting expansion of physical inventory. High fixed costs and intensifying digital competition increase risk of margin compression and earnings instability as media budgets shift away from out-of-home offerings.
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€15.60
FV
1.3% undervalued
intrinsic discount
4.28%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
7 days ago
author updated this narrative
Tata Chemicals
AN
AnalystLowTarget
Consensus Narrative from 8 Analysts
Excess Capacity In China And India Will Hurt Margins
Key Takeaways Overreliance on commoditized chemicals and aggressive capacity expansions expose Tata Chemicals to margin pressure, volatile earnings, and potential underutilized assets. Rising regulatory and environmental costs, combined with shifting demand toward greener alternatives, threaten the long-term viability and profitability of its core business.
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₹675.00
FV
44.0% overvalued
intrinsic discount
4.18%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
7 days ago
author updated this narrative
Johnson Matthey
AN
AnalystLowTarget
Consensus Narrative from 10 Analysts
Automotive Electrification Will Shrink Clean Air Business Margins
Key Takeaways Retreat from battery materials and key divestitures narrows growth opportunities, increasing reliance on declining markets vulnerable to structural changes. Heightened competition, regulatory pressure, and volatile precious metals pricing threaten margins, earnings stability, and long-term cash flow consistency.
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UK£13.77
FV
34.8% overvalued
intrinsic discount
-44.88%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
7 days ago
author updated this narrative
Aroundtown
AN
AnalystLowTarget
Consensus Narrative from 15 Analysts
Weakening Office Demand Will Shrink Margins Despite Green Transitions
Key Takeaways Weakened office demand, demographic shifts, and stricter environmental rules threaten revenue growth, property values, and increase pressure on profit margins. Substantial capital needs for compliance, refinancing risk, and required modernization investments are likely to erode cash flow and returns to shareholders.
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€2.00
FV
59.8% overvalued
intrinsic discount
-0.35%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
7 days ago
author updated this narrative
Bandhan Bank
AN
AnalystLowTarget
Consensus Narrative from 24 Analysts
Indian Digital Banking Rivalry Will Exacerbate Credit And Cost Pressures
Key Takeaways Overdependence on microfinance and limited geographic diversification expose Bandhan Bank to elevated credit and regional risks, undermining sustained profitability and stability. Intensifying digital competition and rising compliance costs are constraining Bandhan Bank's margin expansion, limiting its ability to match sector-leading returns.
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₹134.53
FV
34.9% overvalued
intrinsic discount
21.30%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
7 days ago
author updated this narrative
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