Shared on 31 Oct 25

Analysts have raised their price target for Fair Isaac to $2,400 from $2,000. They cited stronger-than-expected revenue growth and optimism about the company’s new mortgage direct license program.

Shared on 17 Oct 25

Fair value Increased 5.39%

Analysts have increased their fair value estimate for Fair Isaac from $1,913 to $2,017, citing stronger revenue growth and improved profit outlook following recent updates to the company’s business model. Analyst Commentary Recent research coverage of Fair Isaac has produced a mix of bullish and bearish views, as analysts assess the impact of the company's updated business model and Mortgage Direct License Program on its growth trajectory and competitive positioning.

Shared on 03 Oct 25

Fair value Increased 2.07%

Fair Isaac's analyst price target has risen from $1,874.70 to $1,913.47. This change reflects improved views on its mortgage licensing business, sustained market leadership, and incremental increases to revenue growth and profit margin expectations, according to analysts.

Shared on 02 Sep 25

Fair value Decreased 0.98%

The consensus price target for Fair Isaac decreased to $1,872 as analysts weighed increased regulatory uncertainty and competitive threats from the FHFA’s move to include VantageScore 4.0, though resilient EPS estimates and a robust business model remain supportive of fair value. Analyst Commentary Bearish analysts lowered price targets due to the Federal Housing Finance Agency's decision to allow Fannie Mae and Freddie Mac to use VantageScore 4.0, raising concerns about increased competition and potential erosion of FICO's monopoly.

Shared on 04 Aug 25

Fair value Decreased 11%

The consensus price target for Fair Isaac has been revised downward, primarily reflecting reduced growth expectations and a notable compression in the company's future P/E multiple, resulting in a fair value decrease from $2,123 to $1,924. What's in the News FICO announced the upcoming rollout of FICO® Score 10 BNPL and FICO® Score 10 T BNPL, the first major credit scores to integrate “Buy Now, Pay Later” (BNPL) data, reflecting changing consumer credit behavior and aiming to broaden financial inclusion (Wall Street Journal; FICO Product-Related Announcements).