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NAVI: Execution Risks And Policy Shifts Will Shape Future Performance

Published
24 Sep 24
Updated
30 Oct 25
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AnalystConsensusTarget's Fair Value
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1Y
-19.9%
7D
2.8%

Author's Valuation

US$136.0% undervalued intrinsic discount

AnalystConsensusTarget Fair Value

Shared on 30 Oct 25

Fair value Decreased 7.80%

Analysts have lowered their price target for Navient from $14.10 to $13.00 per share. They cite increased execution risks associated with the company’s shift toward growth initiatives, despite recent improvements in profitability and projected revenue growth.

Shared on 30 Apr 25

Fair value Increased 32%

Shared on 23 Apr 25

Fair value Decreased 1.47%

AnalystConsensusTarget has decreased revenue growth from -16.8% to -19.8% and increased shares outstanding growth rate from -0.1% to 0.0%.

Shared on 17 Apr 25

Fair value Decreased 0.82%

AnalystConsensusTarget has decreased profit margin from 26.7% to 22.7% and increased future PE multiple from 11.5x to 13.4x.

Shared on 09 Apr 25

Fair value Decreased 4.70%

AnalystConsensusTarget has decreased profit margin from 32.6% to 26.7% and increased future PE multiple from 10.4x to 11.5x.

Shared on 02 Apr 25

Fair value Decreased 18%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 11 Mar 25

Fair value Decreased 4.44%

AnalystConsensusTarget has decreased revenue growth from -28.6% to -18.2%, decreased profit margin from 71.0% to 32.6% and increased future PE multiple from 6.3x to 10.5x.