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loanDepot Community
NYSE:LDI Community
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AnalystConsensusTarget
Consensus Narrative from 3 Analysts
Digital Transformation And Weak Household Trends Will Reshape Mortgage Lending
Key Takeaways Overly optimistic expectations for sustained growth overlook challenges posed by slowing household formation, affordability issues, and heightened competition from agile fintech rivals. Ongoing exposure to interest rate cycles and persistent legacy costs threaten profitability, while limited brand differentiation and pricing pressure may restrict market share gains.
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US$1.45
FV
39.3% overvalued
intrinsic discount
17.13%
Revenue growth p.a.
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Your Valuation for
LDI
LDI
loanDepot
Your Fair Value
US$
Current Price
US$2.02
76.5% undervalued
intrinsic discount
Growth estimate over
Annual revenue growth rate
5 Years
time period
%/yr
Decrease
Increase
Past
Future
-204m
5b
2015
2018
2021
2024
2025
2027
2030
Revenue US$2.3b
Earnings US$468.3m
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