Published

23 Apr 25

Updated

14 Jul 26

Views

289

Not Invested

Fair Value

US$68.8

Share price14 Jul

US$55.6919.1% undervalued

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1Y-54.11%

7D-15.89%

Premium Expansion Will Face Headwinds While Profitability Sees Continued Progress

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AnalystConsensusTarget

Analyst Consensus Target compiles analysts opinions to create narratives on stocks using the Analysts Consensus Price Target, forecasted revenue and earnings figures, as well as the transcripts of earnings calls.

Published

23 Apr 25

Updated

14 Jul 26

Views

289

Not Invested

Shared on 14 Jul 26

Fair value Decreased 24%

ROOT: Embedded Partnerships And Tighter Profit Assumptions Will Shape Future Upside Potential

Root is pushing harder into partnerships that let people buy and manage its car insurance inside other apps, which could make it easier to reach new customers where they already shop. But analysts are dialing back their expectations for growth and profits, suggesting the upside now depends more on steady execution than big leaps.

0 views

Shared on 24 Mar 26

Fair value Decreased 19%

ROOT: Future Pricing And Loss Trends Will Drive Upside Potential

Analysts have trimmed the price target on Root to $90.00 from $111.60, citing lower fair value assumptions and more moderate expectations for revenue growth and profit margins, partly offset by a slightly higher future P/E multiple. Analyst Commentary Street research around Root reflects a mix of optimism on execution and caution on valuation risk, with several firms trimming price targets while maintaining neutral to positive ratings.

3 views

Shared on 22 Feb 26

Fair value Decreased 10%

ROOT: Pricing And Loss Trends Will Drive Upside Potential Ahead

Narrative Update on Root Analysts have trimmed their price target on Root from $96 to $75 as they now reflect updated views on pricing, loss trends, and reserves in the insurance sector, along with slightly higher discount rates and more cautious profit margin assumptions in their valuation work. Analyst Commentary Analysts are reworking their models on Root around the upcoming insurance sector earnings season, with attention centering on how pricing, loss trends, and reserves could influence the path for margins and valuation.

35 views

Shared on 28 Oct 25

The analyst consensus price target for Root has shifted downward, dropping from $140 to $105 according to recent updates. Analysts cite mixed performance in premium growth and profitability, despite better-than-expected earnings.

45 views

Shared on 12 Oct 25

Fair value Decreased 4.75%

Analysts have lowered their average price target for Root from $130.60 to $124.40. They cite mixed trends in premium growth and company profitability despite recent earnings performance.

4 views

Shared on 15 Aug 25

Fair value Decreased 5.09%

Despite strong operating income beats, improved earnings forecasts, and higher premium growth, ongoing concerns about weaker policy-in-force growth tempered analyst enthusiasm, resulting in the consensus analyst price target for Root remaining unchanged at $137.60. Analyst Commentary Bullish analysts cited higher earned premium growth and improved loss ratios contributing to a significant operating income beat versus expectations.

4 views

Shared on 01 May 25

Fair value Decreased 5.10%

0 views

Fair Value vs Share Price

US$68.8

vs US$55.6919.1% undervalued

4.9%

Revenue growth

0.6%

Profit margin

Recent News & Updates

No updates

Recent updates

No updates

Stay ahead on Root

Fair value estimate changes
Narrative and analyst updates
Key company announcements

Company analysis

Excellent balance sheet with questionable track record.

Market capUS$977.0m

PB2.7x

Estimated Growth5.4%

Dividend YieldN/A

CEO & management

Alexander Timm

CEO

3.2yrs

CEO Tenure

Provides insurance products and services in the United States.