Demographic Trends And Digital Tools Will Fuel Future Demand

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

25 Aug 24

Updated

11 Dec 25

Views

137

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

-6.4%

7D

2.0%

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1Y

-6.4%

7D

2.0%

You can edit this narrative until Dec 12 4:05 PM. Then, changes will post as Updates.

Author's Valuation

US$299.8313.9% undervalued

AnalystConsensusTarget Fair Value

Shared on 11 Dec 25

Fair value Decreased 0.72%

PRI: Future Upside Will Be Driven By Aggressive Share Repurchases

Analysts have modestly reduced their price target on Primerica by approximately $2 to about $300 per share, reflecting slightly lower fair value and future price-to-earnings assumptions, while keeping revenue growth and profit margin expectations essentially unchanged. What's in the News The Board of Directors authorized a new share repurchase plan for Primerica, signaling continued confidence in the company’s long term prospects (Key Developments).

Shared on 27 Nov 25

Fair value Decreased 1.81%

PRI: Future Upside Will Be Driven by Share Repurchase Momentum

Analysts have lowered their price target for Primerica from $307.57 to $302.00, citing slight adjustments in projected revenue growth, profit margins, and valuation metrics. What's in the News The Board of Directors of Primerica, Inc.

Shared on 11 Nov 25

Fair value Decreased 1.55%

PRI: Improved Profit Margins Will Drive Future Upside Despite Slower Revenue

Analysts have slightly lowered their price target for Primerica, decreasing the fair value estimate from $312.43 to $307.57. They cited slower expected revenue growth, which is partly offset by an improved profit margin outlook.

Shared on 24 Sep 25

Fair value Increased 1.20%

The slight upward revision in Primerica's consensus price target to $312.43 is primarily supported by an increase in expected revenue growth from 4.4% to 4.7% per annum. What's in the News Primerica repurchased 487,993 shares (1.48% of outstanding) for $129.1 million from April 1 to June 30, 2025.

Shared on 07 May 25

Fair value Increased 3.43%

Shared on 30 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 23 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 17 Apr 25

Fair value Decreased 4.74%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Increased 3.37%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

AnalystConsensusTarget has increased revenue growth from 3.2% to 3.8%.

Shared on 19 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 10 Mar 25

Fair value Decreased 1.31%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

AnalystConsensusTarget Fair Value

US$299.83

13.9% undervalued

Future estimation in

Growth p.a.

Growth p.a.

%

Decrease

Increase

Current revenue growth rate

4.04%

Insurance revenue growth rate

0.28%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

6.96%

Calculation

US$807.01m

Earnings '28

x

12.73x

PE Ratio '28

=

US$10.27b

Market Cap '28

US$10.27b

Market Cap '28

/

28.23m

No. shares '28

=

US$363.93

Share Price '28

US$363.93 Share Price '28

Discounted to 2025 @ 6.96% p.a.

=

US$297.44

Fair Value '25