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Citigroup
CH
ChadWisperer
Community Contributor
Pole position to benefit from GENIUS Act
The passing of the GENIUS Act establishes a clear regulatory framework for stablecoins, allowing banks like Citi to issue their own stablecoins; Citi Token Services lets Citi position itself as the "killer app" for institutional cross-border payments, absorbing complexities and offering instant, cost-effective solutions; Core business is firing on all cylinders , with record performances in Markets and Wealth, significant share gains in Investment Banking (especially M&A, LevFin, and sponsors), and robust growth in Services and U.S. Personal Banking, all contributing to strong revenue momentum; Highly capital efficient returning $3 billion in capital during the quarter , including $2 billion in share repurchases, part of our $20 billion repurchase plan with a goal of 11% Return on tangible equity (ROTE or ROTCE). ✨ Chat with this narrative: https://notebooklm.google.com/notebook/aa2a6c92-6bd1-495e-beb5-d8d4e6525410 (believe a Google account is required) Background Citigroup Inc.
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US$233.04
FV
58.8% undervalued
intrinsic discount
6.00%
Revenue growth p.a.
Set Fair Value
12
users have liked this narrative
0
users have commented on this narrative
27
users have followed this narrative
New
narrative
IREN
KA
kapirey
Community Contributor
IREN will transform from bitcoin miner to leader in AI infrastructure
Key Highlights Financial Performance (Q3 FY25) Record Revenue : $148.1 million Record Adjusted EBITDA : $83.3 million Record EBITDA : $82.7 million Profit After Tax : $24.2 million Avg. Operating Hashrate : 29.4 EH/s Strong Margins : All-in cash cost per BTC mined at $41k vs.
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US$21.48
FV
17.5% undervalued
intrinsic discount
50.00%
Revenue growth p.a.
Set Fair Value
4
users have liked this narrative
0
users have commented on this narrative
32
users have followed this narrative
11 days ago
author updated this narrative
XRF Scientific
RO
Robbo
Community Contributor
Behind the Assay: XRF Scientific’s Role in Modern Mining Economics
There’s an old saying that in a gold rush, those who make the money are the ones selling the shovels; and mining service companies have indeed proven to be shrewd investments historically. XRF Scientific holds a strong niche in sample preparation equipment and consumables used in X-ray fluorescence (XRF) and X-ray diffraction (XRD) analysis, which are essential in determining the quality and purity of materials.
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AU$2.10
FV
2.4% undervalued
intrinsic discount
9.68%
Revenue growth p.a.
Set Fair Value
4
users have liked this narrative
0
users have commented on this narrative
9
users have followed this narrative
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Lincoln Educational Services
AN
AnalystConsensusTarget
Consensus Narrative from 5 Analysts
Implementing 100 Hybrid Teaching And New Campuses Will Improve Student Attraction And Efficiency
Key Takeaways The hybrid teaching model and program expansions are set to drive revenue growth through increased enrollment and operational efficiency. Financial stability and strategic partnerships support growth and enhance student opportunities and retention, positively impacting revenue and margins.
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US$25.80
FV
11.4% undervalued
intrinsic discount
9.21%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
1
users have followed this narrative
2 days ago
author updated this narrative
ASGN
AN
AnalystLowTarget
Consensus Narrative from 6 Analysts
Macroeconomic Uncertainty Will Impact Spending But IT Demand Will Persist
Key Takeaways Macroeconomic uncertainties and cautious IT spending pose significant risks to ASGN's revenue growth across various sectors. Rising competition and increased expenses may strain ASGN's profit margins, potentially impacting net income negatively.
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US$42.00
FV
30.3% overvalued
intrinsic discount
1.31%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
2 days ago
author updated this narrative
Bridgewater Bancshares
AN
AnalystConsensusTarget
Consensus Narrative from 3 Analysts
Loan Demand And Affordable Housing Investments Will Fuel Lending Capacity
Key Takeaways Bridgewater's focus on loan demand, core deposit growth, and affordable housing is anticipated to drive future revenue and enhance net margins. Market disruptions are being leveraged for increased market share and client acquisition, supporting enhanced revenue and earnings growth.
