Lower Debt Costs And Urban Demand Will Expand Lending

AN
AnalystConsensusTarget
Consensus Narrative from 6 Analysts
Published
24 Sep 24
Updated
07 Aug 25
AnalystConsensusTarget's Fair Value
US$12.83
14.0% undervalued intrinsic discount
07 Aug
US$11.04
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1Y
-5.4%
7D
1.1%

Author's Valuation

US$12.8

14.0% undervalued intrinsic discount

AnalystConsensusTarget Fair Value

Shared on01 May 25
Fair value Increased 9.31%

Shared on23 Apr 25
Fair value Decreased 5.70%

AnalystConsensusTarget has increased revenue growth from 5.7% to 7.1%.

Shared on17 Apr 25
Fair value Decreased 2.67%

AnalystConsensusTarget has increased profit margin from 29.4% to 33.3% and decreased future PE multiple from 21.3x to 18.8x.

Shared on09 Apr 25
Fair value Increased 2.42%

Shared on02 Apr 25
Fair value Decreased 5.16%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on19 Mar 25

AnalystConsensusTarget has decreased revenue growth from 7.6% to 5.7%, increased profit margin from 29.4% to 34.4% and decreased future PE multiple from 20.2x to 18.2x.

Shared on11 Mar 25
Fair value Increased 3.29%

AnalystConsensusTarget has decreased revenue growth from 9.3% to 7.6%, decreased profit margin from 39.2% to 29.4% and increased future PE multiple from 15.5x to 20.2x.