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ALLY: Shares Will Benefit From Improving Auto Credit Trends

Published
22 Aug 24
Updated
04 Nov 25
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AnalystConsensusTarget's Fair Value
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1Y
4.6%
7D
0.8%

Author's Valuation

US$48.0618.3% undervalued intrinsic discount

AnalystConsensusTarget Fair Value

Shared on 04 Nov 25

Fair value Increased 0.74%

Analysts have slightly increased their price target for Ally Financial, with updated expectations rising by $0.35 per share. This change is based on ongoing improvements in credit trends and the potential benefits of stabilizing auto markets.

Shared on 21 Oct 25

Fair value Increased 1.25%

Analysts have raised their average price target for Ally Financial by approximately $0.59 to $47.71, citing improving credit trends and reduced downside risk as key factors in the revision. Analyst Commentary Recent analyst commentary on Ally Financial reflects a mix of optimism and caution, with attention focused on the company's evolving credit landscape and its implications for valuation and earnings growth.

Shared on 18 Sep 25

Fair value Increased 1.39%

Analysts have modestly raised Ally Financial's price target to $47.12, citing improving auto credit quality, a more stable macro environment, and enhanced net interest margins from lower online deposit rates. Analyst Commentary Bullish analysts point to improving auto credit quality and positive trends in year-over-year delinquencies and charge-offs.

Shared on 03 Sep 25

Fair value Increased 1.02%

Supported by improving credit performance, lower macro risks, and strategic actions that bolster profitability and NIM outlook, analysts modestly raised Ally Financial’s consensus price target from $46.00 to $46.47. Analyst Commentary Diminished interest rate and macroeconomic risks have improved outlook on profitability and reduced left-tail risk scenarios.

Shared on 07 May 25

Fair value Increased 11%

Shared on 30 Apr 25

Fair value Decreased 0.70%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 23 Apr 25

Fair value Decreased 0.19%

AnalystConsensusTarget has increased profit margin from 19.7% to 30.9% and decreased future PE multiple from 9.7x to 6.1x.

Shared on 16 Apr 25

Fair value Decreased 0.69%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

Fair value Decreased 3.27%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Decreased 1.00%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

Fair value Decreased 1.95%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

Fair value Decreased 1.11%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 10 Mar 25

Fair value Increased 0.34%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.