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US$18.50
FV
12.9% undervalued
intrinsic discount
17.60%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
1
users have followed this narrative
2 days ago
author updated this narrative
BAWAG Group
AN
AnalystHighTarget
Consensus Narrative from 10 Analysts
Digitalization And Consolidation Will Empower European Online Banking
Key Takeaways Rapid synergy realization from recent integrations and advanced digital capabilities are driving operational efficiency and scalable growth beyond initial expectations. Strong momentum in retail and specialty finance, coupled with disciplined expansion in underpenetrated regions, positions BAWAG for sustained, sector-leading profitability and market share gains.
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€141.06
FV
21.3% undervalued
intrinsic discount
17.48%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
2 days ago
author updated this narrative
Guaranty Bancshares
AN
AnalystConsensusTarget
Consensus Narrative from 1 Analyst
Q2 Loan Pipeline And Repricing Will Strengthen Future Outlook
Key Takeaways The strong loan pipeline and expected deposit growth support revenue generation and enhance liquidity, benefiting future financial performance. Strategic share repurchases and potential reserve releases could improve earnings per share, boosting shareholder value.
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US$52.00
FV
13.1% undervalued
intrinsic discount
5.30%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
2 days ago
author updated this narrative
Red Violet
AN
AnalystConsensusTarget
Consensus Narrative from 1 Analyst
AI Initiatives And Upmarket Focus To Expand Solutions In Financial And Corporate Risk Sectors
Key Takeaways Strategic upmarket moves and AI investments position the company for revenue growth and enhanced margins through higher-value customer acquisition and product optimization. Recovery in the collections industry and expansion in risk sectors are expected to significantly boost revenue with enhanced data capabilities reducing costs.
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US$52.00
FV
14.5% undervalued
intrinsic discount
13.24%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
5
users have followed this narrative
2 days ago
author updated this narrative
M/I Homes
AN
AnalystLowTarget
Consensus Narrative from 3 Analysts
Rising Costs And Regional Concentration Will Squeeze Margins With Upside
Key Takeaways Persistent affordability issues and cost pressures may constrain buyer demand and compress margins, limiting future revenue and earnings growth. Geographic concentration and evolving consumer preferences expose the company to volatility and restrict its ability to fully capitalize on market opportunities.
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US$140.00
FV
12.7% undervalued
intrinsic discount
-0.51%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
2 days ago
author updated this narrative
Mayville Engineering Company
AN
AnalystConsensusTarget
Consensus Narrative from 4 Analysts
Diversifying Into Data Centers And Infrastructure May Mitigate Demand Weakness, Though Margins Under Pressure
Key Takeaways Expansion into high-value, less cyclical markets aims to diversify revenue streams and enhance stability, potentially boosting future margins. Strong cash flow enables debt reduction and share buybacks, improving financial leverage and potentially increasing per-share earnings.
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US$22.75
FV
29.2% undervalued
intrinsic discount
7.38%
Revenue growth p.a.
Set Fair Value
1
users have liked this narrative
0
users have commented on this narrative
0
users have followed this narrative
2 days ago
author updated this narrative
Perion Network
AN
AnalystConsensusTarget
Consensus Narrative from 2 Analysts
AI-driven Unification May Improve Efficiency, But 33% Revenue Decline And Shrinking Margins Expected
Key Takeaways The Perion One strategy focuses on unifying technologies and adopting AI solutions to enhance efficiency, optimize costs, and improve profit margins. Strategic focus on high-growth areas like connected TV and leveraging industry leadership are expected to boost market reach and revenue growth.
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US$14.00
FV
21.1% undervalued
intrinsic discount
6.67%
Revenue growth p.a.
Set Fair Value
0
users have liked this narrative
0
users have commented on this narrative
29
users have followed this narrative
2 days ago
author updated this narrative
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