Global Community

ING, of course, is a bank; and banks don't like falling interest rates, right? For the dominant stream of income is their core business model, i.e. borrowing short-term and lending long-term, reaping the difference in interest rates in the process.

US$163.75

23.9% undervalued

12.00%

Revenue growth p.a.

New

ING Groep

PittTheYounger

Community Contributor

ING leads the pack when it comes to pivoting towards non-lending income

The supermarket chain Coles is the kind of “boring” business that may have been overlooked as an investment opportunity. Although it was divested from Wesfarmers in 2018, Coles’ heritage traces back to 1914 — giving it over 110 years of history.

€27.92

23.7% undervalued

9.00%

Revenue growth p.a.

New

Coles Group

Robbo

Community Contributor

Coles (ASX: COL): Safe, Steady, and Surprisingly Cheap

AU$22.00

4.3% undervalued

8.72%

Revenue growth p.a.

New

Load previous narratives

Nutrien

Key Takeaways Rapid cost savings, efficiency gains, and strategic M&A are driving sustained margin expansion and accelerated free cash flow growth, outpacing current market expectations. Unique innovation in digital agriculture and proprietary products, plus a dominant North American position, enhances pricing power and positions Nutrien as an indispensable partner for growers.

Consensus Narrative from 8 Analysts

Rising Global Population Will Fuel Digital Agriculture And Sustainable Yields

CA$97.17

19.1% undervalued

6.05%

Revenue growth p.a.

23 days ago

Usio

Key Takeaways Strategic integration, automation, and tech adoption are driving higher growth, improved margins, and stronger retention, positioning Usio ahead of initial projections. Expansion into digital disbursements, embedded finance, and diversified solutions is fueling market share gains and supporting sustained, long-term earnings growth.

Consensus Narrative from 4 Analysts

Real-time Payments And Open Banking Will Fuel Digital Expansion

US$7.00

77.6% undervalued

16.75%

Revenue growth p.a.

23 days ago

Ascendis Pharma

Key Takeaways Heavy dependence on flagship products and pricing pressures could restrict revenue growth and increase vulnerability to competition and regulatory changes. High R&D spending and ambitious pipeline expansion may delay profitability while rising competitive and regulatory risks threaten future market share and margins.

Consensus Narrative from 16 Analysts

Persistent Pricing Pressures Will Compress Margins While Orphan Demand Expands

Eurobank Ergasias Services and Holdings

US$193.36

0.7% undervalued

63.83%

Revenue growth p.a.

23 days ago

Key Takeaways Demographic decline, limited geographic reach, and intense competition from fintechs threaten Eurobank's long-term revenue stability and core market expansion. Rising regulatory demands and sustained margin pressures due to the interest rate landscape will constrain profitability and operational efficiency.

Consensus Narrative from 15 Analysts

Declining Demographics And Fintech Competition Will Undermine Stability

€2.76

27.5% overvalued

5.05%

Revenue growth p.a.

23 days ago

Mapfre

Key Takeaways Advances in vehicle technology and insurtech competition threaten Mapfre's core business, reducing traditional insurance demand and intensifying pressure on margins. Exposure to stagnant markets, volatile regions, low investment returns, and climate risks limits profitability and jeopardizes long-term earnings stability.

Consensus Narrative from 10 Analysts

Digital Competition And Climate Risks Will Erode Underwriting Margins

€2.51

53.6% overvalued

0.76%

Revenue growth p.a.

23 days ago

Tips Music

Key Takeaways Strategic shift to premium, hit-driven content and global partnerships is set to accelerate revenue growth and boost margins well beyond current expectations. Leveraging technology and industry dynamics will drive higher monetization per stream and solidify long-term profit growth through stronger market positioning.

Consensus Narrative from 3 Analysts

Rapid Digitization In India And Global Partnerships Will Transform Streaming

₹818.00

28.1% undervalued

33.78%

Revenue growth p.a.

23 days ago

Quilter

Key Takeaways Quilter's scale, digital innovation, and advisor productivity are driving sustainable asset growth, operational leverage, and an earnings trajectory above market expectations. Industry dynamics and demographic shifts position Quilter to capture greater market share, improve client retention, and benefit from recurring revenue expansion.

Consensus Narrative from 14 Analysts

Hybrid Advisory And Digital Platforms Will Meet UK Pension Demand

UK£1.90

11.9% undervalued

-56.59%

Revenue growth p.a.

23 days ago

Subsea 7

Key Takeaways Deep revenue visibility, strong client engagement, and an expanding backlog position Subsea 7 for sustained earnings and utilization growth through industry cycles. Strategic integration, renewables expansion, and technological investment create lasting competitive advantages, supporting more resilient and higher margin performance than peers.

Consensus Narrative from 15 Analysts

Global Energy Transition Will Fuel Deepwater And Offshore Wind Growth

NOK 261.68

24.1% undervalued

6.54%

Revenue growth p.a.

23 days ago

Yamaha Motor

Key Takeaways Over-reliance on internal combustion engines and slow electrification expose Yamaha to regulatory risk, declining demand, and shrinking margins across core segments. Rising competition, innovation lag, and political volatility in key markets undermine earnings stability and challenge Yamaha's premiumization and growth ambitions.

Consensus Narrative from 10 Analysts

Rising Regulatory Hurdles And Shared Mobility Will Reduce Motorcycle Sales