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XP Inc. Stock Price

NasdaqGS:XP Community·US$9.5b Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 85 Fair Values set on narratives written by author
Author Program NEWCreate Narrative

XP Share Price Performance

US$0
-17.88 (-100.00%)
​
US$23.17
Fair Value
US$0
-17.88 (-100.00%)
​
Price US$0
Fri, 31 Jul 26
Fair ValueUS$23.17
Share Pricen/a

XP Community Narratives

AN
AnalystConsensusTarget
AnalystConsensusTarget's
Fair Value
·
Fair Value US$23.17 13.7% undervalued intrinsic discount

XP: Stable Earnings Outlook Will Support Long-Term Resilience Into 2026

1users have liked this narrative
0users have commented on this narrative
40users have followed this narrative
AN
AnalystLowTarget
AnalystLowTarget's
Fair Value
·
Fair Value US$21.03 5.0% undervalued intrinsic discount

Fee Compression And Fintech Rivalry Will Check Prospects Despite Efficiencies

0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
AN
AnalystHighTarget
AnalystHighTarget's
Fair Value
·
Fair Value US$26.75 25.3% undervalued intrinsic discount

Brazil's Rising Middle Class Will Drive Digital Finance Expansion

0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
XP logo
XP
5.0% undervalued intrinsic discount

Fee Compression And Fintech Rivalry Will Check Prospects Despite Efficiencies

View narrative
AN
AnalystLowTarget
AnalystLowTarget
Updated 18 Aug
Read Narrative
XP logo
XP
13.7% undervalued intrinsic discount

XP: Stable Earnings Outlook Will Support Long-Term Resilience Into 2026

View narrative
AN
AnalystConsensusTarget
AnalystConsensusTarget
Updated 31 Jul
Read Narrative
XP logo
XP
25.3% undervalued intrinsic discount

Brazil's Rising Middle Class Will Drive Digital Finance Expansion

View narrative
AN
AnalystHighTarget
AnalystHighTarget
Updated 22 Jun
Read Narrative

Trending Discussion

No trending discussion available.

Recently Updated Narratives

AN
AnalystLowTarget
XP logo

XP: Buybacks And 2026 Execution Will Drive Upside Despite Index Removals

Fair Value: US$21.03 5.0% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
AnalystConsensusTarget
XP logo

XP: Future Upside Hinges On Business Expansion And 2033 Scale Ambitions

Fair Value: US$23.17 13.7% undervalued intrinsic discount
40 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
AnalystHighTarget
XP logo

XP: Buybacks And Capital Returns Will Drive Future Upside

Fair Value: US$26.75 25.3% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative

Snowflake Analysis

Good value with mediocre balance sheet.

0 Risks
4 Rewards
View Full Analysis

XP Inc. Key Details

R$18.6b

Revenue

R$5.7b

Cost of Revenue

R$12.9b

Gross Profit

R$7.6b

Other Expenses

R$5.3b

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
10.48
69.20%
28.54%
640.8%
View Full Analysis

About XP

Founded
2001
Employees
n/a
CEO
Thiago Maffra
WebsiteView website
www.xpinc.com

XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company offers brokerage and issuer services to institutional and corporate clients. It also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, the company offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. It offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.

Recent XP News & Updates

Seeking Alpha • Aug 18

XP Inc. Q2: Better, But Not Way Better (Upgrade)

Summary XP Inc. delivered a solid Q2 with 8% revenue and 15% EBT growth, maintaining a robust 22.5% ROE. XP is evolving its ecosystem, expanding fee-based services to 26% of customers, and accelerating net new money inflows, especially from retail. Despite improvements, XP faces persistent competition and macroeconomic risks, making its 8x earnings valuation reasonable but not compelling versus peers. I upgrade XP to hold, recognizing operational progress and low valuation, but remain cautious due to uncertainties and more attractive alternatives in Brazil. Read the full article on Seeking Alpha
User avatar
Narrative Update • Aug 18

XP: Buybacks And 2026 Execution Will Drive Upside Despite Index Removals

Analysts now see XP's fair value at about $21.03, compared with roughly $19.46 previously, even as the latest Street research includes a reduced $25 price target from $28. What’s in the News for XP XP was dropped from the Russell 3000E Growth Benchmark index, according to Russell index data.

Recent updates

No updates

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