AFL: Earnings Stability And Strong Buybacks Will Support Balanced Outlook

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

06 Aug 24

Updated

15 Dec 25

Views

190

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

7.1%

7D

-1.3%

Loading

1Y

7.1%

7D

-1.3%

You can edit this narrative until Dec 16 9:05 AM. Then, changes will post as Updates.

Author's Valuation

US$111.080.9% undervalued

AnalystConsensusTarget Fair Value

Shared on 15 Dec 25

Fair value Decreased 0.27%

AFL: Future Performance Will Reflect Claims Tailwinds And Balanced Capital Return Execution

Analysts have modestly raised their price targets on Aflac, with recent upward revisions ranging from approximately $5 to $6 per share. They cite better than expected life insurance earnings, favorable claims experience, and resilient earnings trends despite macro uncertainties.

Shared on 01 Dec 25

Fair value Increased 0.35%

AFL: Future Performance Will Reflect Strength In Claims And Distribution Execution

Aflac's analyst price target increased modestly, with recent updates reflecting improved life insurance earnings and stable macro conditions as key factors cited by analysts. Analyst Commentary Recent updates from street research highlight several factors influencing Aflac's valuation targets, with analysts weighing both potential growth drivers and areas of caution.

Shared on 16 Nov 25

Fair value Increased 0.91%

AFL: Future Earnings Outlook Will Reflect Improving Claims And Distribution Strength

The analyst price target for Aflac has increased modestly, with a $1 uptick in fair value to $111.00. Analysts point to stable industry conditions and improving claims experience supporting the outlook.

Shared on 01 Nov 25

Analysts have increased their price targets for Aflac, with upward revisions ranging from $1 to $6 per share. They cite stable earnings performance, as well as positive impacts from new product sales and favorable claims experience.

Shared on 18 Oct 25

Fair value Increased 1.56%

Aflac's analyst price target has been increased from $108.31 to $110.00. Analysts cite steady improvements in revenue growth, profit margins, and favorable claims experience as key factors supporting the upward revision.

Shared on 04 Oct 25

Fair value Increased 0.21%

Aflac's analyst price target has been raised slightly, with an increase of $2 to $108. Analysts highlight strong Q2 sales driven by new product rollouts and improved net interest income.

Shared on 07 May 25

Fair value Increased 11%

Shared on 30 Apr 25

Fair value Increased 2.28%

AnalystConsensusTarget has decreased shares outstanding growth rate from -0.0% to -0.0%.

Shared on 23 Apr 25

Fair value Increased 0.042%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 16 Apr 25

Fair value Decreased 0.68%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

Fair value Increased 0.89%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Decreased 9.78%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

Fair value Decreased 2.12%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 10 Mar 25

Fair value Decreased 9.54%

AnalystConsensusTarget Fair Value

US$111.08

0.9% undervalued

Future estimation in

Growth p.a.

Growth p.a.

%

Decrease

Increase

Current revenue growth rate

1.07%

Insurance revenue growth rate

0.27%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

6.96%

Calculation

US$3.84b

Earnings '28

x

16.33x

PE Ratio '28

=

US$62.79b

Market Cap '28

US$62.79b

Market Cap '28

/

462.08m

No. shares '28

=

US$135.89

Share Price '28

US$135.89 Share Price '28

Discounted to 2025 @ 6.96% p.a.

=

US$111.06

Fair Value '25