WDH Share Price Performance
US$1.65
0.56 (51.38%)
30.1% undervalued intrinsic discount
US$2.36
Fair Value
Price US$1.65
AnalystHighTarget US$2.36
AnalystLowTarget US$1.36
AnalystConsensusTarget US$2.21
Fair ValueUS$2.91
Share Pricen/a
Waterdrop Inc. Stock Price
- 3 Narratives written by author
- 1 Comments on narratives written by author
- 18 Fair Values set on narratives written by author
WDH Community Narratives
AN
Fair Value US$2.91 43.4% undervalued intrinsic discount
China Smartphone Growth And AI Will Drive Insurtech Expansion
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Fair Value US$1.36 21.6% overvalued intrinsic discount
China's Aging Population And Rising Regulations Will Constrain Future Profitability
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Fair Value US$2.21 25.3% undervalued intrinsic discount
New AI Tools Like DeepSeek Will Improve Sales Efficiency And Conversion Rates
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New AI Tools Like DeepSeek Will Improve Sales Efficiency And Conversion Rates
Key Takeaways Waterdrop's AI innovation and investment aim to improve sales efficiency, reduce costs, and drive future revenue growth. Strategic expansions in customer acquisition and inclusive insurance products are set to enhance profitability and shareholder returns.Read more
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AN
US$2.21
25.3% undervalued intrinsic discount
AnalystConsensusTarget Fair Value
Revenue growth
15.07% p.a.
Profit Margin
15.16%
Future PE
1.41x
Share price in 2028
US$0.38
China Smartphone Growth And AI Will Drive Insurtech Expansion
Key Takeaways Rapid AI deployment is driving superior productivity, scalable operating leverage, and significant margin upside versus analyst consensus. Accelerated adoption of innovative health products and unique government partnerships are unlocking much larger, underpenetrated markets and sustainable long-term growth.Read more
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AN
US$2.91
43.4% undervalued intrinsic discount
AnalystHighTarget Fair Value
Revenue growth
14.78% p.a.
Profit Margin
15.66%
Future PE
12.91x
Share price in 2028
US$3.6
China's Aging Population And Rising Regulations Will Constrain Future Profitability
Key Takeaways Stricter regulations and rising compliance costs, coupled with demographic challenges, threaten Waterdrop's profitability and long-term revenue potential. Competition and evolving policies in insurtech and crowdfunding will increase customer acquisition costs and limit diversification opportunities.Read more
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AN
US$1.36
21.6% overvalued intrinsic discount
AnalystLowTarget Fair Value
Revenue growth
12.28% p.a.
Profit Margin
14.55%
Future PE
7.41x
Share price in 2028
US$1.67
Recently Updated Narratives
AN
New AI Tools Like DeepSeek Will Improve Sales Efficiency And Conversion Rates
Fair Value: US$2.21 25.3% undervalued intrinsic discount
5 followersusers have followed this narrative
1 commentusers have commented on this narrative
0 likesusers have liked this narrative
AN
China's Aging Population And Rising Regulations Will Constrain Future Profitability
Fair Value: US$1.36 21.6% overvalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
China Smartphone Growth And AI Will Drive Insurtech Expansion
Fair Value: US$2.91 43.4% undervalued intrinsic discount
2 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
Waterdrop Inc. Key Details
Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
Dec 03, 2025
- 1.24
- 51.21%
- 14.98%
- 1.3%
About WDH
- Founded
- 2016
- Employees
- 3057
- CEO
- WebsiteView website
Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People’s Republic of China. The company offers short-term and long-term health and life insurance products and services. It also operates a medical crowdfunding platform; and E-Find, a clinical trial patient recruitment platform for pharmaceutical companies to find matches for clinical trials. In addition, the company provides technical services to insurance brokerage or agency companies through customer relationship management system. Waterdrop Inc. was founded in 2016 and is headquartered in Beijing, the People’s Republic of China.
