Waterdrop

China Smartphone Growth And AI Will Drive Insurtech Expansion

AnalystHighTarget

Not Invested

Community Contributor

Published

22 Jul 25

AnalystHighTarget's Fair Value

US$2.91

31.7% undervalued

10 Sep

US$1.99

76.1%

7.0%

76.1%

7.0%

You can edit this narrative until Jul 22 9:20 PM. Then, changes will post as Updates.

Author's Valuation

US$2.91

31.7% undervalued

AnalystHighTarget Fair Value

Narrative

Updates0

AnalystHighTarget Fair Value

US$2.91

31.7% undervalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

13.78%

Insurance revenue growth rate

0.28%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

7.28%

Calculation

CN¥706.53m

Earnings '28

12.91x

PE Ratio '28

CN¥9.12b

Market Cap '28

CN¥9.12b

Market Cap '28

356.01m

No. shares '28

CN¥25.61

Share Price '28

CN¥25.61 Share Price '28

Discounted to 2025 @ 7.28% p.a.

CN¥20.75

Fair Value '25

CN¥20.75 Fair Value '25

Converted to USD @ 0.1404 CNY/USD Exchange Rate

US$2.91

Fair Value '25